First Security Bank in city_name, state_name - Detailed Financial Reports, Location

First Security Bank in Union Star, Missouri (MO)
Show street view No street view available for this location

First Security Bank routing number info

First Security Bank - Overview

General
FDIC Certificate #: 1622
Status: Active
Federal Reserve ID: 322551
Bank Holding Company (Regulatory Top Holder): First American Bancshares, Inc. (RSSDID: 1059751, Location: Union Star, MO)
Date Established: April 30, 1890
Trust Powers Granted: No
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 2 (Domestic: 2, Interstate: No)
FDIC's unique #: 1062
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: No
Asset Concentration Hierarchy: All Other Specialization < 1 Billion
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
Location
Address: Fourth And Cedar, Union Star, MO 64494
County: Dekalb
Quarterly Banking Profile Region: Kansas City
FDIC Geographic Region: Kansas City
FDIC Supervisory Region: Kansas City
FDIC Field Office: Kansas City
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: West
Core Based Statistical Area (CBSA): St. Joseph, MO-KS (#41140)
CBSA Metro Statistical Area: St. Joseph, MO-KS (#41140)
History of Changes
Merge BIF and SAIF Funds into DIF
Financial Summary
Total assets: $21.2 mil
Equity capital: $1.7 mil
Deposits held in domestic offices: $19.4 mil
Return on assets (ROA): 0.47% ($0.1 mil)
Quarterly return on assets: 0.39% ($0.1 mil)
Return on Equity (ROE): 5.82% ($0.1 mil)
Quarterly return on equity: 4.84% ($0.1 mil)
Net income: $0.1 mil
Quarterly Net income: $0.0 mil
Pretax return on assets: 0.53% ($112.2 mil)
Quarterly Pretax return on assets: 0.50% ($105.9 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
7Total employees (full-time equivalent)
$21,174Total assets
$1,164Cash and due from depository institutions
$18Interest-bearing balances
$5,080Securities
$0Federal funds sold & reverse repurchase agreements
$14,162Net loans & leases
$362Loan loss allowance
$0Trading account assets
$388Bank premises and fixed assets
$0Other real estate owned
$0Goodwill and other intangibles
$21,173Life insurance assets
$380All other assets
$19,432Total liabilities and capital
$19,365Total liabilities
$16,824Total deposits
$19,365Interest-bearing deposits
$100Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$67Subordinated debt
$1,741All other liabilities
$1,741Total equity capital
$1,741Total bank equity capital
$0Perpetual preferred stock
$58Common stock
$455Surplus
$1,228Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$707Income earned, not collected on loans
$0Earning assets
$116Long-term assets (5+ years)
$19,260Average Assets, year-to-date
$3,651Average Assets, quarterly
$21,161Volatile liabilities
$21,581Insider loans
$12,342FHLB advances
$22,187Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$1,734Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$453Restructured Loans and leases
$517Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$945Total interest income
$213Total interest expense
$732Net interest income
$12Provision for loan and lease losses
$118Total noninterest income
$0Fiduciary activities
$89Service charges on deposit accounts
$0Trading account gains & fees
$29Additional noninterest income
$765Total noninterest expense
$361Salaries and employee benefits
$101Premises and equipment expense
$303Additional noninterest expense
$73Pre-tax net operating income
$40Securities gains (losses)
$14Applicable income taxes
$99Income before extraordinary items
$0Extraordinary gains - net
$99Net income attributable to bank
$0Net charge-offs
$99Cash dividends
$4Sale, conversion, retirement of capital stock, net
$9Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
5.05%Yield on earning assets
1.14%Cost of funding earning assets
3.91%Net interest margin
0.63%Noninterest income to earning assets
4.09%Noninterest expense to earning assets
0.30%Net operating income to assets
0.47%Return on assets (ROA)
0.53%Pretax return on assets
5.82%Return on equity (ROE)
5.29%Retained earnings to average equity (YTD only)
0.03%Net charge-offs to loans
300.00%Credit loss provision to net charge-offs
21.25%Efficiency ratio
90,000Assets per employee
3.02%Cash dividends to net income (YTD only)
Condition Ratios (%)
9.09%Loss allowance to loans
2.49%Loss allowance to noncurrent loans
51.20%Noncurrent assets plus other real estate owned to assets
3.34%Noncurrent loans to loans
4.87%Net loans and leases to deposits
73.13%Net loans and leases to core deposits
74.11%Equity capital to assets
8.22%Core capital (leverage) ratio
7.82%Tier 1 risk-based capital ratio
14.05%Total risk-based capital ratio
Memoranda
$15Average assets
$21,161Average earning assets
$1,702Average equity
$18,702Average loans

List of branches

2 Missouri Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type	Map
0	1062	First Security Bank	Fourth And Cedar, Union Star, MO 64494	April 30, 1890	Full Service Brick and Mortar
1	360225	Trimble Branch	202 South 169 Highway, Trimble, MO 64492	April 02, 2001	Full Service Brick and Mortar

First Security Bank in Union Star, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches

First Security Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

First Security Bank in Union Star, Missouri (MO)Overview, Financial Summary, Detailed Financial Reports, Branches

First Security Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

First Security Bank in Union Star, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches