Deposit Bank of Carlisle in city_name, state_name - Detailed Financial Reports, Location

Deposit Bank of Carlisle in Carlisle, Kentucky (KY)
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Deposit Bank of Carlisle routing number info

Deposit Bank of Carlisle - Overview

General
FDIC Certificate #: 266
Status: Active
Federal Reserve ID: 842116
Bank Holding Company (Regulatory Top Holder): Farmers National Bancorp Of Cynthiana, Inc. (RSSDID: 1071511, Location: Cynthiana, KY)
Date Established: January 01, 1866
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 2 (Domestic: 2, Interstate: No)
OTS Docket #: 12120
FDIC's unique #: 213
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: Yes
Asset Concentration Hierarchy: All Other Specialization < 1 Billion
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: October 20, 2010
Last Structure Change Process Date: October 20, 2010
Last Data Update: October 20, 2010
Data Source Date: April 05, 2012
Location
Address: 102 East Main Street, Carlisle, KY 40311
County: Nicholas
Quarterly Banking Profile Region: Chicago
FDIC Geographic Region: Chicago
FDIC Supervisory Region: Chicago
FDIC Field Office: Lexington
Office of the Comptroller the Currency (OCC) District: Central
Office of Thrift Supervision Region: Southeast
Financial Summary
Total assets: $64.4 mil
Equity capital: $12.1 mil
Deposits held in domestic offices: $51.1 mil
Return on assets (ROA): 0.17% ($0.1 mil)
Quarterly return on assets: 1.44% ($0.9 mil)
Return on Equity (ROE): 0.97% ($0.1 mil)
Quarterly return on equity: 7.76% ($0.9 mil)
Net income: $0.1 mil
Quarterly Net income: $0.2 mil
Pretax return on assets: 0.17% ($109.5 mil)
Quarterly Pretax return on assets: 1.44% ($927.7 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
13Total employees (full-time equivalent)
$64,425Total assets
$1,073Cash and due from depository institutions
$114Interest-bearing balances
$27,490Securities
$1,200Federal funds sold & reverse repurchase agreements
$32,623Net loans & leases
$521Loan loss allowance
$0Trading account assets
$136Bank premises and fixed assets
$25Other real estate owned
$0Goodwill and other intangibles
$64,424Life insurance assets
$1,878All other assets
$52,315Total liabilities and capital
$51,097Total liabilities
$42,441Total deposits
$51,097Interest-bearing deposits
$89Deposits held in domestic offices
1017.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$201Subordinated debt
$12,109All other liabilities
$12,109Total equity capital
$12,109Total bank equity capital
$0Perpetual preferred stock
$200Common stock
$1,200Surplus
$10,709Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$2,482Income earned, not collected on loans
$77Earning assets
$584Long-term assets (5+ years)
$61,427Average Assets, year-to-date
$14,467Average Assets, quarterly
$65,575Volatile liabilities
$64,848Insider loans
$33,091FHLB advances
$65,299Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$11,316Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$564Restructured Loans and leases
$65Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$2,904Total interest income
$460Total interest expense
$2,444Net interest income
$1,115Provision for loan and lease losses
$436Total noninterest income
$0Fiduciary activities
$358Service charges on deposit accounts
$0Trading account gains & fees
$78Additional noninterest income
$1,652Total noninterest expense
$636Salaries and employee benefits
$159Premises and equipment expense
$857Additional noninterest expense
$113Pre-tax net operating income
$1Securities gains (losses)
$0Applicable income taxes
$114Income before extraordinary items
$0Extraordinary gains - net
$114Net income attributable to bank
$0Net charge-offs
$114Cash dividends
$891Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
4.76%Yield on earning assets
0.75%Cost of funding earning assets
4.01%Net interest margin
0.72%Noninterest income to earning assets
2.71%Noninterest expense to earning assets
0.17%Net operating income to assets
0.17%Return on assets (ROA)
0.17%Pretax return on assets
0.97%Return on equity (ROE)
0.97%Retained earnings to average equity (YTD only)
2.63%Net charge-offs to loans
125.14%Credit loss provision to net charge-offs
1.38%Efficiency ratio
57,361Assets per employee
4.96%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
1.57%Loss allowance to noncurrent loans
20.99%Noncurrent assets plus other real estate owned to assets
3.89%Noncurrent loans to loans
7.49%Net loans and leases to deposits
63.85%Net loans and leases to core deposits
65.02%Equity capital to assets
18.80%Core capital (leverage) ratio
17.33%Tier 1 risk-based capital ratio
34.20%Total risk-based capital ratio
Memoranda
$35Average assets
$65,575Average earning assets
$11,716Average equity
$60,953Average loans

Total Fiduciary and Related Assets (December 31, 2010)

Dollar figures in thousands
$1Total fiduciary and related assets
1Number of Fiduciary Accounts and Related Asset Accounts
YesFiduciary powers granted
YesFiduciary or related activity
$339Managed Assets
1Number of Accounts
$339Personal trust and agency accounts
$93Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$0Other retirement accounts
$0Corporate trust and agency accounts
$145Investment management agency accounts
$0Other fiduciary accounts
$101Fiduciary accounts held in foreign offices
$0Non-managed Assets
4Number of Accounts
$0Personal trust and agency accounts
$0Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$0Other retirement accounts
$0Corporate trust and agency accounts
$0Other fiduciary accounts
$0Fiduciary accounts held in foreign offices

List of branches

2 Kentucky Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type	Map
0	213	Deposit Bank Of Carlisle	102 East Main Street, Carlisle, KY 40311	January 01, 1866	Full Service Brick and Mortar
1	181424	Carlisle Branch	386 West Main Street, Carlisle, KY 40311	March 08, 1990	Full Service Brick and Mortar

Deposit Bank of Carlisle in Carlisle, Kentucky (KY)
Overview, Financial Summary, Detailed Financial Reports, Branches

Deposit Bank of Carlisle - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

Total Fiduciary and Related Assets (December 31, 2010)

List of branches

Comment about this bank, ask questions, or add new information about it:

Deposit Bank of Carlisle in Carlisle, Kentucky (KY)Overview, Financial Summary, Detailed Financial Reports, Branches

Deposit Bank of Carlisle - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

Total Fiduciary and Related Assets (December 31, 2010)

List of branches

Comment about this bank, ask questions, or add new information about it:

Deposit Bank of Carlisle in Carlisle, Kentucky (KY)
Overview, Financial Summary, Detailed Financial Reports, Branches