First State Bank of Calumet City in city_name, state_name - Detailed Financial Reports, Location

First State Bank of Calumet City in Calumet City, Illinois (IL)
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First State Bank of Calumet City - Overview

General
FDIC Certificate #: 17936
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: Corus Bank, National Association (#13693)
Federal Reserve ID: 406536
Date Established: November 22, 1958
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 2 (Interstate: No)
FDIC's unique #: 11870
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: Yes
Date of Deposit Insurance: November 22, 1958
Last Structure Change Effective Date: September 16, 1996
Last Structure Change Process Date: October 31, 1996
Last Data Update: October 31, 1996
Data Source Date: April 05, 2012
Location
Address: 925 Burnham Avenue, Calumet City, IL 60409
County: Cook
Quarterly Banking Profile Region: Chicago
FDIC Geographic Region: Chicago
FDIC Supervisory Region: Chicago
FDIC Field Office: Chicago
Office of the Comptroller the Currency (OCC) District: Central
Office of Thrift Supervision Region: Central
Metropolitan Statistical Area (MSA): Chicago, IL (#1600)
Consolidated Metropolitan Statistical Area (CMSA): Chicago-Gary-Kenosha, IL-IN-WI (#14)
Combined Statistical Area (CSA): Chicago-Naperville-Michigan City, IL-IN-WI (#176)
Core Based Statistical Area (CBSA): Chicago-Joliet-Naperville, IL-IN-WI (#16980)
CBSA Metro Statistical Area: Chicago-Joliet-Naperville, IL-IN-WI (#16980)
Core Based Statistical Division: Chicago-Joliet-Naperville, IL (#16974)
Financial Summary
Total assets: $160.8 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1995)

Dollar figures in thousands
0Total employees (full-time equivalent)
$41Total assets
$170,512Cash and due from depository institutions
$6,105Interest-bearing balances
$2,500Securities
$25,095Federal funds sold & reverse repurchase agreements
$6,070Net loans & leases
$126,797Loan loss allowance
$2,534Trading account assets
$0Bank premises and fixed assets
$2,337Other real estate owned
$0Goodwill and other intangibles
$3,136Life insurance assets
$972All other assets
$0Total liabilities and capital
$170,512Total liabilities
$160,788Total deposits
$160,143Interest-bearing deposits
$148,623Deposits held in domestic offices
160143.00%% insured (estimated)
$78Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$0All other liabilities
$645Total equity capital
$645Total bank equity capital
$9,724Perpetual preferred stock
$0Common stock
$809Surplus
$8,149Undivided profits
Memoranda
$766Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$3,940Income earned, not collected on loans
$1,475Earning assets
$160,462Long-term assets (5+ years)
$14,869Average Assets, year-to-date
$154,737Average Assets, quarterly
$161,069Volatile liabilities
$25,550Insider loans
$0FHLB advances
$0Loans and leases held for sale
$0Unused loan commitments
$2,737Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$8,728Total risk weighted assets
$89,283Total unused commitments
$0Restructured Loans and leases
$7,650Derivatives

Income and Expense (December 31, 1995)

Dollar figures in thousands
$0Total interest income
$12,424Total interest expense
$6,315Net interest income
$6,109Provision for loan and lease losses
$1,650Total noninterest income
$693Fiduciary activities
$0Service charges on deposit accounts
$476Trading account gains & fees
$6Additional noninterest income
$211Total noninterest expense
$3,141Salaries and employee benefits
$1,508Premises and equipment expense
$453Additional noninterest expense
$1,180Pre-tax net operating income
$2,011Securities gains (losses)
$6Applicable income taxes
$685Income before extraordinary items
$1,332Extraordinary gains - net
$0Net income attributable to bank
$1,332Net charge-offs
$29Cash dividends
$999Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 1995)

Dollar figures in thousands
Performance Ratios (%, annualized)
0.00%Yield on earning assets
8.55%Cost of funding earning assets
4.35%Net interest margin
4.20%Noninterest income to earning assets
0.48%Noninterest expense to earning assets
2.16%Net operating income to assets
0.86%Return on assets (ROA)
0.86%Pretax return on assets
1.30%Return on equity (ROE)
13.77%Retained earnings to average equity (YTD only)
3.44%Net charge-offs to loans
0.03%Credit loss provision to net charge-offs
5689.66%Efficiency ratio
44,590Assets per employee
4.16%Cash dividends to net income (YTD only)
Condition Ratios (%)
75.00%Loss allowance to loans
1.96%Loss allowance to noncurrent loans
64.31%Noncurrent assets plus other real estate owned to assets
2.31%Noncurrent loans to loans
3.05%Net loans and leases to deposits
79.18%Net loans and leases to core deposits
94.21%Equity capital to assets
5.70%Core capital (leverage) ratio
5.52%Tier 1 risk-based capital ratio
9.78%Total risk-based capital ratio
Memoranda
$11Average assets
$154,737Average earning assets
$9,672Average equity
$145,324Average loans

First State Bank of Calumet City in Calumet City, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

First State Bank of Calumet City - Overview

Assets and Liabilities (December 31, 1995)

Income and Expense (December 31, 1995)

Performance and Condition Ratios (December 31, 1995)

Comment about this bank, ask questions, or add new information about it:

First State Bank of Calumet City in Calumet City, Illinois (IL)Overview, Financial Summary, Detailed Financial Reports, Branches

First State Bank of Calumet City - Overview

Assets and Liabilities (December 31, 1995)

Income and Expense (December 31, 1995)

Performance and Condition Ratios (December 31, 1995)

Comment about this bank, ask questions, or add new information about it:

First State Bank of Calumet City in Calumet City, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches