First American Bank in city_name, state_name - Detailed Financial Reports, Location

First American Bank in Vincennes, Indiana (IN)
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First American Bank - Overview

General
FDIC Certificate #: 29630
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: German American Bancorp (#17393)
Federal Reserve ID: 582579
Date Established: January 01, 1889
WWW: http://www.firstamericanbankfab.com
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 3 (Interstate: No)
OTS Docket #: 3779
FDIC's unique #: 42464
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
State Chartered: Yes
Date of Deposit Insurance: August 13, 1936
Last Structure Change Effective Date: September 30, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
Location
Address: 101 North Third Street, Vincennes, IN 47591
County: Knox
Quarterly Banking Profile Region: Chicago
FDIC Geographic Region: Chicago
FDIC Supervisory Region: Chicago
FDIC Field Office: Indianapolis
Office of the Comptroller the Currency (OCC) District: Central
Office of Thrift Supervision Region: Central
Core Based Statistical Area (CBSA): Vincennes, IN (#47180)
CBSA Micro Statistical Area: Yes
Financial Summary
Total assets: $115.7 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2005)

Dollar figures in thousands
53Total employees (full-time equivalent)
$123,124Total assets
$7,116Cash and due from depository institutions
$369Interest-bearing balances
$14,156Securities
$5,325Federal funds sold & reverse repurchase agreements
$76,805Net loans & leases
$1,525Loan loss allowance
$0Trading account assets
$2,774Bank premises and fixed assets
$282Other real estate owned
$4,000Goodwill and other intangibles
$0Life insurance assets
$12,666All other assets
$123,124Total liabilities and capital
$107,479Total liabilities
$76,446Total deposits
$61,589Interest-bearing deposits
$76,446Deposits held in domestic offices
0.00%% insured (estimated)
$9,100Federal funds purchased & repurchase agreements
$0Trading liabilities
$18,653Other borrowed funds
$0Subordinated debt
$3,280All other liabilities
$15,645Total equity capital
$15,645Total bank equity capital
$15,645Perpetual preferred stock
$0Common stock
$1Surplus
$8,299Undivided profits
Memoranda
$7,345Noncurrent loans and leases
$14,909Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$875Earning assets
$0Long-term assets (5+ years)
$761Average Assets, year-to-date
$96,655Average Assets, quarterly
$15,948Volatile liabilities
$123,994Insider loans
$121,249FHLB advances
$28,251Loans and leases held for sale
$5,324Unused loan commitments
$18,653Tier 1 (core) risk-based capital
$5,987Tier 2 risk-based capital
$1,901Total risk weighted assets
$14,909Total unused commitments
$0Restructured Loans and leases
$1,116Derivatives

Income and Expense (December 31, 2005)

Dollar figures in thousands
$6,500Total interest income
$2,827Total interest expense
$3,673Net interest income
$325Provision for loan and lease losses
$2,167Total noninterest income
$0Fiduciary activities
$417Service charges on deposit accounts
$0Trading account gains & fees
$1,750Additional noninterest income
$3,974Total noninterest expense
$2,425Salaries and employee benefits
$587Premises and equipment expense
$962Additional noninterest expense
$1,541Pre-tax net operating income
$0Securities gains (losses)
$485Applicable income taxes
$1,056Income before extraordinary items
$0Extraordinary gains - net
$1,056Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$575Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 2005)

Dollar figures in thousands
Performance Ratios (%, annualized)
6.48%Yield on earning assets
2.82%Cost of funding earning assets
3.66%Net interest margin
2.16%Noninterest income to earning assets
3.96%Noninterest expense to earning assets
0.85%Net operating income to assets
0.85%Return on assets (ROA)
1.24%Pretax return on assets
7.19%Return on equity (ROE)
7.19%Retained earnings to average equity (YTD only)
0.69%Net charge-offs to loans
56.52%Credit loss provision to net charge-offs
3.25%Efficiency ratio
68,048Assets per employee
2.32%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
1.95%Loss allowance to noncurrent loans
174.29%Noncurrent assets plus other real estate owned to assets
0.94%Noncurrent loans to loans
1.12%Net loans and leases to deposits
100.47%Net loans and leases to core deposits
116.46%Equity capital to assets
12.71%Core capital (leverage) ratio
12.51%Tier 1 risk-based capital ratio
16.64%Total risk-based capital ratio
Memoranda
$18Average assets
$123,994Average earning assets
$14,680Average equity
$100,375Average loans

Total Fiduciary and Related Assets (December 31, 2005)

Dollar figures in thousands
$1Total fiduciary and related assets
1Number of Fiduciary Accounts and Related Asset Accounts
YesFiduciary powers granted
YesFiduciary or related activity
$61,767Managed Assets
1Number of Accounts
$52,715Personal trust and agency accounts
$20,259Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$3,172Other retirement accounts
$784Corporate trust and agency accounts
$1,804Investment management agency accounts
$26,696Other fiduciary accounts
$0Fiduciary accounts held in foreign offices
$0Non-managed Assets
457Number of Accounts
$0Personal trust and agency accounts
$0Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$9,052Other retirement accounts
$96Corporate trust and agency accounts
$1,408Other fiduciary accounts
$7,059Fiduciary accounts held in foreign offices

First American Bank in Vincennes, Indiana (IN)
Overview, Financial Summary, Detailed Financial Reports, Branches

First American Bank - Overview

Assets and Liabilities (December 31, 2005)

Income and Expense (December 31, 2005)

Performance and Condition Ratios (December 31, 2005)

Total Fiduciary and Related Assets (December 31, 2005)

Comment about this bank, ask questions, or add new information about it:

First American Bank in Vincennes, Indiana (IN)Overview, Financial Summary, Detailed Financial Reports, Branches

First American Bank - Overview

Assets and Liabilities (December 31, 2005)

Income and Expense (December 31, 2005)

Performance and Condition Ratios (December 31, 2005)

Total Fiduciary and Related Assets (December 31, 2005)

Comment about this bank, ask questions, or add new information about it:

First American Bank in Vincennes, Indiana (IN)
Overview, Financial Summary, Detailed Financial Reports, Branches