Emprise Bank, National Association in Hutchinson, Kansas (KS)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of May 31, 1994

Emprise Bank, National Association in Hutchinson, Kansas (KS)
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Emprise Bank, National Association - Overview

General
FDIC Certificate #: 4698
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: Bank IV, National Association (#4800)
Federal Reserve ID: 876054
Date Established: August 07, 1915
Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Offices: 8 (Interstate: No)
FDIC's unique #: 3124
Numeric code: 3
Regulator: OCC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
Oakar Institutions: Yes
State Chartered: No
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: May 31, 1994
Last Structure Change Process Date: June 13, 1994
Last Data Update: June 13, 1994
Data Source Date: April 05, 2012
Location
Address: 20 West Second Street, Hutchinson, KS 67501
County: Reno
Quarterly Banking Profile Region: Kansas City
FDIC Geographic Region: Kansas City
FDIC Supervisory Region: Kansas City
FDIC Field Office: Wichita
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: Western
Core Based Statistical Area (CBSA): Hutchinson, KS (#26740)
CBSA Micro Statistical Area: Yes
Financial Summary
Total assets: $262.7 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1993)

Dollar figures in thousands
0Total employees (full-time equivalent)
$172Total assets
$268,450Cash and due from depository institutions
$15,620Interest-bearing balances
$0Securities
$64,621Federal funds sold & reverse repurchase agreements
$5,000Net loans & leases
$168,755Loan loss allowance
$2,161Trading account assets
$0Bank premises and fixed assets
$10,476Other real estate owned
$631Goodwill and other intangibles
$2,709Life insurance assets
$638All other assets
$0Total liabilities and capital
$268,450Total liabilities
$247,407Total deposits
$245,465Interest-bearing deposits
$200,085Deposits held in domestic offices
245465.00%% insured (estimated)
$80Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$0All other liabilities
$1,942Total equity capital
$1,942Total bank equity capital
$21,043Perpetual preferred stock
$0Common stock
$5,000Surplus
$11,780Undivided profits
Memoranda
$4,263Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$538Income earned, not collected on loans
$1,506Earning assets
$238,376Long-term assets (5+ years)
$5,521Average Assets, year-to-date
$253,830Average Assets, quarterly
$263,997Volatile liabilities
$26,014Insider loans
$2,461FHLB advances
$0Loans and leases held for sale
$0Unused loan commitments
$55,715Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$20,405Total risk weighted assets
$192,500Total unused commitments
$0Restructured Loans and leases
$0Derivatives

Income and Expense (December 31, 1993)

Dollar figures in thousands
$0Total interest income
$17,235Total interest expense
$6,457Net interest income
$10,778Provision for loan and lease losses
$720Total noninterest income
$3,738Fiduciary activities
$1,192Service charges on deposit accounts
$1,689Trading account gains & fees
$0Additional noninterest income
$857Total noninterest expense
$11,097Salaries and employee benefits
$5,338Premises and equipment expense
$1,582Additional noninterest expense
$4,177Pre-tax net operating income
$2,699Securities gains (losses)
$15Applicable income taxes
$1,016Income before extraordinary items
$1,698Extraordinary gains - net
$0Net income attributable to bank
$1,698Net charge-offs
$224Cash dividends
$1,350Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 1993)

Dollar figures in thousands
Performance Ratios (%, annualized)
0.00%Yield on earning assets
7.81%Cost of funding earning assets
2.92%Net interest margin
4.88%Noninterest income to earning assets
1.69%Noninterest expense to earning assets
5.03%Net operating income to assets
0.67%Return on assets (ROA)
0.67%Pretax return on assets
1.07%Return on equity (ROE)
8.13%Retained earnings to average equity (YTD only)
1.67%Net charge-offs to loans
0.14%Credit loss provision to net charge-offs
321.43%Efficiency ratio
75,992Assets per employee
1.56%Cash dividends to net income (YTD only)
Condition Ratios (%)
79.51%Loss allowance to loans
1.26%Loss allowance to noncurrent loans
401.67%Noncurrent assets plus other real estate owned to assets
0.44%Noncurrent loans to loans
0.31%Net loans and leases to deposits
68.75%Net loans and leases to core deposits
76.90%Equity capital to assets
7.84%Core capital (leverage) ratio
7.57%Tier 1 risk-based capital ratio
10.60%Total risk-based capital ratio
Memoranda
$12Average assets
$253,830Average earning assets
$20,877Average equity
$220,809Average loans

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