MB Financial Bank, National Association in Chicago, Illinois (IL), IN, PA
Overview, Financial Summary, Detailed Financial Reports, Branches


MB Financial Bank, National Association - Overview

  • General
  • FDIC Certificate #: 3628
    Status: Active
    Federal Reserve ID: 656733
    Bank Holding Company (Regulatory Top Holder): Mb Financial, Inc (RSSDID: 1090987, Location: Chicago, IL)
    Date Established: May 06, 1933
    WWW: http://www.mbfinancial.com
    Trust Powers Granted: Yes
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 93 (Domestic: 93, Interstate: Yes)
    FDIC's unique #: 2312
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: Yes
    State Chartered: No
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: April 23, 2010
    Last Structure Change Process Date: April 27, 2010
    Last Data Update: April 27, 2010
    Data Source Date: April 05, 2012
  • Location
  • Address: 800 West Madison Street, Chicago, IL 60607
    County: Cook
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Chicago
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Chicago, IL (#1600)
    Consolidated Metropolitan Statistical Area (CMSA): Chicago-Gary-Kenosha, IL-IN-WI (#14)
    Combined Statistical Area (CSA): Chicago-Naperville-Michigan City, IL-IN-WI (#176)
    Core Based Statistical Area (CBSA): Chicago-Joliet-Naperville, IL-IN-WI (#16980)
    CBSA Metro Statistical Area: Chicago-Joliet-Naperville, IL-IN-WI (#16980)
    Core Based Statistical Division: Chicago-Joliet-Naperville, IL (#16974)
  • History of Changes
  • Participated in FDIC Assisted Absorption/Consolidation/Merger
    Corrections
  • Financial Summary
  • Total assets: $9,792.4 mil
    Equity capital: $1,401.0 mil
    Deposits held in domestic offices: $7,757.4 mil
    Return on assets (ROA): 0.41% ($40.1 mil)
    Quarterly return on assets: 0.81% ($79.3 mil)
    Return on Equity (ROE): 2.96% ($41.5 mil)
    Quarterly return on equity: 5.75% ($80.6 mil)
    Net income: $40.4 mil
    Quarterly Net income: $19.9 mil
    Pretax return on assets: 0.47% ($46,024.2 mil)
    Quarterly Pretax return on assets: 1.14% ($111,633.3 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 1,684Total employees (full-time equivalent)
  • $9,792,391Total assets
  • $246,032Cash and due from depository institutions
  • $100,337Interest-bearing balances
  • $2,423,829Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $5,797,824Net loans & leases
  • $126,798Loan loss allowance
  • $0Trading account assets
  • $203,578Bank premises and fixed assets
  • $138,815Other real estate owned
  • $417,146Goodwill and other intangibles
  • $9,792,391Life insurance assets
  • $565,167All other assets
  • $8,388,971Total liabilities and capital
  • $7,757,397Total liabilities
  • $5,867,200Total deposits
  • $7,757,397Interest-bearing deposits
  • $66Deposits held in domestic offices
  • 257091.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $179,127Trading liabilities
  • $50,000Other borrowed funds
  • $145,356Subordinated debt
  • $1,403,420All other liabilities
  • $1,400,970Total equity capital
  • $1,400,970Total bank equity capital
  • $0Perpetual preferred stock
  • $5,200Common stock
  • $1,200,696Surplus
  • $195,074Undivided profits
  • Memoranda
  • $2,450Noncurrent loans and leases
  • $4,727Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $472,832Income earned, not collected on loans
  • $0Earning assets
  • $35,776Long-term assets (5+ years)
  • $8,321,990Average Assets, year-to-date
  • $1,472,842Average Assets, quarterly
  • $9,967,100Volatile liabilities
  • $9,830,474Insider loans
  • $6,310,329FHLB advances
  • $9,345,603Loans and leases held for sale
  • $125,308Unused loan commitments
  • $31,041Tier 1 (core) risk-based capital
  • $956,958Tier 2 risk-based capital
  • $42,558Total risk weighted assets
  • $51,709Total unused commitments
  • $1,014,517Restructured Loans and leases
  • $24,701Derivatives
  • $2,364,020Total assets and liabilities in foreign offices

