Farmers and Merchants Bank of Kendall in city_name, state_name

Farmers and Merchants Bank of Kendall in Kendall, Wisconsin (WI)
Show street view No street view available for this location

Farmers and Merchants Bank of Kendall routing number info

Farmers and Merchants Bank of Kendall - Overview

General
FDIC Certificate #: 12355
Status: Active
Federal Reserve ID: 472643
Date Established: September 11, 1913
WWW: http://www.fmbkendall.com
Trust Powers Granted: No
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 2 (Domestic: 2, Interstate: No)
FDIC's unique #: 7860
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Agricultural lending institution: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: Yes
Asset Concentration Hierarchy: Agricultural Specialization
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
Location
Address: 102 E S Railroad St, Kendall, WI 54638
County: Monroe
Quarterly Banking Profile Region: Chicago
FDIC Geographic Region: Chicago
FDIC Supervisory Region: Chicago
FDIC Field Office: Madison
Office of the Comptroller the Currency (OCC) District: Central
Office of Thrift Supervision Region: Central
History of Changes
Change in Location
Merge BIF and SAIF Funds into DIF
Financial Summary
Total assets: $54.3 mil
Equity capital: $6.8 mil
Deposits held in domestic offices: $44.3 mil
Return on assets (ROA): 2.83% ($1.5 mil)
Quarterly return on assets: 2.27% ($1.2 mil)
Return on Equity (ROE): 23.29% ($1.6 mil)
Quarterly return on equity: 18.44% ($1.3 mil)
Net income: $1.6 mil
Quarterly Net income: $0.3 mil
Pretax return on assets: 2.84% ($1,543.1 mil)
Quarterly Pretax return on assets: 2.28% ($1,238.9 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
11Total employees (full-time equivalent)
$54,336Total assets
$1,948Cash and due from depository institutions
$1,138Interest-bearing balances
$131Securities
$0Federal funds sold & reverse repurchase agreements
$50,416Net loans & leases
$1,000Loan loss allowance
$0Trading account assets
$470Bank premises and fixed assets
$365Other real estate owned
$0Goodwill and other intangibles
$54,336Life insurance assets
$1,006All other assets
$47,534Total liabilities and capital
$44,273Total liabilities
$39,297Total deposits
$44,273Interest-bearing deposits
$100Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$3,000Trading liabilities
$0Other borrowed funds
$261Subordinated debt
$6,802All other liabilities
$6,802Total equity capital
$6,802Total bank equity capital
$0Perpetual preferred stock
$50Common stock
$1,950Surplus
$4,802Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$3,076Income earned, not collected on loans
$488Earning assets
$338Long-term assets (5+ years)
$51,685Average Assets, year-to-date
$4,769Average Assets, quarterly
$55,465Volatile liabilities
$55,188Insider loans
$46,183FHLB advances
$55,515Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$6,797Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$2,036Restructured Loans and leases
$0Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$3,676Total interest income
$707Total interest expense
$2,969Net interest income
$467Provision for loan and lease losses
$493Total noninterest income
$0Fiduciary activities
$143Service charges on deposit accounts
$0Trading account gains & fees
$350Additional noninterest income
$1,421Total noninterest expense
$877Salaries and employee benefits
$129Premises and equipment expense
$415Additional noninterest expense
$1,574Pre-tax net operating income
$0Securities gains (losses)
$5Applicable income taxes
$1,569Income before extraordinary items
$0Extraordinary gains - net
$1,569Net income attributable to bank
$0Net charge-offs
$1,569Cash dividends
$668Sale, conversion, retirement of capital stock, net
$1,252Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
6.97%Yield on earning assets
1.34%Cost of funding earning assets
5.63%Net interest margin
0.94%Noninterest income to earning assets
2.70%Noninterest expense to earning assets
2.83%Net operating income to assets
2.83%Return on assets (ROA)
2.84%Pretax return on assets
23.29%Return on equity (ROE)
4.71%Retained earnings to average equity (YTD only)
1.26%Net charge-offs to loans
69.91%Credit loss provision to net charge-offs
3.06%Efficiency ratio
41,046Assets per employee
4.94%Cash dividends to net income (YTD only)
Condition Ratios (%)
79.80%Loss allowance to loans
1.94%Loss allowance to noncurrent loans
32.51%Noncurrent assets plus other real estate owned to assets
6.33%Noncurrent loans to loans
5.98%Net loans and leases to deposits
113.88%Net loans and leases to core deposits
145.02%Equity capital to assets
12.52%Core capital (leverage) ratio
12.24%Tier 1 risk-based capital ratio
14.72%Total risk-based capital ratio
Memoranda
$16Average assets
$55,465Average earning assets
$6,736Average equity
$52,706Average loans

List of branches

2 Wisconsin Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type	Map
0	7860	Farmers And Merchants Bank Of Kendal	102 E S Railroad St, Kendall, WI 54638	September 11, 1913	Full Service Brick and Mortar
1	226871	Hustler Branch	Main Street - P.O. Box 36, Hustler, WI 54637	Febuary 22, 1988	Full Service Brick and Mortar

Farmers and Merchants Bank of Kendall in Kendall, Wisconsin (WI)
Overview, Financial Summary, Detailed Financial Reports, Branches

Farmers and Merchants Bank of Kendall - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

Farmers and Merchants Bank of Kendall in Kendall, Wisconsin (WI)Overview, Financial Summary, Detailed Financial Reports, Branches

Farmers and Merchants Bank of Kendall - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

Farmers and Merchants Bank of Kendall in Kendall, Wisconsin (WI)
Overview, Financial Summary, Detailed Financial Reports, Branches