Oak Brook Bank in Oak Brook, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of November 02, 2006

  • Oak Brook Bank in Oak Brook, Illinois (IL)
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Oak Brook Bank - Overview

  • General
  • FDIC Certificate #: 18498
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: MB Financial Bank, National Association (#3628)
    Federal Reserve ID: 847643
    Date Established: April 18, 1962
    WWW: http://www.obb.com
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 22 (Interstate: No)
    OTS Docket #: 10530
    FDIC's unique #: 12391
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    State Chartered: Yes
    Date of Deposit Insurance: April 18, 1962
    Last Structure Change Effective Date: November 02, 2006
    Last Structure Change Process Date: November 27, 2006
    Last Data Update: November 27, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 1400 16th Street, Oak Brook, IL 60523
    County: Dupage
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Chicago
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Chicago, IL (#1600)
    Consolidated Metropolitan Statistical Area (CMSA): Chicago-Gary-Kenosha, IL-IN-WI (#14)
    Combined Statistical Area (CSA): Chicago-Naperville-Michigan City, IL-IN-WI (#176)
    Core Based Statistical Area (CBSA): Chicago-Joliet-Naperville, IL-IN-WI (#16980)
    CBSA Metro Statistical Area: Chicago-Joliet-Naperville, IL-IN-WI (#16980)
    Core Based Statistical Division: Chicago-Joliet-Naperville, IL (#16974)
  • Financial Summary
  • Total assets: $2,537.6 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2005)

  • Dollar figures in thousands
  • 356Total employees (full-time equivalent)
  • $2,221,164Total assets
  • $39,831Cash and due from depository institutions
  • $2,397Interest-bearing balances
  • $765,693Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $1,303,451Net loans & leases
  • $8,812Loan loss allowance
  • $0Trading account assets
  • $40,617Bank premises and fixed assets
  • $15Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $71,557All other assets
  • $2,221,164Total liabilities and capital
  • $2,076,076Total liabilities
  • $1,883,666Total deposits
  • $1,703,239Interest-bearing deposits
  • $1,883,666Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $38,540Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $140,360Other borrowed funds
  • $0Subordinated debt
  • $13,510All other liabilities
  • $145,088Total equity capital
  • $145,088Total bank equity capital
  • $145,088Perpetual preferred stock
  • $12,000Common stock
  • $565Surplus
  • $38,238Undivided profits
  • Memoranda
  • $94,285Noncurrent loans and leases
  • $489,553Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $797Earning assets
  • $27Long-term assets (5+ years)
  • $11,750Average Assets, year-to-date
  • $2,071,541Average Assets, quarterly
  • $562,590Volatile liabilities
  • $2,130,807Insider loans
  • $2,195,167FHLB advances
  • $650,841Loans and leases held for sale
  • $24,022Unused loan commitments
  • $133,888Tier 1 (core) risk-based capital
  • $5,740Tier 2 risk-based capital
  • $843Total risk weighted assets
  • $489,553Total unused commitments
  • $0Restructured Loans and leases
  • $8,812Derivatives

Income and Expense (December 31, 2005)

  • Dollar figures in thousands
  • $101,670Total interest income
  • $49,040Total interest expense
  • $52,630Net interest income
  • $360Provision for loan and lease losses
  • $20,165Total noninterest income
  • $3,054Fiduciary activities
  • $4,644Service charges on deposit accounts
  • $59Trading account gains & fees
  • $12,408Additional noninterest income
  • $44,911Total noninterest expense
  • $23,926Salaries and employee benefits
  • $5,217Premises and equipment expense
  • $15,768Additional noninterest expense
  • $27,524Pre-tax net operating income
  • -$185Securities gains (losses)
  • $8,575Applicable income taxes
  • $18,764Income before extraordinary items
  • $0Extraordinary gains - net
  • $18,764Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $94Sale, conversion, retirement of capital stock, net
  • $8,449Net operating income

Performance and Condition Ratios (December 31, 2005)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.11%Yield on earning assets
  • 2.46%Cost of funding earning assets
  • 2.65%Net interest margin
  • 1.01%Noninterest income to earning assets
  • 2.26%Noninterest expense to earning assets
  • 0.89%Net operating income to assets
  • 0.88%Return on assets (ROA)
  • 1.28%Pretax return on assets
  • 13.05%Return on equity (ROE)
  • 7.18%Retained earnings to average equity (YTD only)
  • 0.01%Net charge-offs to loans
  • 382.98%Credit loss provision to net charge-offs
  • 296.64%Efficiency ratio
  • 61,695Assets per employee
  • 6.24%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 45.03%Loss allowance to loans
  • 0.67%Loss allowance to noncurrent loans
  • 1105.65%Noncurrent assets plus other real estate owned to assets
  • 0.04%Noncurrent loans to loans
  • 0.06%Net loans and leases to deposits
  • 69.20%Net loans and leases to core deposits
  • 100.43%Equity capital to assets
  • 6.53%Core capital (leverage) ratio
  • 6.85%Tier 1 risk-based capital ratio
  • 9.51%Total risk-based capital ratio
  • Memoranda
  • $10Average assets
  • $2,130,807Average earning assets
  • $143,758Average equity
  • $1,989,484Average loans

Total Fiduciary and Related Assets (December 31, 2005)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $916,925Managed Assets
  • 1Number of Accounts
  • $830,209Personal trust and agency accounts
  • $27,685Employee benefit-defined contribution accounts
  • $51,966Employee benefit-defined benefit accounts
  • $538,941Other retirement accounts
  • $29,642Corporate trust and agency accounts
  • $362Investment management agency accounts
  • $181,294Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices
  • $319Non-managed Assets
  • 596Number of Accounts
  • $0Personal trust and agency accounts
  • $0Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $86,716Other retirement accounts
  • $2,199Corporate trust and agency accounts
  • $6,883Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices

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