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $382,351Total interest income
  • $56,046Total interest expense
  • $326,305Net interest income
  • $124,244Provision for loan and lease losses
  • $148,971Total noninterest income
  • $11,227Fiduciary activities
  • $38,446Service charges on deposit accounts
  • $0Trading account gains & fees
  • $99,298Additional noninterest income
  • $304,598Total noninterest expense
  • $153,898Salaries and employee benefits
  • $35,467Premises and equipment expense
  • $115,233Additional noninterest expense
  • $46,434Pre-tax net operating income
  • $640Securities gains (losses)
  • $6,419Applicable income taxes
  • $40,655Income before extraordinary items
  • $0Extraordinary gains - net
  • $40,416Net income attributable to bank
  • $239Net charge-offs
  • $40,655Cash dividends
  • $176,992Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.52%Yield on earning assets
  • 0.66%Cost of funding earning assets
  • 3.86%Net interest margin
  • 1.76%Noninterest income to earning assets
  • 3.60%Noninterest expense to earning assets
  • 0.40%Net operating income to assets
  • 0.41%Return on assets (ROA)
  • 0.47%Pretax return on assets
  • 2.96%Return on equity (ROE)
  • 2.96%Retained earnings to average equity (YTD only)
  • 2.90%Net charge-offs to loans
  • 70.20%Credit loss provision to net charge-offs
  • 0.96%Efficiency ratio
  • 62,897Assets per employee
  • 5.81%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 2.14%Loss allowance to noncurrent loans
  • 26.82%Noncurrent assets plus other real estate owned to assets
  • 6.25%Noncurrent loans to loans
  • 7.98%Net loans and leases to deposits
  • 74.74%Net loans and leases to core deposits
  • 86.17%Equity capital to assets
  • 14.31%Core capital (leverage) ratio
  • 10.24%Tier 1 risk-based capital ratio
  • 15.16%Total risk-based capital ratio
  • Memoranda
  • $17Average assets
  • $9,967,100Average earning assets
  • $1,363,116Average equity
  • $8,458,678Average loans

Total Fiduciary and Related Assets (December 31, 2011)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $1,893,828Managed Assets
  • 1Number of Accounts
  • $1,775,678Personal trust and agency accounts
  • $546,773Employee benefit-defined contribution accounts
  • $72,957Employee benefit-defined benefit accounts
  • $557,445Other retirement accounts
  • $83,996Corporate trust and agency accounts
  • $12,159Investment management agency accounts
  • $498,666Other fiduciary accounts
  • $3,266Fiduciary accounts held in foreign offices
  • $416Non-managed Assets
  • 1258Number of Accounts
  • $0Personal trust and agency accounts
  • $83,996Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $118,150Other retirement accounts
  • $0Corporate trust and agency accounts
  • $5,681Other fiduciary accounts
  • $4,793Fiduciary accounts held in foreign offices

Bank Assets Sold and Securitized (December 31, 2003)

  • Dollar figures in thousands
  • Principal balance with servicing or other recourse retained
  • $01-4 family residential loans
  • $11,655Home equity lines
  • $0Credit cards receivables
  • $0Auto loans
  • $0Other consumer loans
  • $0Commercial and industrial loans

List of branches

  • 91 Illinois Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    02312Mb Financial Bank, National Association800 West Madison Street, Chicago, IL 60607May 06, 1933Full Service Brick and Mortar
    212419North Loop BranchOne East Wacker Drive, Chicago, IL 60601June 05, 1962Full Service Brick and Mortar
    3201645Executive Banking Center303 East Wacker Drive, Chicago, IL 60601December 13, 1984Full Service Brick and Mortar
    445839North Riverside Branch7222 West Cermak Road, North Riverside, IL 60546Febuary 02, 1990Full Service Brick and Mortar
    6275130Lagrange Branch401 North La Grange Road, La Grange Park, IL 60526January 01, 1914Full Service Brick and Mortar
    940555Garfield Ridge Branch6422 West Archer Avenue, Chicago, IL 60638January 01, 1910Full Service Brick and Mortar
    1043814Mount Prospect Branch15 East Prospect Avenue, Mount Prospect, IL 60056September 09, 1957Full Service Brick and Mortar
    11201646South Wacker BranchOne South Wacker Drive, Chicago, IL 60606November 05, 1990Full Service Brick and Mortar
    1240938Pilsen Branch1618 West 18th Street, Chicago, IL 60608January 01, 1912Full Service Brick and Mortar
    13201647West Loop Annex Branch1420 West Madison Street, Chicago, IL 60607June 15, 1999Limited Service Facility
    1441987Schaumburg Branch200 West Higgins Road, Schaumburg, IL 60195January 01, 1916Full Service Brick and Mortar
    15273202Damen Branch5100 South Damen Avenue, Chicago, IL 60609January 01, 1916Full Service Brick and Mortar
    16273203Burbank Branch5750 West 87th Street, Burbank, IL 60459Febuary 11, 1991Full Service Brick and Mortar
    1811120Morton Grove Branch6201 Dempster Street, Morton Grove, IL 60053December 15, 1951Full Service Brick and Mortar
    19240321Touhy Branch4010 West Touhy Ave, Lincolnwood, IL 60712September 14, 1970Full Service Brick and Mortar
    20277052Waukegan Branch9147 Waukegan Road, Morton Grove, IL 60053September 04, 1936Full Service Brick and Mortar
    2113721Elmhurst Branch990 North York Road, Elmhurst, IL 60126July 01, 1969Full Service Brick and Mortar
    22250075Burr Ridge North Branch7000 S County Line Road, Burr Ridge, IL 60527October 23, 1995Full Service Brick and Mortar
    2310427Ashland Branch1624 West Division Street, Chicago, IL 60622Febuary 03, 1945Full Service Brick and Mortar
    24237635South Chicago Branch3030 East 92nd Street, Chicago, IL 60617June 24, 1969Full Service Brick and Mortar
    28269489Milwaukee Branch2973 N. Milwaukee Ave, Chicago, IL 60618January 01, 1911Full Service Brick and Mortar
    29269490Niles Branch7557 West Oakton Street, Niles, IL 60714January 01, 1911Full Service Brick and Mortar
    30269491Belmont Branch8300 West Belmont Avenue, Chicago, IL 60634January 01, 1911Full Service Brick and Mortar
    3141460Loop Branch2 South Lasalle Street, Chicago, IL 60603January 01, 1911Full Service Brick and Mortar
    32269492Sheridan Branch6443 North Sheridan Road, Chicago, IL 60626January 01, 1911Full Service Brick and Mortar
    3443944South Holland East Branch475 East 162nd Street, South Holland, IL 60473July 31, 1959Full Service Brick and Mortar
    3511482Lincolnwood Branch6401 North Lincoln Avenue, Lincolnwood, IL 60712October 15, 1955Full Service Brick and Mortar
    389388Dolton Branch14121 Chicago Street, Dolton, IL 60419January 01, 1934Full Service Brick and Mortar
    3947446Lemont Branch1151 State Street, Lemont, IL 60439Febuary 28, 1992Full Service Brick and Mortar
    40223023Tinley Park South Branch18299 S Harlem Ave, Tinley Park, IL 60477December 13, 1999Full Service Brick and Mortar
    4242851Ukrainian Village Branch936 North Western Avenue, Chicago, IL 60622January 01, 1926Full Service Brick and Mortar
    43278287Palatine Branch2251 South Plum Grove Road, Palatine, IL 60067January 01, 1926Full Service Brick and Mortar
    44278288Western Ave Drive-Up Branch820 North Western Avenue, Chicago, IL 60622June 30, 1985Full Service Brick and Mortar
    46278289Gladstone Park Branch5670 North Milwaukee Avenue, Chicago, IL 60646October 29, 1993Full Service Brick and Mortar
    47438825Rosemont Branch6111 North River Road, Rosemont, IL 60018January 10, 2005Full Service Brick and Mortar
    50443511Park Ridge Branch1014 Busse Highway, Park Ridge, IL 60068May 17, 2004Full Service Brick and Mortar
    51448853University Center Branch557 South State Street, Chicago, IL 60605Febuary 06, 2006Full Service Brick and Mortar
    5212391Oak Brook Branch1400 16th Street, Oak Brook, IL 60523April 18, 1962Full Service Brick and Mortar
    53245500Lisle Branch6444 South College Road, Lisle, IL 60532October 17, 1985Full Service Brick and Mortar
    543931Warrenville Branch28w571 Batavia Road, Warrenville, IL 60555June 09, 1928Full Service Brick and Mortar
    55245501Naperville Branch380 West Diehl Road, Naperville, IL 60563June 01, 1988Full Service Brick and Mortar
    56245502Burr Ridge Branch8300 South Madison, Burr Ridge, IL 60527October 31, 1988Full Service Brick and Mortar
    5711329Glenview South Branch2200 N. Waukegan Road, Glenview, IL 60025Febuary 09, 1953Full Service Brick and Mortar
    58241432Broadview Branch1500 Roosevelt Road, Broadview, IL 60155March 19, 1990Full Service Brick and Mortar
    5914090Addison Branch777 West Army Trail Road, Addison, IL 60101June 21, 1971Full Service Brick and Mortar
    60251058Bensenville Branch1050 Busse Highway, Bensenville, IL 60106May 27, 1986Full Service Brick and Mortar
    61245503Aurora Branch2992 Indian Trail Road, Aurora, IL 60502January 07, 1998Full Service Brick and Mortar
    64360914Huron Branch33 W Huron, Chicago, IL 60610November 15, 2000Full Service Brick and Mortar
    65364968Bolingbrook Branch455 South Weber Road, Bolingbrook, IL 60490March 08, 2002Full Service Brick and Mortar
    66365837Countryside Branch600 W. Plainfield Road, Countryside, IL 60525January 15, 2003Full Service Brick and Mortar
    67419082Graue Mill Branch3824 York Road, Oak Brook, IL 60523May 27, 2003Full Service Brick and Mortar
    68423426St Charles Branch2607 Lincoln Highway, Saint Charles, IL 60175October 14, 2003Full Service Brick and Mortar
    69438943Darien Branch2401 75th Street, Darien, IL 60561March 14, 2005Full Service Brick and Mortar
    70445621Northbrook Branch1161 Chruch Street, Northbrook, IL 60062October 17, 2005Full Service Brick and Mortar
    71445623Glencoe Branch356 Park Avenue, Glencoe, IL 60022October 17, 2005Full Service Brick and Mortar
    72445624Wheaton Branch212 South West Street, Wheaton, IL 60187October 24, 2005Full Service Brick and Mortar
    73452112Homer Glen Branch13900 South Bell Road, Homer Glen, IL 60491May 30, 2006Full Service Brick and Mortar
    74457971Glenview North Branch2823 B Pfingsten Road, Glenview, IL 60026October 18, 2006Full Service Brick and Mortar
    75463391Oak Lawn Branch9701 South Cicero Avenue, Oak Lawn, IL 60453January 02, 2007Full Service Brick and Mortar
    78466647Lombard Branch1145 South Main Street, Lombard, IL 60148May 18, 2007Full Service Brick and Mortar
    79468103Holmsted Community Service Mobile Br700 West Fabyan, Batavia, IL 60510August 06, 2007Limited Service Mobile
    80470553Highland Park Branch581 Elm Place Suite 110, Highland Park, IL 60035July 16, 2007Full Service Brick and Mortar
    81474365Crete In Walt's Branch1100 East Exchange Avenue, Crete, IL 60417Febuary 15, 2008Full Service Brick and Mortar
