Farmer City State Bank in city_name, state_name - Detailed Financial Reports, Location

Farmer City State Bank in Farmer City, Illinois (IL)
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Farmer City State Bank routing number info

Farmer City State Bank - Overview

General
FDIC Certificate #: 15855
Status: Active
Federal Reserve ID: 977036
Bank Holding Company (Regulatory Top Holder): Premier Bancorp Of Illinois, Inc. (RSSDID: 1200188, Location: Farmer City, IL)
Date Established: November 01, 1941
WWW: http://www.netteller.comfarmercitybank/login.cfm/
Trust Powers Granted: Yes
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 2 (Domestic: 2, Interstate: No)
OTS Docket #: 15855
FDIC's unique #: 10095
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Agricultural lending institution: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: Yes
Asset Concentration Hierarchy: Agricultural Specialization
Date of Deposit Insurance: November 01, 1941
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
Location
Address: 333 South Main Street, Farmer City, IL 61842
County: De Witt
Quarterly Banking Profile Region: Chicago
FDIC Geographic Region: Chicago
FDIC Supervisory Region: Chicago
FDIC Field Office: Champaign
Office of the Comptroller the Currency (OCC) District: Central
Office of Thrift Supervision Region: Central
History of Changes
Merge BIF and SAIF Funds into DIF
Financial Summary
Total assets: $71.8 mil
Equity capital: $8.3 mil
Deposits held in domestic offices: $63.1 mil
Return on assets (ROA): 1.23% ($0.9 mil)
Quarterly return on assets: 2.18% ($1.6 mil)
Return on Equity (ROE): 10.71% ($0.9 mil)
Quarterly return on equity: 18.67% ($1.5 mil)
Net income: $0.8 mil
Quarterly Net income: $0.4 mil
Pretax return on assets: 1.23% ($882.9 mil)
Quarterly Pretax return on assets: 2.18% ($1,564.8 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
23Total employees (full-time equivalent)
$71,781Total assets
$4,072Cash and due from depository institutions
$324Interest-bearing balances
$46,925Securities
$0Federal funds sold & reverse repurchase agreements
$18,866Net loans & leases
$431Loan loss allowance
$0Trading account assets
$906Bank premises and fixed assets
$0Other real estate owned
$0Goodwill and other intangibles
$71,781Life insurance assets
$1,012All other assets
$63,450Total liabilities and capital
$63,081Total liabilities
$54,286Total deposits
$63,081Interest-bearing deposits
$84Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$369Subordinated debt
$8,331All other liabilities
$8,331Total equity capital
$8,331Total bank equity capital
$0Perpetual preferred stock
$800Common stock
$3,500Surplus
$4,031Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$575Income earned, not collected on loans
$54Earning assets
$650Long-term assets (5+ years)
$66,115Average Assets, year-to-date
$38,560Average Assets, quarterly
$67,733Volatile liabilities
$70,563Insider loans
$27,948FHLB advances
$72,069Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$7,115Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$4,190Restructured Loans and leases
$14Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$2,626Total interest income
$431Total interest expense
$2,195Net interest income
$286Provision for loan and lease losses
$869Total noninterest income
$427Fiduciary activities
$236Service charges on deposit accounts
$0Trading account gains & fees
$206Additional noninterest income
$2,084Total noninterest expense
$1,288Salaries and employee benefits
$201Premises and equipment expense
$595Additional noninterest expense
$694Pre-tax net operating income
$136Securities gains (losses)
$0Applicable income taxes
$830Income before extraordinary items
$0Extraordinary gains - net
$830Net income attributable to bank
$0Net charge-offs
$830Cash dividends
$419Sale, conversion, retirement of capital stock, net
$313Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
4.29%Yield on earning assets
0.70%Cost of funding earning assets
3.59%Net interest margin
1.42%Noninterest income to earning assets
3.41%Noninterest expense to earning assets
1.02%Net operating income to assets
1.23%Return on assets (ROA)
1.23%Pretax return on assets
10.71%Return on equity (ROE)
6.67%Retained earnings to average equity (YTD only)
2.05%Net charge-offs to loans
68.26%Credit loss provision to net charge-offs
2.34%Efficiency ratio
68,016Assets per employee
3.12%Cash dividends to net income (YTD only)
Condition Ratios (%)
37.71%Loss allowance to loans
2.23%Loss allowance to noncurrent loans
74.96%Noncurrent assets plus other real estate owned to assets
0.80%Noncurrent loans to loans
2.98%Net loans and leases to deposits
29.91%Net loans and leases to core deposits
30.69%Equity capital to assets
11.61%Core capital (leverage) ratio
9.87%Tier 1 risk-based capital ratio
25.46%Total risk-based capital ratio
Memoranda
$27Average assets
$67,733Average earning assets
$7,751Average equity
$61,172Average loans

Total Fiduciary and Related Assets (December 31, 2011)

Dollar figures in thousands
$1Total fiduciary and related assets
1Number of Fiduciary Accounts and Related Asset Accounts
YesFiduciary powers granted
YesFiduciary or related activity
$123,621Managed Assets
1Number of Accounts
$92,345Personal trust and agency accounts
$78,960Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$0Other retirement accounts
$0Corporate trust and agency accounts
$0Investment management agency accounts
$13,385Other fiduciary accounts
$0Fiduciary accounts held in foreign offices
$0Non-managed Assets
192Number of Accounts
$0Personal trust and agency accounts
$0Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$31,276Other retirement accounts
$30,788Corporate trust and agency accounts
$0Other fiduciary accounts
$0Fiduciary accounts held in foreign offices

List of branches

2 Illinois Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type	Map
0	10095	Farmer City State Bank	333 South Main Street, Farmer City, IL 61842	November 01, 1941	Full Service Brick and Mortar
1	235648	Bellflower Facility	Main Street At Route 54, Bellflower, IL 61724	July 11, 1983	Full Service Brick and Mortar

Farmer City State Bank in Farmer City, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

Farmer City State Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

Total Fiduciary and Related Assets (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

Farmer City State Bank in Farmer City, Illinois (IL)Overview, Financial Summary, Detailed Financial Reports, Branches

Farmer City State Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

Total Fiduciary and Related Assets (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

Farmer City State Bank in Farmer City, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches