Peoples Federal Savings and Loan Association in Chicago, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of April 10, 1995

  • Peoples Federal Savings and Loan Association in Chicago, Illinois (IL)
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Peoples Federal Savings and Loan Association - Overview

  • General
  • FDIC Certificate #: 28104
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: MB Financial Bank, National Association (#3628)
    Federal Reserve ID: 846879
    Date Established: January 01, 1912
    Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
    OTS Docket #: 905
    FDIC's unique #: 40938
    Numeric code: 37
    Regulator: OTS
    Insurance Fund Membership: Savings Association Insurance Fund (SAIF)
    FDIC Insured: Yes
    SAIF Insured: Yes
    Insured Savings Institution: Yes
    State Chartered: No
    Date of Deposit Insurance: January 23, 1935
    Last Structure Change Effective Date: April 10, 1995
    Last Structure Change Process Date: April 25, 1995
    Last Data Update: April 25, 1995
    Data Source Date: April 05, 2012
  • Location
  • Address: 1618 W 18th St, Chicago, IL 60608
    County: Cook
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Chicago
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Chicago, IL (#1600)
    Consolidated Metropolitan Statistical Area (CMSA): Chicago-Gary-Kenosha, IL-IN-WI (#14)
    Combined Statistical Area (CSA): Chicago-Naperville-Michigan City, IL-IN-WI (#176)
    Core Based Statistical Area (CBSA): Chicago-Joliet-Naperville, IL-IN-WI (#16980)
    CBSA Metro Statistical Area: Chicago-Joliet-Naperville, IL-IN-WI (#16980)
    Core Based Statistical Division: Chicago-Joliet-Naperville, IL (#16974)
  • Financial Summary
  • Total assets: $31.6 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1994)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $23Total assets
  • $31,815Cash and due from depository institutions
  • $1,350Interest-bearing balances
  • $517Securities
  • $17,586Federal funds sold & reverse repurchase agreements
  • $1,700Net loans & leases
  • $10,088Loan loss allowance
  • $56Trading account assets
  • $0Bank premises and fixed assets
  • $260Other real estate owned
  • $0Goodwill and other intangibles
  • $831Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $31,815Total liabilities
  • $25,668Total deposits
  • $25,068Interest-bearing deposits
  • $24,694Deposits held in domestic offices
  • 25068.00%% insured (estimated)
  • $99Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $188Subordinated debt
  • $0All other liabilities
  • $412Total equity capital
  • $412Total bank equity capital
  • $6,147Perpetual preferred stock
  • $0Common stock
  • $3Surplus
  • $2,470Undivided profits
  • Memoranda
  • $3,674Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $126Income earned, not collected on loans
  • $5Earning assets
  • $29,891Long-term assets (5+ years)
  • $0Average Assets, year-to-date
  • $33,307Average Assets, quarterly
  • $32,100Volatile liabilities
  • $1,595Insider loans
  • $47FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $6,147Total risk weighted assets
  • $9,781Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1994)

  • Dollar figures in thousands
  • $0Total interest income
  • $2,207Total interest expense
  • $907Net interest income
  • $1,300Provision for loan and lease losses
  • -$79Total noninterest income
  • $94Fiduciary activities
  • $0Service charges on deposit accounts
  • $0Trading account gains & fees
  • $0Additional noninterest income
  • $94Total noninterest expense
  • $1,247Salaries and employee benefits
  • $711Premises and equipment expense
  • $198Additional noninterest expense
  • $338Pre-tax net operating income
  • $226Securities gains (losses)
  • $0Applicable income taxes
  • $68Income before extraordinary items
  • $158Extraordinary gains - net
  • $0Net income attributable to bank
  • $158Net charge-offs
  • -$79Cash dividends
  • $15Sale, conversion, retirement of capital stock, net
  • $115Net operating income

Performance and Condition Ratios (December 31, 1994)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 7.04%Cost of funding earning assets
  • 2.89%Net interest margin
  • 4.15%Noninterest income to earning assets
  • 0.30%Noninterest expense to earning assets
  • 3.98%Net operating income to assets
  • 0.47%Return on assets (ROA)
  • 0.47%Pretax return on assets
  • 0.68%Return on equity (ROE)
  • 2.62%Retained earnings to average equity (YTD only)
  • 2.37%Net charge-offs to loans
  • -0.73%Credit loss provision to net charge-offs
  • 100.00%Efficiency ratio
  • 89,455Assets per employee
  • 1.38%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 9.49%Loss allowance to loans
  • 0.55%Loss allowance to noncurrent loans
  • 44.44%Noncurrent assets plus other real estate owned to assets
  • 0.40%Noncurrent loans to loans
  • 1.24%Net loans and leases to deposits
  • 40.24%Net loans and leases to core deposits
  • 42.64%Equity capital to assets
  • 19.32%Core capital (leverage) ratio
  • 19.29%Tier 1 risk-based capital ratio
  • 62.85%Total risk-based capital ratio
  • Memoranda
  • $63Average assets
  • $33,307Average earning assets
  • $6,022Average equity
  • $31,348Average loans

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