FDIC Certificate #: 1619 Status: Active Federal Reserve ID: 376657 Bank Holding Company (Regulatory Top Holder): Frederick Holding Company (RSSDID: 1059126, Location: Stanberry, MO) Date Established: March 25, 1925 WWW:http://www.fsbstanberry.com Trust Powers Granted: No Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB) Offices: 1 (Domestic: 1, Interstate: No) FDIC's unique #: 1060 Numeric code: 13 Regulator: FED Insurance Fund Membership: Deposit Insurance Fund (DIF) Insured commercial Banks: Yes FDIC Insured: Yes Deposit Insurance Fund member: Yes Agricultural lending institution: Yes Ownership Type: Non-Stock FFIEC Call Report 31 Filer: No State Chartered: Yes Subchapter S Corporations: Yes Asset Concentration Hierarchy: Agricultural Specialization Date of Deposit Insurance: January 01, 1934 Last Structure Change Effective Date: May 27, 2010 Last Structure Change Process Date: May 27, 2010 Last Data Update: May 27, 2010 Data Source Date: April 05, 2012
Location
Address: 118 W 1st St, Stanberry, MO 64489 County: Gentry Quarterly Banking Profile Region: Kansas City FDIC Geographic Region: Kansas City FDIC Supervisory Region: Kansas City FDIC Field Office: Kansas City Office of the Comptroller the Currency (OCC) District: Midwest Office of Thrift Supervision Region: West
History of Changes
Change in Location
Financial Summary
Total assets: $57.5 mil Equity capital: $8.0 mil Deposits held in domestic offices: $49.5 mil Return on assets (ROA): 1.62% ($0.9 mil) Quarterly return on assets: 0.94% ($0.5 mil) Return on Equity (ROE): 11.62% ($0.9 mil) Quarterly return on equity: 6.64% ($0.5 mil) Net income: $0.9 mil Quarterly Net income: $0.1 mil Pretax return on assets: 1.62% ($932.1 mil) Quarterly Pretax return on assets: 0.94% ($540.8 mil)
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
2000 - 2011 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2011)
Dollar figures in thousands
9Total employees (full-time equivalent)
$57,534Total assets
$1,295Cash and due from depository institutions
$0Interest-bearing balances
$25,559Securities
$3,685Federal funds sold & reverse repurchase agreements
$25,818Net loans & leases
$492Loan loss allowance
$0Trading account assets
$439Bank premises and fixed assets
$0Other real estate owned
$0Goodwill and other intangibles
$57,534Life insurance assets
$738All other assets
$49,546Total liabilities and capital
$49,494Total liabilities
$40,193Total deposits
$49,494Interest-bearing deposits
$96Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$52Subordinated debt
$7,988All other liabilities
$7,988Total equity capital
$7,988Total bank equity capital
$0Perpetual preferred stock
$100Common stock
$200Surplus
$7,688Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$23Income earned, not collected on loans
$0Earning assets
$589Long-term assets (5+ years)
$55,062Average Assets, year-to-date
$5,252Average Assets, quarterly
$56,760Volatile liabilities
$57,046Insider loans
$34,810FHLB advances
$57,643Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$7,508Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$3,247Restructured Loans and leases
$26Derivatives
Income and Expense (December 31, 2011)
Dollar figures in thousands
$2,273Total interest income
$426Total interest expense
$1,847Net interest income
$0Provision for loan and lease losses
$155Total noninterest income
$0Fiduciary activities
$97Service charges on deposit accounts
$0Trading account gains & fees
$58Additional noninterest income
$1,083Total noninterest expense
$593Salaries and employee benefits
$147Premises and equipment expense
$343Additional noninterest expense
$919Pre-tax net operating income
$0Securities gains (losses)
$0Applicable income taxes
$919Income before extraordinary items
$0Extraordinary gains - net
$919Net income attributable to bank
$0Net charge-offs
$919Cash dividends
-$5Sale, conversion, retirement of capital stock, net
$851Net operating income
Performance and Condition Ratios (December 31, 2011)
Dollar figures in thousands
Performance Ratios (%, annualized)
4.20%Yield on earning assets
0.79%Cost of funding earning assets
3.41%Net interest margin
0.29%Noninterest income to earning assets
2.00%Noninterest expense to earning assets
1.62%Net operating income to assets
1.62%Return on assets (ROA)
1.62%Pretax return on assets
11.62%Return on equity (ROE)
0.86%Retained earnings to average equity (YTD only)
-0.02%Net charge-offs to loans
0.00%Credit loss provision to net charge-offs
0.00%Efficiency ratio
54,096Assets per employee
6.39%Cash dividends to net income (YTD only)
Condition Ratios (%)
92.60%Loss allowance to loans
1.87%Loss allowance to noncurrent loans
2139.13%Noncurrent assets plus other real estate owned to assets
0.04%Noncurrent loans to loans
0.09%Net loans and leases to deposits
52.16%Net loans and leases to core deposits
52.60%Equity capital to assets
13.88%Core capital (leverage) ratio
13.02%Tier 1 risk-based capital ratio
21.57%Total risk-based capital ratio
Memoranda
$23Average assets
$56,760Average earning assets
$7,910Average equity
$54,145Average loans
List of branches
1 Missouri Branch as of April 05, 2012
No
ID
Name
Address
Established
Service Type
Map
0
1060
Farmers State Bank Stanberry
118 W 1st St, Stanberry, MO 64489
March 25, 1925
Full Service Brick and Mortar
Comment about this bank, ask questions, or add new information about it:
This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Farmers State Bank Stanberry.
Based on public records. Inadvertent errors are possible. bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site. Use at your own risk.
Comment about this bank, ask questions, or add new information about it: