Delta National Bank and Trust Company in New York, New York (NY), FL
Overview, Financial Summary, Detailed Financial Reports, Branches


  • Delta National Bank and Trust Company in New York, New York (NY), FL
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Delta National Bank and Trust Company routing number info

Delta National Bank and Trust Company - Overview

  • General
  • FDIC Certificate #: 26633
    Status: Active
    Federal Reserve ID: 65513
    Bank Holding Company (Regulatory Top Holder): Delta Investment Company (Cayman) (RSSDID: 1135468, Location: George Town)
    Date Established: March 17, 1986
    WWW: http://www.deltabank.net
    Trust Powers Granted: Yes
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 2 (Domestic: 2, Interstate: Yes)
    FDIC's unique #: 35365
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: Yes
    State Chartered: No
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Other Specialized Lending < 1 Billion
    Date of Deposit Insurance: March 17, 1986
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 650 Fifth Avenue, 31st Floor, New York, NY 10019
    County: New York
    Quarterly Banking Profile Region: New York
    FDIC Geographic Region: New York
    FDIC Supervisory Region: New York
    FDIC Field Office: New York City
    Office of the Comptroller the Currency (OCC) District: Northeast
    Office of Thrift Supervision Region: Northeast
    Metropolitan Statistical Area (MSA): New York, NY (#5600)
    Consolidated Metropolitan Statistical Area (CMSA): New York-Northern New Jersey-Long Island, NY-NJ-CT-PA (#70)
    Combined Statistical Area (CSA): New York-Newark-Bridgeport, NY-NJ-CT-PA (#408)
    Core Based Statistical Area (CBSA): New York-Northern New Jersey-Long Island, NY-NJ-PA (#35620)
    CBSA Metro Statistical Area: New York-Northern New Jersey-Long Island, NY-NJ-PA (#35620)
    Core Based Statistical Division: New York-White Plains-Wayne, NY-NJ (#35644)
  • History of Changes
  • Corrections
    Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $283.4 mil
    Equity capital: $49.8 mil
    Deposits held in domestic offices: $209.0 mil
    Return on assets (ROA): 0.26% ($0.7 mil)
    Quarterly return on assets: 0.58% ($1.6 mil)
    Return on Equity (ROE): 1.69% ($0.8 mil)
    Quarterly return on equity: 3.48% ($1.7 mil)
    Net income: $0.8 mil
    Quarterly Net income: $0.4 mil
    Pretax return on assets: 0.45% ($1,275.3 mil)
    Quarterly Pretax return on assets: 0.94% ($2,663.9 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 74Total employees (full-time equivalent)
  • $283,392Total assets
  • $129,667Cash and due from depository institutions
  • $111,707Interest-bearing balances
  • $110,743Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $36,809Net loans & leases
  • $47Loan loss allowance
  • $0Trading account assets
  • $2,134Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $283,392Life insurance assets
  • $4,039All other assets
  • $233,610Total liabilities and capital
  • $209,029Total liabilities
  • $159,658Total deposits
  • $209,029Interest-bearing deposits
  • $57Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $21,500Trading liabilities
  • $0Other borrowed funds
  • $3,081Subordinated debt
  • $49,782All other liabilities
  • $49,782Total equity capital
  • $49,782Total bank equity capital
  • $0Perpetual preferred stock
  • $2,816Common stock
  • $9,684Surplus
  • $37,282Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $0Earning assets
  • $1,326Long-term assets (5+ years)
  • $259,259Average Assets, year-to-date
  • $1,064Average Assets, quarterly
  • $326,723Volatile liabilities
  • $296,242Insider loans
  • $148,952FHLB advances
  • $318,560Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $49,464Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $8,782Restructured Loans and leases
  • $0Derivatives
  • $167Total assets and liabilities in foreign offices

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $5,853Total interest income
  • $679Total interest expense
  • $5,174Net interest income
  • $0Provision for loan and lease losses
  • $12,240Total noninterest income
  • $9,878Fiduciary activities
  • $358Service charges on deposit accounts
  • $0Trading account gains & fees
  • $2,004Additional noninterest income
  • $15,966Total noninterest expense
  • $10,560Salaries and employee benefits
  • $2,022Premises and equipment expense
  • $3,384Additional noninterest expense
  • $1,448Pre-tax net operating income
  • $11Securities gains (losses)
  • $621Applicable income taxes
  • $838Income before extraordinary items
  • $0Extraordinary gains - net
  • $838Net income attributable to bank
  • $0Net charge-offs
  • $838Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 1.94%Yield on earning assets
  • 0.23%Cost of funding earning assets
  • 1.72%Net interest margin
  • 4.06%Noninterest income to earning assets
  • 5.30%Noninterest expense to earning assets
  • 0.25%Net operating income to assets
  • 0.26%Return on assets (ROA)
  • 0.45%Pretax return on assets
  • 1.69%Return on equity (ROE)
  • 1.69%Retained earnings to average equity (YTD only)
  • 0.00%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 91,685Assets per employee
  • 3.83%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 0.13%Loss allowance to noncurrent loans
  • 0.00%Noncurrent assets plus other real estate owned to assets
  • 0.00%Noncurrent loans to loans
  • 0.00%Net loans and leases to deposits
  • 17.61%Net loans and leases to core deposits
  • 21.45%Equity capital to assets
  • 17.57%Core capital (leverage) ratio
  • 15.53%Tier 1 risk-based capital ratio
  • 33.21%Total risk-based capital ratio
  • Memoranda
  • $33Average assets
  • $326,723Average earning assets
  • $49,445Average equity
  • $301,386Average loans

Total Fiduciary and Related Assets (December 31, 2011)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $1,552,245Managed Assets
  • 1Number of Accounts
  • $19,912Personal trust and agency accounts
  • $10,002Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $0Other retirement accounts
  • $0Corporate trust and agency accounts
  • $0Investment management agency accounts
  • $0Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices
  • $9,910Non-managed Assets
  • 1001Number of Accounts
  • $0Personal trust and agency accounts
  • $0Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $1,532,333Other retirement accounts
  • $354,249Corporate trust and agency accounts
  • $2,353Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices

List of branches

  • 1 Florida Branch as of April 05, 2012
    • NoIDNameAddressEstablishedService TypeMap
    136217Brickell Avenue Branch1221 Brickell Avenue, 5th Floor, Miami, FL 33131Febuary 02, 1987Full Service Brick and Mortar
  • 1 New York Branch as of April 05, 2012
    • NoIDNameAddressEstablishedService TypeMap
    035365Delta National Bank And Trust Compan650 Fifth Avenue, 31st Floor, New York, NY 10019March 17, 1986Full Service Brick and Mortar

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