First Bank in city_name, state_name - Detailed Financial Reports, Location

First Bank in Houston, Texas (TX)
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First Bank - Overview

General
FDIC Certificate #: 20017
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: First State Bank of Texas (#10348)
Federal Reserve ID: 2255
Date Established: May 09, 1969
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 1 (Interstate: No)
OTS Docket #: 11274
FDIC's unique #: 13748
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: Yes
Date of Deposit Insurance: August 21, 1969
Last Structure Change Effective Date: August 10, 2000
Last Structure Change Process Date: November 07, 2000
Last Data Update: November 07, 2000
Data Source Date: April 05, 2012
Location
Address: 2824 Hillcroft Street, Houston, TX 77057
County: Harris
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Kansas City
FDIC Field Office: Houston
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: West
Metropolitan Statistical Area (MSA): Houston, TX (#3360)
Consolidated Metropolitan Statistical Area (CMSA): Houston-Galveston-Brazoria, TX (#42)
Combined Statistical Area (CSA): Houston-Baytown-Huntsville, TX (#288)
Core Based Statistical Area (CBSA): Houston-Sugar Land-Baytown, TX (#26420)
CBSA Metro Statistical Area: Houston-Sugar Land-Baytown, TX (#26420)
Financial Summary
Total assets: $137.6 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1999)

Dollar figures in thousands
33Total employees (full-time equivalent)
$144,417Total assets
$9,042Cash and due from depository institutions
$1,991Interest-bearing balances
$42,040Securities
$8,688Federal funds sold & reverse repurchase agreements
$78,242Net loans & leases
$1,195Loan loss allowance
$0Trading account assets
$2,651Bank premises and fixed assets
$0Other real estate owned
$1,925Goodwill and other intangibles
$0Life insurance assets
$1,829All other assets
$144,417Total liabilities and capital
$133,113Total liabilities
$122,590Total deposits
$86,950Interest-bearing deposits
$122,590Deposits held in domestic offices
0.00%% insured (estimated)
$8,382Federal funds purchased & repurchase agreements
$0Trading liabilities
$1,286Other borrowed funds
$0Subordinated debt
$855All other liabilities
$11,304Total equity capital
$11,304Total bank equity capital
$11,304Perpetual preferred stock
$0Common stock
$658Surplus
$7,804Undivided profits
Memoranda
$2,842Noncurrent loans and leases
$13,228Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$0Earning assets
$0Long-term assets (5+ years)
$376Average Assets, year-to-date
$130,961Average Assets, quarterly
$36,015Volatile liabilities
$130,889Insider loans
$138,571FHLB advances
$32,813Loans and leases held for sale
$202Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$13,228Total unused commitments
$0Restructured Loans and leases
$1,191Derivatives

Income and Expense (December 31, 1999)

Dollar figures in thousands
$9,734Total interest income
$3,069Total interest expense
$6,665Net interest income
$219Provision for loan and lease losses
$1,034Total noninterest income
$0Fiduciary activities
$633Service charges on deposit accounts
$0Trading account gains & fees
$401Additional noninterest income
$4,468Total noninterest expense
$1,949Salaries and employee benefits
$449Premises and equipment expense
$2,070Additional noninterest expense
$3,012Pre-tax net operating income
$0Securities gains (losses)
$946Applicable income taxes
$2,066Income before extraordinary items
$0Extraordinary gains - net
$2,066Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$19Sale, conversion, retirement of capital stock, net
$1,002Net operating income

Performance and Condition Ratios (December 31, 1999)

Dollar figures in thousands
Performance Ratios (%, annualized)
8.19%Yield on earning assets
2.58%Cost of funding earning assets
5.61%Net interest margin
0.87%Noninterest income to earning assets
3.76%Noninterest expense to earning assets
1.58%Net operating income to assets
1.58%Return on assets (ROA)
2.30%Pretax return on assets
17.91%Return on equity (ROE)
9.22%Retained earnings to average equity (YTD only)
0.03%Net charge-offs to loans
1152.63%Credit loss provision to net charge-offs
170.05%Efficiency ratio
54,617Assets per employee
4.38%Cash dividends to net income (YTD only)
Condition Ratios (%)
48.50%Loss allowance to loans
1.50%Loss allowance to noncurrent loans
0.00%Noncurrent assets plus other real estate owned to assets
0.00%Noncurrent loans to loans
0.00%Net loans and leases to deposits
63.82%Net loans and leases to core deposits
78.68%Equity capital to assets
7.83%Core capital (leverage) ratio
7.46%Tier 1 risk-based capital ratio
10.62%Total risk-based capital ratio
Memoranda
$12Average assets
$130,889Average earning assets
$11,537Average equity
$118,906Average loans

First Bank in Houston, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

First Bank - Overview

Assets and Liabilities (December 31, 1999)

Income and Expense (December 31, 1999)

Performance and Condition Ratios (December 31, 1999)

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First Bank in Houston, Texas (TX)Overview, Financial Summary, Detailed Financial Reports, Branches

First Bank - Overview

Assets and Liabilities (December 31, 1999)

Income and Expense (December 31, 1999)

Performance and Condition Ratios (December 31, 1999)

Comment about this bank, ask questions, or add new information about it:

First Bank in Houston, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches