DuPage Valley State Bank in Woodridge, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of December 29, 1995

  • DuPage Valley State Bank in Woodridge, Illinois (IL)
  • Show street view No street view available for this location

DuPage Valley State Bank - Overview

  • General
  • FDIC Certificate #: 32967
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Bridgeview Bank Group (#21122)
    Federal Reserve ID: 1453069
    Date Established: May 31, 1990
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Interstate: No)
    FDIC's unique #: 46145
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: May 31, 1990
    Last Structure Change Effective Date: December 29, 1995
    Last Structure Change Process Date: Febuary 08, 1996
    Last Data Update: Febuary 08, 1996
    Data Source Date: April 05, 2012
  • Location
  • Address: 3540 Hobson Road, Woodridge, IL 60517
    County: Dupage
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Chicago
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Chicago, IL (#1600)
    Consolidated Metropolitan Statistical Area (CMSA): Chicago-Gary-Kenosha, IL-IN-WI (#14)
    Combined Statistical Area (CSA): Chicago-Naperville-Michigan City, IL-IN-WI (#176)
    Core Based Statistical Area (CBSA): Chicago-Joliet-Naperville, IL-IN-WI (#16980)
    CBSA Metro Statistical Area: Chicago-Joliet-Naperville, IL-IN-WI (#16980)
    Core Based Statistical Division: Chicago-Joliet-Naperville, IL (#16974)
  • Financial Summary
  • Total assets: $21.0 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1994)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $15Total assets
  • $24,355Cash and due from depository institutions
  • $3,850Interest-bearing balances
  • $2,374Securities
  • $3,337Federal funds sold & reverse repurchase agreements
  • $2,945Net loans & leases
  • $11,702Loan loss allowance
  • $399Trading account assets
  • $0Bank premises and fixed assets
  • $1,893Other real estate owned
  • $281Goodwill and other intangibles
  • $341Life insurance assets
  • $6All other assets
  • $0Total liabilities and capital
  • $24,355Total liabilities
  • $22,545Total deposits
  • $22,421Interest-bearing deposits
  • $17,412Deposits held in domestic offices
  • 22421.00%% insured (estimated)
  • $81Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $124Total equity capital
  • $124Total bank equity capital
  • $1,810Perpetual preferred stock
  • $0Common stock
  • $820Surplus
  • $1,800Undivided profits
  • Memoranda
  • $-810Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $1,192Income earned, not collected on loans
  • $160Earning assets
  • $20,358Long-term assets (5+ years)
  • $0Average Assets, year-to-date
  • $24,231Average Assets, quarterly
  • $25,316Volatile liabilities
  • $3,596Insider loans
  • $117FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $1,833Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $1,804Total risk weighted assets
  • $16,587Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1994)

  • Dollar figures in thousands
  • $0Total interest income
  • $1,479Total interest expense
  • $668Net interest income
  • $811Provision for loan and lease losses
  • $953Total noninterest income
  • $543Fiduciary activities
  • $0Service charges on deposit accounts
  • $127Trading account gains & fees
  • $0Additional noninterest income
  • $416Total noninterest expense
  • $1,608Salaries and employee benefits
  • $773Premises and equipment expense
  • $174Additional noninterest expense
  • $661Pre-tax net operating income
  • -$1,207Securities gains (losses)
  • $0Applicable income taxes
  • $39Income before extraordinary items
  • -$1,246Extraordinary gains - net
  • $0Net income attributable to bank
  • -$1,246Net charge-offs
  • $979Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1994)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 7.43%Cost of funding earning assets
  • 3.36%Net interest margin
  • 4.07%Noninterest income to earning assets
  • 2.73%Noninterest expense to earning assets
  • 8.08%Net operating income to assets
  • -5.14%Return on assets (ROA)
  • -5.14%Pretax return on assets
  • -4.98%Return on equity (ROE)
  • -46.10%Retained earnings to average equity (YTD only)
  • -46.10%Net charge-offs to loans
  • 7.07%Credit loss provision to net charge-offs
  • 97.34%Efficiency ratio
  • 117,725Assets per employee
  • 1.62%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 3.30%Loss allowance to noncurrent loans
  • 33.47%Noncurrent assets plus other real estate owned to assets
  • 6.05%Noncurrent loans to loans
  • 9.85%Net loans and leases to deposits
  • 52.19%Net loans and leases to core deposits
  • 62.16%Equity capital to assets
  • 7.43%Core capital (leverage) ratio
  • 6.85%Tier 1 risk-based capital ratio
  • 10.88%Total risk-based capital ratio
  • Memoranda
  • $12Average assets
  • $24,231Average earning assets
  • $2,703Average equity
  • $19,910Average loans

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