FDIC Certificate #: 24728 Status: Inactive Closing history: Merger - Without Assistance Acquiring institution:National Bank of Arizona (#20626) Federal Reserve ID: 329064 Date Established: October 11, 1983 Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC Offices: 8 (Interstate: No) FDIC's unique #: 17164 Numeric code: 21 Regulator: FDIC Insurance Fund Membership: Bank Insurance Fund (BIF) Bank Insurance Fund: Yes Insured commercial Banks: Yes FDIC Insured: Yes State Chartered: Yes Date of Deposit Insurance: October 11, 1983 Last Structure Change Effective Date: July 28, 2000 Last Structure Change Process Date: August 24, 2000 Last Data Update: August 24, 2000 Data Source Date: April 05, 2012
Location
Address: 102 West Gurley Street, Prescott, AZ 86301 County: Yavapai Quarterly Banking Profile Region: San Francisco FDIC Geographic Region: San Francisco FDIC Supervisory Region: San Francisco FDIC Field Office: Phoenix Office of the Comptroller the Currency (OCC) District: Midwest Office of Thrift Supervision Region: Western Core Based Statistical Area (CBSA): Prescott, AZ (#39140) CBSA Metro Statistical Area: Prescott, AZ (#39140)
Financial Summary
Total assets: $246.5 mil
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 1999)
Dollar figures in thousands
125Total employees (full-time equivalent)
$242,310Total assets
$10,633Cash and due from depository institutions
$0Interest-bearing balances
$60,573Securities
$8,200Federal funds sold & reverse repurchase agreements
$150,301Net loans & leases
$1,875Loan loss allowance
$0Trading account assets
$7,545Bank premises and fixed assets
$0Other real estate owned
$0Goodwill and other intangibles
$0Life insurance assets
$5,058All other assets
$242,310Total liabilities and capital
$221,657Total liabilities
$221,213Total deposits
$173,055Interest-bearing deposits
$221,213Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$444All other liabilities
$20,653Total equity capital
$20,653Total bank equity capital
$20,653Perpetual preferred stock
$0Common stock
$7,635Surplus
$2,126Undivided profits
Memoranda
$10,892Noncurrent loans and leases
$47,831Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$341Earning assets
$49Long-term assets (5+ years)
$781Average Assets, year-to-date
$219,074Average Assets, quarterly
$32,733Volatile liabilities
$228,398Insider loans
$240,902FHLB advances
$16,598Loans and leases held for sale
$2,817Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$47,831Total unused commitments
$0Restructured Loans and leases
$1,875Derivatives
Income and Expense (December 31, 1999)
Dollar figures in thousands
$18,362Total interest income
$5,941Total interest expense
$12,421Net interest income
$300Provision for loan and lease losses
$1,645Total noninterest income
$0Fiduciary activities
$589Service charges on deposit accounts
$0Trading account gains & fees
$1,056Additional noninterest income
$7,632Total noninterest expense
$4,694Salaries and employee benefits
$1,201Premises and equipment expense
$1,737Additional noninterest expense
$6,134Pre-tax net operating income
$0Securities gains (losses)
$2,147Applicable income taxes
$3,987Income before extraordinary items
$0Extraordinary gains - net
$3,987Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$80Sale, conversion, retirement of capital stock, net
$109Net operating income
Performance and Condition Ratios (December 31, 1999)
Dollar figures in thousands
Performance Ratios (%, annualized)
8.93%Yield on earning assets
2.89%Cost of funding earning assets
6.04%Net interest margin
0.80%Noninterest income to earning assets
3.71%Noninterest expense to earning assets
1.75%Net operating income to assets
1.75%Return on assets (ROA)
2.69%Pretax return on assets
21.78%Return on equity (ROE)
21.18%Retained earnings to average equity (YTD only)
0.06%Net charge-offs to loans
375.00%Credit loss provision to net charge-offs
80.42%Efficiency ratio
54,258Assets per employee
1.94%Cash dividends to net income (YTD only)
Condition Ratios (%)
2.73%Loss allowance to loans
1.23%Loss allowance to noncurrent loans
549.85%Noncurrent assets plus other real estate owned to assets
0.14%Noncurrent loans to loans
0.22%Net loans and leases to deposits
67.94%Net loans and leases to core deposits
73.46%Equity capital to assets
8.52%Core capital (leverage) ratio
8.87%Tier 1 risk-based capital ratio
12.63%Total risk-based capital ratio
Memoranda
$14Average assets
$228,398Average earning assets
$18,308Average equity
$205,518Average loans
Comment about this bank, ask questions, or add new information about it:
This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with County Bank.
Based on public records. Inadvertent errors are possible. bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site. Use at your own risk.
Comment about this bank, ask questions, or add new information about it: