First National Bank of Elmhurst in city_name, state_name - Detailed Financial Reports, Location

First National Bank of Elmhurst in Elmhurst, Illinois (IL)
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First National Bank of Elmhurst - Overview

General
FDIC Certificate #: 19981
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: MB Financial Bank, National Association (#3628)
Federal Reserve ID: 589037
Date Established: July 01, 1969
Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Offices: 2 (Interstate: No)
FDIC's unique #: 13721
Numeric code: 3
Regulator: OCC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: No
Date of Deposit Insurance: July 01, 1969
Last Structure Change Effective Date: November 07, 2001
Last Structure Change Process Date: November 20, 2001
Last Data Update: November 20, 2001
Data Source Date: April 05, 2012
Location
Address: 990 North York Road, Elmhurst, IL 60126
County: Dupage
Quarterly Banking Profile Region: Chicago
FDIC Geographic Region: Chicago
FDIC Supervisory Region: Chicago
FDIC Field Office: Chicago
Office of the Comptroller the Currency (OCC) District: Central
Office of Thrift Supervision Region: Central
Metropolitan Statistical Area (MSA): Chicago, IL (#1600)
Consolidated Metropolitan Statistical Area (CMSA): Chicago-Gary-Kenosha, IL-IN-WI (#14)
Combined Statistical Area (CSA): Chicago-Naperville-Michigan City, IL-IN-WI (#176)
Core Based Statistical Area (CBSA): Chicago-Joliet-Naperville, IL-IN-WI (#16980)
CBSA Metro Statistical Area: Chicago-Joliet-Naperville, IL-IN-WI (#16980)
Core Based Statistical Division: Chicago-Joliet-Naperville, IL (#16974)
Financial Summary
Total assets: $171.2 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2000)

Dollar figures in thousands
31Total employees (full-time equivalent)
$171,086Total assets
$6,872Cash and due from depository institutions
$0Interest-bearing balances
$57,688Securities
$6,050Federal funds sold & reverse repurchase agreements
$94,152Net loans & leases
$1,210Loan loss allowance
$0Trading account assets
$4,624Bank premises and fixed assets
$0Other real estate owned
$0Goodwill and other intangibles
$0Life insurance assets
$1,700All other assets
$171,086Total liabilities and capital
$158,121Total liabilities
$156,227Total deposits
$116,004Interest-bearing deposits
$156,227Deposits held in domestic offices
0.00%% insured (estimated)
$1,268Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$626All other liabilities
$12,965Total equity capital
$12,965Total bank equity capital
$12,965Perpetual preferred stock
$0Common stock
$1,400Surplus
$6,100Undivided profits
Memoranda
$5,465Noncurrent loans and leases
$18,320Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$355Earning assets
$0Long-term assets (5+ years)
$516Average Assets, year-to-date
$157,890Average Assets, quarterly
$39,629Volatile liabilities
$165,555Insider loans
$169,739FHLB advances
$30,544Loans and leases held for sale
$3,980Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$18,320Total unused commitments
$0Restructured Loans and leases
$1,210Derivatives

Income and Expense (December 31, 2000)

Dollar figures in thousands
$11,114Total interest income
$5,036Total interest expense
$6,078Net interest income
$410Provision for loan and lease losses
$985Total noninterest income
$0Fiduciary activities
$704Service charges on deposit accounts
$0Trading account gains & fees
$281Additional noninterest income
$4,073Total noninterest expense
$1,478Salaries and employee benefits
$556Premises and equipment expense
$2,039Additional noninterest expense
$2,580Pre-tax net operating income
$0Securities gains (losses)
$495Applicable income taxes
$2,085Income before extraordinary items
$0Extraordinary gains - net
$2,085Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$115Sale, conversion, retirement of capital stock, net
$1,900Net operating income

Performance and Condition Ratios (December 31, 2000)

Dollar figures in thousands
Performance Ratios (%, annualized)
7.32%Yield on earning assets
3.32%Cost of funding earning assets
4.00%Net interest margin
0.65%Noninterest income to earning assets
2.68%Noninterest expense to earning assets
1.26%Net operating income to assets
1.26%Return on assets (ROA)
1.56%Pretax return on assets
16.25%Return on equity (ROE)
1.44%Retained earnings to average equity (YTD only)
0.12%Net charge-offs to loans
356.52%Credit loss provision to net charge-offs
26.00%Efficiency ratio
57,667Assets per employee
5.52%Cash dividends to net income (YTD only)
Condition Ratios (%)
91.13%Loss allowance to loans
1.27%Loss allowance to noncurrent loans
340.85%Noncurrent assets plus other real estate owned to assets
0.21%Noncurrent loans to loans
0.37%Net loans and leases to deposits
60.27%Net loans and leases to core deposits
74.16%Equity capital to assets
7.58%Core capital (leverage) ratio
7.60%Tier 1 risk-based capital ratio
11.67%Total risk-based capital ratio
Memoranda
$13Average assets
$165,555Average earning assets
$12,832Average equity
$151,819Average loans

First National Bank of Elmhurst in Elmhurst, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

First National Bank of Elmhurst - Overview

Assets and Liabilities (December 31, 2000)

Income and Expense (December 31, 2000)

Performance and Condition Ratios (December 31, 2000)

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First National Bank of Elmhurst in Elmhurst, Illinois (IL)Overview, Financial Summary, Detailed Financial Reports, Branches

First National Bank of Elmhurst - Overview

Assets and Liabilities (December 31, 2000)

Income and Expense (December 31, 2000)

Performance and Condition Ratios (December 31, 2000)

Comment about this bank, ask questions, or add new information about it:

First National Bank of Elmhurst in Elmhurst, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches