Fall River State Bank in Fall River, Kansas (KS)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of October 01, 1995

Fall River State Bank in Fall River, Kansas (KS)
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Fall River State Bank - Overview

General
FDIC Certificate #: 16452
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: First Neodesha Bank (#4736)
Federal Reserve ID: 653451
Date Established: July 08, 1946
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 2 (Interstate: No)
FDIC's unique #: 10618
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: Yes
Date of Deposit Insurance: July 08, 1946
Last Structure Change Effective Date: October 01, 1995
Last Structure Change Process Date: December 07, 1995
Last Data Update: December 07, 1995
Data Source Date: April 05, 2012
Location
Address: Main Street, Fall River, KS 67047
County: Greenwood
Quarterly Banking Profile Region: Kansas City
FDIC Geographic Region: Kansas City
FDIC Supervisory Region: Kansas City
FDIC Field Office: Wichita
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: Western
Financial Summary
Total assets: $4.8 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1994)

Dollar figures in thousands
0Total employees (full-time equivalent)
$4Total assets
$3,770Cash and due from depository institutions
$476Interest-bearing balances
$248Securities
$965Federal funds sold & reverse repurchase agreements
$253Net loans & leases
$1,955Loan loss allowance
$45Trading account assets
$0Bank premises and fixed assets
$61Other real estate owned
$21Goodwill and other intangibles
$39Life insurance assets
$0All other assets
$0Total liabilities and capital
$3,770Total liabilities
$3,516Total deposits
$3,507Interest-bearing deposits
$3,020Deposits held in domestic offices
3507.00%% insured (estimated)
$100Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$0All other liabilities
$9Total equity capital
$9Total bank equity capital
$254Perpetual preferred stock
$0Common stock
$40Surplus
$213Undivided profits
Memoranda
$1Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$21Earning assets
$3,421Long-term assets (5+ years)
$381Average Assets, year-to-date
$3,945Average Assets, quarterly
$3,740Volatile liabilities
$100Insider loans
$42FHLB advances
$0Loans and leases held for sale
$0Unused loan commitments
$61Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$254Total risk weighted assets
$1,827Total unused commitments
$0Restructured Loans and leases
$0Derivatives

Income and Expense (December 31, 1994)

Dollar figures in thousands
$0Total interest income
$98Total interest expense
$40Net interest income
$58Provision for loan and lease losses
$0Total noninterest income
$8Fiduciary activities
$0Service charges on deposit accounts
$5Trading account gains & fees
$0Additional noninterest income
$3Total noninterest expense
$65Salaries and employee benefits
$27Premises and equipment expense
$25Additional noninterest expense
$13Pre-tax net operating income
$1Securities gains (losses)
$0Applicable income taxes
$0Income before extraordinary items
$1Extraordinary gains - net
$0Net income attributable to bank
$1Net charge-offs
$0Cash dividends
$0Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 1994)

Dollar figures in thousands
Performance Ratios (%, annualized)
0.00%Yield on earning assets
2.78%Cost of funding earning assets
1.14%Net interest margin
1.65%Noninterest income to earning assets
0.23%Noninterest expense to earning assets
1.85%Net operating income to assets
0.03%Return on assets (ROA)
0.03%Pretax return on assets
0.03%Return on equity (ROE)
0.44%Retained earnings to average equity (YTD only)
0.44%Net charge-offs to loans
0.00%Credit loss provision to net charge-offs
0.00%Efficiency ratio
98,485Assets per employee
0.94%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
2.25%Loss allowance to noncurrent loans
0.00%Noncurrent assets plus other real estate owned to assets
0.56%Noncurrent loans to loans
0.00%Net loans and leases to deposits
55.75%Net loans and leases to core deposits
57.38%Equity capital to assets
6.74%Core capital (leverage) ratio
6.61%Tier 1 risk-based capital ratio
13.90%Total risk-based capital ratio
Memoranda
$15Average assets
$3,945Average earning assets
$227Average equity
$3,523Average loans

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