    82474366Homewood In Walt's Branch2345 West 183rd Street, Homewood, IL 60430Febuary 15, 2008Full Service Brick and Mortar
    83474367South Holland In Walt's Branch16145 South State Street, South Holland, IL 60473Febuary 15, 2008Full Service Brick and Mortar
    85479720Frankfort In Walt's Branch20825 S. Lagrange Rd., Frankfort, IL 60423December 15, 2007Full Service Brick and Mortar
    86479721Tinley Park In Walt's Branch16039 S Harlem Ave, Tinley Park, IL 60477December 15, 2007Full Service Brick and Mortar
    8713792Glenwood Branch18301 South Halsted, Glenwood, IL 60425November 28, 1969Full Service Brick and Mortar
    88250249Orland Hills Branch9101 West 159th Street, Orland Hills, IL 60477Febuary 03, 1989Full Service Brick and Mortar
    90223008Dolton South Branch550 East Sibley Boulevard, Dolton, IL 60419June 07, 1979Full Service Brick and Mortar
    9113887Oak Forest Branch15533 Cicero Avenue, Oak Forest, IL 60452June 25, 1970Full Service Brick and Mortar
    92250491Tinley Park Central Branch16700 South Harlem Avenue, Tinley Park, IL 60477Febuary 02, 1998Full Service Brick and Mortar
    948559Irving Park Branch3959 North Lincoln Avenue, Chicago, IL 60613December 31, 1913Full Service Brick and Mortar
    95229876Southport Branch3604 North Southport Avenue, Chicago, IL 60613June 03, 1980Full Service Brick and Mortar
    9610562Clark Branch3179 North Clark Street, Chicago, IL 60657July 06, 1946Full Service Brick and Mortar
    9710369Lincoln Park Branch2401 North Halsted Street, Chicago, IL 60614July 01, 1944Full Service Brick and Mortar
    98237530North Damen Branch3940 North Damen Avenue, Chicago, IL 60618November 21, 1969Limited Service Facility
    9910507Lincoln Square Branch4800 North Western Avenue, Chicago, IL 60625November 03, 1945Full Service Brick and Mortar
    100237907Lincoln Square Drive-In Branch2420 West Lawrence Avenue, Chicago, IL 60625November 17, 1969Limited Service Facility
    1016902River Forest Branch7727 Lake Street, River Forest, IL 60305January 02, 1913Full Service Brick and Mortar
    10215806Wheeling Branch125 Mchenry Road, Wheeling, IL 60090May 04, 1978Full Service Brick and Mortar
    10315499Riverside Plaza Branch10 South Riverside Plaza, Chicago, IL 60606June 17, 1976Full Service Brick and Mortar
    10411501Niles/Golf Branch9190 W Golf Road, Des Plaines, IL 60016December 01, 1955Full Service Brick and Mortar
    10511870Calmet City/Burnham Branch925 Burnham Avenue, Calumet City, IL 60409November 22, 1958Full Service Brick and Mortar
    1086674West Aurora BranchOne North Constitution Drive, Aurora, IL 60506January 01, 1898Full Service Brick and Mortar
    110222402Seneca Branch395 South Main Street, Seneca, IL 61360March 01, 1994Full Service Brick and Mortar
    11315968Broadway Branch5960 North Broadway, Chicago, IL 60660May 07, 1979Full Service Brick and Mortar
    115255456Central Avenue Branch3046 North Central Avenue, Chicago, IL 60634September 22, 1995Full Service Brick and Mortar
    11761732Ontario Branch363 West Ontario Street, Chicago, IL 60610January 11, 1999Full Service Brick and Mortar
    118443457North Avenue Branch1554 West North Avenue, Chicago, IL 60622July 06, 2004Full Service Brick and Mortar
    120518527Vernon Hills Branch1620 North Milwaukee Avenue, Vernon Hills, IL 60061March 14, 2011Full Service Brick and Mortar
  • 1 Indiana Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    84474368Dyer In Walt's Branch1218 Sheffield Avenue, Dyer, IN 46311Febuary 20, 2008Full Service Brick and Mortar
  • 1 Pennsylvania Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    4547455Philadelphia Branch7918 Bustleton Avenue, Philadelphia, PA 19152March 12, 1992Full Service Brick and Mortar

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