First Chicago Bank & Trust in Chicago, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of July 08, 2011

  • First Chicago Bank & Trust in Chicago, Illinois (IL)
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First Chicago Bank & Trust routing number info

First Chicago Bank & Trust - Overview

  • General
  • FDIC Certificate #: 27935
    Status: Inactive
    Closing history: Absorption - Assisted
    Acquiring institution: Northbrook Bank and Trust Company (#57082)
    Federal Reserve ID: 686271
    Date Established: January 01, 1905
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 7 (Interstate: No)
    OTS Docket #: 571
    FDIC's unique #: 40769
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    State Chartered: Yes
    Date of Deposit Insurance: April 19, 1938
    Last Structure Change Effective Date: July 08, 2011
    Last Structure Change Process Date: July 11, 2011
    Last Data Update: July 11, 2011
    Data Source Date: April 05, 2012
  • Location
  • Address: 1040 W Randolph St, Chicago, IL 60607
    County: Cook
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Chicago
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Chicago, IL (#1600)
    Consolidated Metropolitan Statistical Area (CMSA): Chicago-Gary-Kenosha, IL-IN-WI (#14)
    Combined Statistical Area (CSA): Chicago-Naperville-Michigan City, IL-IN-WI (#176)
    Core Based Statistical Area (CBSA): Chicago-Joliet-Naperville, IL-IN-WI (#16980)
    CBSA Metro Statistical Area: Chicago-Joliet-Naperville, IL-IN-WI (#16980)
    Core Based Statistical Division: Chicago-Joliet-Naperville, IL (#16974)
  • Financial Summary
  • Total assets: $896.9 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2010)

  • Dollar figures in thousands
  • 127Total employees (full-time equivalent)
  • $1,017,781Total assets
  • $74,270Cash and due from depository institutions
  • $61,609Interest-bearing balances
  • $95,523Securities
  • $2,809Federal funds sold & reverse repurchase agreements
  • $742,149Net loans & leases
  • $29,694Loan loss allowance
  • $0Trading account assets
  • $33,333Bank premises and fixed assets
  • $36,290Other real estate owned
  • $4,050Goodwill and other intangibles
  • $2,229Life insurance assets
  • $29,357All other assets
  • $1,017,781Total liabilities and capital
  • $972,989Total liabilities
  • $914,274Total deposits
  • $831,738Interest-bearing deposits
  • $914,274Deposits held in domestic offices
  • 90.26%% insured (estimated)
  • $2,135Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $50,000Other borrowed funds
  • $0Subordinated debt
  • $6,580All other liabilities
  • $44,792Total equity capital
  • $44,792Total bank equity capital
  • $44,792Perpetual preferred stock
  • $0Common stock
  • $287Surplus
  • $254,276Undivided profits
  • Memoranda
  • $-209,771Noncurrent loans and leases
  • $88,834Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $102,894Earning assets
  • $0Long-term assets (5+ years)
  • $3,522Average Assets, year-to-date
  • $902,090Average Assets, quarterly
  • $82,452Volatile liabilities
  • $1,101,562Insider loans
  • $1,046,645FHLB advances
  • $212,874Loans and leases held for sale
  • $0Unused loan commitments
  • $50,000Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $88,834Total unused commitments
  • $32,650Restructured Loans and leases
  • $10,522Derivatives

Income and Expense (December 31, 2010)

  • Dollar figures in thousands
  • $45,902Total interest income
  • $17,813Total interest expense
  • $28,089Net interest income
  • $42,168Provision for loan and lease losses
  • $5,568Total noninterest income
  • $12Fiduciary activities
  • $2,744Service charges on deposit accounts
  • $0Trading account gains & fees
  • $2,812Additional noninterest income
  • $43,899Total noninterest expense
  • $11,660Salaries and employee benefits
  • $3,703Premises and equipment expense
  • $28,536Additional noninterest expense
  • -$52,410Pre-tax net operating income
  • $524Securities gains (losses)
  • $17,482Applicable income taxes
  • -$69,368Income before extraordinary items
  • $0Extraordinary gains - net
  • -$69,368Net income attributable to bank
  • $0Net charge-offs
  • -$69,368Cash dividends
  • $66,216Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2010)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.72%Yield on earning assets
  • 1.83%Cost of funding earning assets
  • 2.89%Net interest margin
  • 0.57%Noninterest income to earning assets
  • 4.51%Noninterest expense to earning assets
  • -6.34%Net operating income to assets
  • -6.30%Return on assets (ROA)
  • -4.71%Pretax return on assets
  • -93.47%Return on equity (ROE)
  • -93.47%Retained earnings to average equity (YTD only)
  • 7.86%Net charge-offs to loans
  • 63.68%Credit loss provision to net charge-offs
  • -0.15%Efficiency ratio
  • 125,837Assets per employee
  • 8.01%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 3.85%Loss allowance to noncurrent loans
  • 28.86%Noncurrent assets plus other real estate owned to assets
  • 13.68%Noncurrent loans to loans
  • 13.33%Net loans and leases to deposits
  • 81.17%Net loans and leases to core deposits
  • 105.49%Equity capital to assets
  • 4.40%Core capital (leverage) ratio
  • 3.82%Tier 1 risk-based capital ratio
  • 4.93%Total risk-based capital ratio
  • Memoranda
  • $6Average assets
  • $1,101,562Average earning assets
  • $74,214Average equity
  • $972,840Average loans

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