The American National Bank of Beaver Dam in city_name, state_name

The American National Bank of Beaver Dam in Beaver Dam, Wisconsin (WI)
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The American National Bank of Beaver Dam routing number info

The American National Bank of Beaver Dam - Overview

General
FDIC Certificate #: 5283
Status: Active
Federal Reserve ID: 510648
Bank Holding Company (Regulatory Top Holder): American National Bank Of Beaver Dam Employee Stock Ownership Trust (RSSDID: 3009938, Location: Beaver Dam, WI)
Date Established: June 30, 1891
WWW: http://www.anbnet.com
Trust Powers Granted: Yes
Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Offices: 5 (Domestic: 5, Interstate: No)
FDIC's unique #: 3551
Numeric code: 3
Regulator: OCC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: No
Subchapter S Corporations: No
Asset Concentration Hierarchy: All Other Specialization < 1 Billion
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
Location
Address: 115 Front Street, Beaver Dam, WI 53916
County: Dodge
Quarterly Banking Profile Region: Chicago
FDIC Geographic Region: Chicago
FDIC Supervisory Region: Chicago
FDIC Field Office: Milwaukee
Office of the Comptroller the Currency (OCC) District: Central
Office of Thrift Supervision Region: Central
Combined Statistical Area (CSA): Fond du Lac-Beaver Dam, WI (#252)
Core Based Statistical Area (CBSA): Beaver Dam, WI (#13180)
CBSA Micro Statistical Area: Yes
History of Changes
Merge BIF and SAIF Funds into DIF
Financial Summary
Total assets: $110.5 mil
Equity capital: $11.5 mil
Deposits held in domestic offices: $98.6 mil
Return on assets (ROA): 0.61% ($0.7 mil)
Quarterly return on assets: 1.22% ($1.3 mil)
Return on Equity (ROE): 6.08% ($0.7 mil)
Quarterly return on equity: 11.89% ($1.4 mil)
Net income: $0.7 mil
Quarterly Net income: $0.3 mil
Pretax return on assets: 0.91% ($1,005.3 mil)
Quarterly Pretax return on assets: 1.69% ($1,867.1 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
40Total employees (full-time equivalent)
$110,477Total assets
$6,144Cash and due from depository institutions
$4,049Interest-bearing balances
$29,722Securities
$244Federal funds sold & reverse repurchase agreements
$68,410Net loans & leases
$943Loan loss allowance
$0Trading account assets
$1,697Bank premises and fixed assets
$2,279Other real estate owned
$0Goodwill and other intangibles
$110,477Life insurance assets
$1,981All other assets
$98,933Total liabilities and capital
$98,648Total liabilities
$84,428Total deposits
$98,648Interest-bearing deposits
$100Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$285Subordinated debt
$11,544All other liabilities
$11,544Total equity capital
$11,544Total bank equity capital
$0Perpetual preferred stock
$500Common stock
$3,152Surplus
$7,892Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$2,423Income earned, not collected on loans
$0Earning assets
$347Long-term assets (5+ years)
$102,425Average Assets, year-to-date
$13,416Average Assets, quarterly
$110,677Volatile liabilities
$110,735Insider loans
$72,638FHLB advances
$111,397Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$11,009Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$5,562Restructured Loans and leases
$1,000Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$4,698Total interest income
$678Total interest expense
$4,020Net interest income
$294Provision for loan and lease losses
$1,079Total noninterest income
$9Fiduciary activities
$158Service charges on deposit accounts
$0Trading account gains & fees
$912Additional noninterest income
$4,167Total noninterest expense
$1,942Salaries and employee benefits
$384Premises and equipment expense
$1,841Additional noninterest expense
$638Pre-tax net operating income
$374Securities gains (losses)
$340Applicable income taxes
$672Income before extraordinary items
$0Extraordinary gains - net
$672Net income attributable to bank
$0Net charge-offs
$672Cash dividends
$367Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
4.61%Yield on earning assets
0.67%Cost of funding earning assets
3.95%Net interest margin
1.06%Noninterest income to earning assets
4.09%Noninterest expense to earning assets
0.38%Net operating income to assets
0.61%Return on assets (ROA)
0.91%Pretax return on assets
6.08%Return on equity (ROE)
6.08%Retained earnings to average equity (YTD only)
0.51%Net charge-offs to loans
80.11%Credit loss provision to net charge-offs
2.54%Efficiency ratio
81,722Assets per employee
2.76%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
1.36%Loss allowance to noncurrent loans
38.92%Noncurrent assets plus other real estate owned to assets
4.26%Noncurrent loans to loans
3.49%Net loans and leases to deposits
69.35%Net loans and leases to core deposits
69.52%Equity capital to assets
10.45%Core capital (leverage) ratio
9.88%Tier 1 risk-based capital ratio
15.16%Total risk-based capital ratio
Memoranda
$16Average assets
$110,677Average earning assets
$11,046Average equity
$101,832Average loans

Total Fiduciary and Related Assets (December 31, 2011)

Dollar figures in thousands
$1Total fiduciary and related assets
1Number of Fiduciary Accounts and Related Asset Accounts
YesFiduciary powers granted
YesFiduciary or related activity
$3,006Managed Assets
1Number of Accounts
$3,006Personal trust and agency accounts
$990Employee benefit-defined contribution accounts
$1,220Employee benefit-defined benefit accounts
$0Other retirement accounts
$0Corporate trust and agency accounts
$0Investment management agency accounts
$0Other fiduciary accounts
$0Fiduciary accounts held in foreign offices
$796Non-managed Assets
6Number of Accounts
$0Personal trust and agency accounts
$0Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$0Other retirement accounts
$0Corporate trust and agency accounts
$0Other fiduciary accounts
$0Fiduciary accounts held in foreign offices

List of branches

5 Wisconsin Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type
0	3551	The American National Bank Of Beaver	115 Front Street, Beaver Dam, WI 53916	June 30, 1891	Full Service Brick and Mortar
1	207420	Northside Branch	1519 North Spring Street, Beaver Dam, WI 53916	March 06, 1990	Full Service Brick and Mortar
2	6113	Helenville Branch	Highway 18, Helenville, WI 53137	November 01, 1914	Full Service Brick and Mortar
4	438917	The American National Bank Branch	120 Frances Lane, Beaver Dam, WI 53916	August 25, 2004	Full Service Brick and Mortar
7	441484	Delavan Loan Office Branch	121 Park Place, Unit 2d, Delavan, WI 53115	October 01, 2004	Limited Service Administrative

The American National Bank of Beaver Dam in Beaver Dam, Wisconsin (WI)
Overview, Financial Summary, Detailed Financial Reports, Branches

The American National Bank of Beaver Dam - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

Total Fiduciary and Related Assets (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

The American National Bank of Beaver Dam in Beaver Dam, Wisconsin (WI)Overview, Financial Summary, Detailed Financial Reports, Branches

The American National Bank of Beaver Dam - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

Total Fiduciary and Related Assets (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

The American National Bank of Beaver Dam in Beaver Dam, Wisconsin (WI)
Overview, Financial Summary, Detailed Financial Reports, Branches