Diamond Bank in Diamond, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of April 18, 1997

Diamond Bank in Diamond, Missouri (MO)
Show street view No street view available for this location

Diamond Bank - Overview

General
FDIC Certificate #: 20529
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: Community Bank and Trust (#13068)
Federal Reserve ID: 948456
Date Established: September 01, 1904
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 1 (Interstate: No)
FDIC's unique #: 14168
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: Yes
Date of Deposit Insurance: October 27, 1971
Last Structure Change Effective Date: April 18, 1997
Last Structure Change Process Date: May 06, 1997
Last Data Update: May 06, 1997
Data Source Date: April 05, 2012
Location
Address: 109 East Market Street, Diamond, MO 64840
County: Newton
Quarterly Banking Profile Region: Kansas City
FDIC Geographic Region: Kansas City
FDIC Supervisory Region: Kansas City
FDIC Field Office: Springfield Mo
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: West
Metropolitan Statistical Area (MSA): Joplin, MO (#3710)
Core Based Statistical Area (CBSA): Joplin, MO (#27900)
CBSA Metro Statistical Area: Joplin, MO (#27900)
Financial Summary
Total assets: $19.4 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1996)

Dollar figures in thousands
0Total employees (full-time equivalent)
$12Total assets
$19,274Cash and due from depository institutions
$601Interest-bearing balances
$0Securities
$4,263Federal funds sold & reverse repurchase agreements
$2,255Net loans & leases
$11,861Loan loss allowance
$84Trading account assets
$0Bank premises and fixed assets
$136Other real estate owned
$5Goodwill and other intangibles
$153Life insurance assets
$0All other assets
$0Total liabilities and capital
$19,274Total liabilities
$16,752Total deposits
$16,561Interest-bearing deposits
$15,160Deposits held in domestic offices
16561.00%% insured (estimated)
$86Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$0All other liabilities
$191Total equity capital
$191Total bank equity capital
$2,522Perpetual preferred stock
$0Common stock
$50Surplus
$125Undivided profits
Memoranda
$2,347Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$6Income earned, not collected on loans
$151Earning assets
$18,379Long-term assets (5+ years)
$3,613Average Assets, year-to-date
$19,138Average Assets, quarterly
$19,436Volatile liabilities
$3,240Insider loans
$159FHLB advances
$0Loans and leases held for sale
$0Unused loan commitments
$1,621Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$2,522Total risk weighted assets
$13,188Total unused commitments
$0Restructured Loans and leases
$0Derivatives

Income and Expense (December 31, 1996)

Dollar figures in thousands
$0Total interest income
$1,670Total interest expense
$762Net interest income
$908Provision for loan and lease losses
$114Total noninterest income
$75Fiduciary activities
$0Service charges on deposit accounts
$66Trading account gains & fees
$0Additional noninterest income
$9Total noninterest expense
$517Salaries and employee benefits
$362Premises and equipment expense
$56Additional noninterest expense
$99Pre-tax net operating income
$352Securities gains (losses)
$0Applicable income taxes
$137Income before extraordinary items
$215Extraordinary gains - net
$0Net income attributable to bank
$215Net charge-offs
$105Cash dividends
$5Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 1996)

Dollar figures in thousands
Performance Ratios (%, annualized)
0.00%Yield on earning assets
9.30%Cost of funding earning assets
4.24%Net interest margin
5.05%Noninterest income to earning assets
0.42%Noninterest expense to earning assets
2.88%Net operating income to assets
1.12%Return on assets (ROA)
1.12%Pretax return on assets
1.84%Return on equity (ROE)
8.89%Retained earnings to average equity (YTD only)
8.68%Net charge-offs to loans
0.92%Credit loss provision to net charge-offs
108.57%Efficiency ratio
52,594Assets per employee
1.61%Cash dividends to net income (YTD only)
Condition Ratios (%)
2.33%Loss allowance to loans
0.70%Loss allowance to noncurrent loans
1400.00%Noncurrent assets plus other real estate owned to assets
0.06%Noncurrent loans to loans
0.05%Net loans and leases to deposits
71.62%Net loans and leases to core deposits
89.04%Equity capital to assets
13.08%Core capital (leverage) ratio
12.99%Tier 1 risk-based capital ratio
19.12%Total risk-based capital ratio
Memoranda
$20Average assets
$19,138Average earning assets
$2,419Average equity
$17,966Average loans

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Diamond Bank.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site. Use at your own risk.