Farmers State Bank in Markesan, Wisconsin (WI)
Overview, Financial Summary, Detailed Financial Reports, Branches


  • Farmers State Bank in Markesan, Wisconsin (WI)
  • Show street view No street view available for this location
Farmers State Bank routing number info

Farmers State Bank - Overview

  • General
  • FDIC Certificate #: 10004
    Status: Active
    Federal Reserve ID: 599643
    Bank Holding Company (Regulatory Top Holder): Fs Bancshares, Inc. (RSSDID: 1249691, Location: Markesan, WI)
    Date Established: January 20, 1910
    WWW: http://www.farmersstatebk.com
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 2 (Domestic: 2, Interstate: No)
    OTS Docket #: 13641
    FDIC's unique #: 6394
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Agricultural lending institution: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Agricultural Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 86 East Water Street, Markesan, WI 53946
    County: Green Lake
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Madison
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $77.1 mil
    Equity capital: $10.7 mil
    Deposits held in domestic offices: $63.2 mil
    Return on assets (ROA): 0.72% ($0.6 mil)
    Quarterly return on assets: 0.90% ($0.7 mil)
    Return on Equity (ROE): 5.24% ($0.6 mil)
    Quarterly return on equity: 6.40% ($0.7 mil)
    Net income: $0.5 mil
    Quarterly Net income: $0.2 mil
    Pretax return on assets: 0.77% ($593.3 mil)
    Quarterly Pretax return on assets: 0.67% ($516.3 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 23Total employees (full-time equivalent)
  • $77,053Total assets
  • $2,258Cash and due from depository institutions
  • $128Interest-bearing balances
  • $31,354Securities
  • $3,427Federal funds sold & reverse repurchase agreements
  • $33,653Net loans & leases
  • $1,449Loan loss allowance
  • $0Trading account assets
  • $576Bank premises and fixed assets
  • $785Other real estate owned
  • $26Goodwill and other intangibles
  • $77,053Life insurance assets
  • $4,974All other assets
  • $66,342Total liabilities and capital
  • $63,203Total liabilities
  • $58,184Total deposits
  • $63,203Interest-bearing deposits
  • $94Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $2,000Trading liabilities
  • $0Other borrowed funds
  • $1,139Subordinated debt
  • $10,711All other liabilities
  • $10,711Total equity capital
  • $10,711Total bank equity capital
  • $0Perpetual preferred stock
  • $150Common stock
  • $5,950Surplus
  • $4,611Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $66Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $871Income earned, not collected on loans
  • $0Earning assets
  • $435Long-term assets (5+ years)
  • $68,562Average Assets, year-to-date
  • $16,610Average Assets, quarterly
  • $75,563Volatile liabilities
  • $75,342Insider loans
  • $42,467FHLB advances
  • $74,133Loans and leases held for sale
  • $2,666Unused loan commitments
  • $2,666Tier 1 (core) risk-based capital
  • $9,771Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $662Restructured Loans and leases
  • $1,170Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $3,307Total interest income
  • $737Total interest expense
  • $2,570Net interest income
  • $122Provision for loan and lease losses
  • $303Total noninterest income
  • $0Fiduciary activities
  • $81Service charges on deposit accounts
  • $0Trading account gains & fees
  • $222Additional noninterest income
  • $2,253Total noninterest expense
  • $1,289Salaries and employee benefits
  • $268Premises and equipment expense
  • $696Additional noninterest expense
  • $498Pre-tax net operating income
  • $81Securities gains (losses)
  • $35Applicable income taxes
  • $544Income before extraordinary items
  • $0Extraordinary gains - net
  • $544Net income attributable to bank
  • $0Net charge-offs
  • $544Cash dividends
  • $228Sale, conversion, retirement of capital stock, net
  • $368Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.93%Yield on earning assets
  • 1.10%Cost of funding earning assets
  • 3.83%Net interest margin
  • 0.45%Noninterest income to earning assets
  • 3.36%Noninterest expense to earning assets
  • 0.62%Net operating income to assets
  • 0.72%Return on assets (ROA)
  • 0.77%Pretax return on assets
  • 5.24%Return on equity (ROE)
  • 1.70%Retained earnings to average equity (YTD only)
  • 0.64%Net charge-offs to loans
  • 53.51%Credit loss provision to net charge-offs
  • 2.72%Efficiency ratio
  • 78,420Assets per employee
  • 3.35%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 67.65%Loss allowance to loans
  • 4.13%Loss allowance to noncurrent loans
  • 166.36%Noncurrent assets plus other real estate owned to assets
  • 2.15%Noncurrent loans to loans
  • 2.48%Net loans and leases to deposits
  • 53.25%Net loans and leases to core deposits
  • 53.61%Equity capital to assets
  • 13.90%Core capital (leverage) ratio
  • 13.18%Tier 1 risk-based capital ratio
  • 23.01%Total risk-based capital ratio
  • Memoranda
  • $24Average assets
  • $75,563Average earning assets
  • $10,378Average equity
  • $67,094Average loans

List of branches

  • 2 Wisconsin Branches as of April 05, 2012
    • NoIDNameAddressEstablishedService TypeMap
    06394Farmers State Bank86 East Water Street, Markesan, WI 53946January 20, 1910Full Service Brick and Mortar
    16890314 West State Street Branch314 West State Street, Fox Lake, WI 53933March 02, 1891Full Service Brick and Mortar

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Farmers State Bank.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents