First Neodesha Bank in city_name, state_name - Detailed Financial Reports, Location

First Neodesha Bank in Neodesha, Kansas (KS)
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First Neodesha Bank routing number info

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First Neodesha Bank - Overview

General
FDIC Certificate #: 4736
Status: Active
Federal Reserve ID: 172158
Bank Holding Company (Regulatory Top Holder): Southeast Bancshares, Inc. (RSSDID: 2124795, Location: Chanute, KS)
Date Established: January 01, 1872
WWW: http://www.fnb-ks.com
Trust Powers Granted: No
Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
Offices: 5 (Domestic: 5, Interstate: No)
OTS Docket #: 12787
FDIC's unique #: 3154
Numeric code: 13
Regulator: FED
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Agricultural lending institution: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: Yes
Asset Concentration Hierarchy: Agricultural Specialization
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: July 30, 2011
Last Structure Change Process Date: August 02, 2011
Last Data Update: August 02, 2011
Data Source Date: April 05, 2012
Location
Address: 524 Main Street, Neodesha, KS 66757
County: Wilson
Quarterly Banking Profile Region: Kansas City
FDIC Geographic Region: Kansas City
FDIC Supervisory Region: Kansas City
FDIC Field Office: Wichita
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: Western
History of Changes
Participated in Absorption/Consolidation/Merger
Financial Summary
Total assets: $77.1 mil
Equity capital: $6.6 mil
Deposits held in domestic offices: $69.8 mil
Return on assets (ROA): 1.33% ($1.0 mil)
Quarterly return on assets: 1.38% ($1.1 mil)
Return on Equity (ROE): 16.65% ($1.2 mil)
Quarterly return on equity: 16.42% ($1.1 mil)
Net income: $1.0 mil
Quarterly Net income: $0.3 mil
Pretax return on assets: 1.38% ($1,063.9 mil)
Quarterly Pretax return on assets: 1.44% ($1,110.1 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
24Total employees (full-time equivalent)
$77,092Total assets
$4,545Cash and due from depository institutions
$2,283Interest-bearing balances
$11,106Securities
$2,200Federal funds sold & reverse repurchase agreements
$57,377Net loans & leases
$508Loan loss allowance
$0Trading account assets
$488Bank premises and fixed assets
$359Other real estate owned
$19Goodwill and other intangibles
$77,092Life insurance assets
$998All other assets
$70,480Total liabilities and capital
$69,806Total liabilities
$57,043Total deposits
$69,806Interest-bearing deposits
$91Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$521Trading liabilities
$0Other borrowed funds
$153Subordinated debt
$6,612All other liabilities
$6,612Total equity capital
$6,612Total bank equity capital
$0Perpetual preferred stock
$730Common stock
$1,328Surplus
$4,554Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$45Income earned, not collected on loans
$0Earning assets
$597Long-term assets (5+ years)
$72,966Average Assets, year-to-date
$4,929Average Assets, quarterly
$78,010Volatile liabilities
$77,045Insider loans
$50,541FHLB advances
$77,662Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$6,593Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$6,013Restructured Loans and leases
$1,440Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$3,687Total interest income
$789Total interest expense
$2,898Net interest income
$6Provision for loan and lease losses
$396Total noninterest income
$0Fiduciary activities
$367Service charges on deposit accounts
$0Trading account gains & fees
$29Additional noninterest income
$2,212Total noninterest expense
$1,093Salaries and employee benefits
$270Premises and equipment expense
$849Additional noninterest expense
$1,076Pre-tax net operating income
$0Securities gains (losses)
$37Applicable income taxes
$1,039Income before extraordinary items
$0Extraordinary gains - net
$1,039Net income attributable to bank
$0Net charge-offs
$1,039Cash dividends
$6Sale, conversion, retirement of capital stock, net
$412Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
5.00%Yield on earning assets
1.07%Cost of funding earning assets
3.93%Net interest margin
0.54%Noninterest income to earning assets
3.00%Noninterest expense to earning assets
1.33%Net operating income to assets
1.33%Return on assets (ROA)
1.38%Pretax return on assets
16.65%Return on equity (ROE)
10.05%Retained earnings to average equity (YTD only)
0.01%Net charge-offs to loans
100.00%Credit loss provision to net charge-offs
180.33%Efficiency ratio
67,152Assets per employee
3.21%Cash dividends to net income (YTD only)
Condition Ratios (%)
39.65%Loss allowance to loans
0.88%Loss allowance to noncurrent loans
1128.89%Noncurrent assets plus other real estate owned to assets
0.52%Noncurrent loans to loans
0.08%Net loans and leases to deposits
82.19%Net loans and leases to core deposits
86.25%Equity capital to assets
8.58%Core capital (leverage) ratio
8.49%Tier 1 risk-based capital ratio
13.04%Total risk-based capital ratio
Memoranda
$14Average assets
$78,010Average earning assets
$6,240Average equity
$73,724Average loans

List of branches

5 Kansas Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type
0	3154	First Neodesha Bank	524 Main Street, Neodesha, KS 66757	January 01, 1872	Full Service Brick and Mortar
1	10618	Fall River Branch	Main Street, Fall River, KS 67047	July 08, 1946	Full Service Brick and Mortar
2	238107	Longton Branch	4th And Kansas, Longton, KS 67352	July 08, 1995	Full Service Brick and Mortar
3	8665	Parsons Branch	1230 Main Street, Parsons, KS 67357	July 14, 1903	Full Service Brick and Mortar
4	450601	North 6th Street Branch	3201 North 6th Street, Parsons, KS 67357	March 22, 2006	Full Service Brick and Mortar

First Neodesha Bank in Neodesha, Kansas (KS)
Overview, Financial Summary, Detailed Financial Reports, Branches

First Neodesha Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

First Neodesha Bank in Neodesha, Kansas (KS)Overview, Financial Summary, Detailed Financial Reports, Branches

First Neodesha Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

First Neodesha Bank in Neodesha, Kansas (KS)
Overview, Financial Summary, Detailed Financial Reports, Branches