Diamond Bank in city_name, state_name - Detailed Financial Reports, Location

Diamond Bank in Murfreesboro, Arkansas (AR)
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Diamond Bank routing number info

Diamond Bank - Overview

General
FDIC Certificate #: 1527
Status: Active
Federal Reserve ID: 27847
Bank Holding Company (Regulatory Top Holder): Bainum Bancorp (RSSDID: 1491333, Location: Glenwood, AR)
Date Established: December 16, 1904
WWW: http://www.diamondbanking.com
Trust Powers Granted: No
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 13 (Domestic: 13, Interstate: No)
OTS Docket #: 14755
FDIC's unique #: 1007
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Agricultural lending institution: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: Yes
Asset Concentration Hierarchy: Agricultural Specialization
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: December 01, 2011
Last Structure Change Process Date: December 01, 2011
Last Data Update: December 01, 2011
Data Source Date: April 05, 2012
Location
Address: 319 East Main Street, Murfreesboro, AR 71958
County: Pike
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Little Rock
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: Western
Financial Summary
Total assets: $437.7 mil
Equity capital: $49.1 mil
Deposits held in domestic offices: $365.3 mil
Return on assets (ROA): 0.97% ($4.2 mil)
Quarterly return on assets: 0.33% ($1.4 mil)
Return on Equity (ROE): 9.30% ($4.6 mil)
Quarterly return on equity: 2.95% ($1.4 mil)
Net income: $4.3 mil
Quarterly Net income: $0.4 mil
Pretax return on assets: 0.97% ($4,246.0 mil)
Quarterly Pretax return on assets: 0.33% ($1,444.5 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
121Total employees (full-time equivalent)
$437,737Total assets
$16,885Cash and due from depository institutions
$9,464Interest-bearing balances
$138,142Securities
$3,150Federal funds sold & reverse repurchase agreements
$256,473Net loans & leases
$7,840Loan loss allowance
$0Trading account assets
$8,423Bank premises and fixed assets
$1,666Other real estate owned
$0Goodwill and other intangibles
$437,737Life insurance assets
$12,998All other assets
$388,626Total liabilities and capital
$365,267Total liabilities
$316,279Total deposits
$365,267Interest-bearing deposits
$85Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$22,146Trading liabilities
$0Other borrowed funds
$1,213Subordinated debt
$49,111All other liabilities
$49,111Total equity capital
$49,111Total bank equity capital
$0Perpetual preferred stock
$430Common stock
$1,982Surplus
$46,699Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$7,038Income earned, not collected on loans
$0Earning assets
$2,553Long-term assets (5+ years)
$407,229Average Assets, year-to-date
$131,554Average Assets, quarterly
$449,703Volatile liabilities
$441,806Insider loans
$268,508FHLB advances
$442,382Loans and leases held for sale
$7,216Unused loan commitments
$3,535Tier 1 (core) risk-based capital
$43,152Tier 2 risk-based capital
$0Total risk weighted assets
$3,681Total unused commitments
$9,289Restructured Loans and leases
$0Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$22,691Total interest income
$5,234Total interest expense
$17,457Net interest income
$5,489Provision for loan and lease losses
$3,540Total noninterest income
$0Fiduciary activities
$1,778Service charges on deposit accounts
$0Trading account gains & fees
$1,762Additional noninterest income
$12,676Total noninterest expense
$5,541Salaries and employee benefits
$1,943Premises and equipment expense
$5,192Additional noninterest expense
$2,832Pre-tax net operating income
$1,516Securities gains (losses)
$0Applicable income taxes
$4,348Income before extraordinary items
$0Extraordinary gains - net
$4,348Net income attributable to bank
$0Net charge-offs
$4,348Cash dividends
$2,579Sale, conversion, retirement of capital stock, net
$2,125Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
5.42%Yield on earning assets
1.25%Cost of funding earning assets
4.17%Net interest margin
0.85%Noninterest income to earning assets
3.03%Noninterest expense to earning assets
0.63%Net operating income to assets
0.97%Return on assets (ROA)
0.97%Pretax return on assets
9.30%Return on equity (ROE)
4.75%Retained earnings to average equity (YTD only)
0.92%Net charge-offs to loans
212.83%Credit loss provision to net charge-offs
3.23%Efficiency ratio
60,371Assets per employee
3.62%Cash dividends to net income (YTD only)
Condition Ratios (%)
48.87%Loss allowance to loans
2.97%Loss allowance to noncurrent loans
111.40%Noncurrent assets plus other real estate owned to assets
1.99%Noncurrent loans to loans
2.66%Net loans and leases to deposits
70.22%Net loans and leases to core deposits
76.31%Equity capital to assets
11.22%Core capital (leverage) ratio
9.75%Tier 1 risk-based capital ratio
16.07%Total risk-based capital ratio
Memoranda
$17Average assets
$449,703Average earning assets
$46,766Average equity
$418,644Average loans

List of branches

13 Arkansas Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type
0	1007	Diamond Bank	319 East Main Street, Murfreesboro, AR 71958	December 16, 1904	Full Service Brick and Mortar
1	189671	Mineral Springs Branch	100 W Runnels Street, Mineral Springs, AR 71851	October 20, 1951	Full Service Brick and Mortar
2	41737	Nashville Branch	301 North Main, Nashville, AR 71852	April 01, 1934	Full Service Brick and Mortar
3	189672	Dierks Branch	Highway 4, Dierks, AR 71833	October 31, 1994	Full Service Brick and Mortar
4	189673	Dequeen Branch	404 E. Collin Raye Drive, Dequeen, AR 71832	July 19, 1999	Full Service Brick and Mortar
5	362121	Hope Branch	400 South Main, Hope, AR 71801	May 21, 2001	Full Service Brick and Mortar
7	229457	Highways 70 And 70 B Branch	Highways 70 And 70 B, Glenwood, AR 71943	July 11, 1986	Full Service Brick and Mortar
8	229458	Mount Ida Branch	Highway 270 East And Cedar Street, Mount Ida, AR 71957	January 03, 1994	Full Service Brick and Mortar
9	229459	Mena Branch	203 Highway 71 North, Mena, AR 71953	April 20, 1998	Full Service Brick and Mortar
10	229460	Arkansas Diamond Branch	1200 Airport Road, Hot Springs, AR 71913	November 02, 1999	Full Service Brick and Mortar
11	480010	Dogwood Branch	3948 Central Avenue, Suite F, Hot Springs, AR 71913	September 26, 2007	Full Service Brick and Mortar
12	480011	Lakeside Branch Diamond Bank Branch	2350 Malvern Avenue Suite B, Hot Springs, AR 71901	January 16, 2008	Full Service Brick and Mortar
13	495394	Nashville Branch	1410 South 4th Street, Nashville, AR 71852	July 23, 2009	Full Service Brick and Mortar

Diamond Bank in Murfreesboro, Arkansas (AR)
Overview, Financial Summary, Detailed Financial Reports, Branches

Diamond Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

Diamond Bank in Murfreesboro, Arkansas (AR)Overview, Financial Summary, Detailed Financial Reports, Branches

Diamond Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

Diamond Bank in Murfreesboro, Arkansas (AR)
Overview, Financial Summary, Detailed Financial Reports, Branches