First Bank & Trust in San Francisco, California (CA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of March 29, 2001

  • First Bank & Trust in San Francisco, California (CA)
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First Bank & Trust - Overview

  • General
  • FDIC Certificate #: 18678
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: First Bank & Trust (#22912)
    Federal Reserve ID: 642969
    Date Established: January 04, 1963
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 55 (Interstate: No)
    FDIC's unique #: 12552
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Oakar Institutions: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 04, 1963
    Last Structure Change Effective Date: March 29, 2001
    Last Structure Change Process Date: April 20, 2001
    Last Data Update: April 20, 2001
    Data Source Date: April 05, 2012
  • Location
  • Address: 735 Montgomery Street, San Francisco, CA 94126
    County: San Francisco
    Quarterly Banking Profile Region: San Francisco
    FDIC Geographic Region: San Francisco
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: San Francisco
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): San Francisco, CA (#7360)
    Consolidated Metropolitan Statistical Area (CMSA): San Francisco-Oakland-San Jose, CA (#84)
    Combined Statistical Area (CSA): San Jose-San Francisco-Oakland, CA (#488)
    Core Based Statistical Area (CBSA): San Francisco-Oakland-Fremont, CA (#41860)
    CBSA Metro Statistical Area: San Francisco-Oakland-Fremont, CA (#41860)
    Core Based Statistical Division: San Francisco-San Mateo-Redwood City, CA (#41884)
  • Financial Summary
  • Total assets: $2,514.7 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2000)

  • Dollar figures in thousands
  • 593Total employees (full-time equivalent)
  • $2,514,747Total assets
  • $89,760Cash and due from depository institutions
  • $3,092Interest-bearing balances
  • $292,129Securities
  • $43,200Federal funds sold & reverse repurchase agreements
  • $1,909,961Net loans & leases
  • $36,334Loan loss allowance
  • $0Trading account assets
  • $29,858Bank premises and fixed assets
  • $694Other real estate owned
  • $58,413Goodwill and other intangibles
  • $0Life insurance assets
  • $90,732All other assets
  • $2,514,747Total liabilities and capital
  • $2,243,656Total liabilities
  • $2,180,339Total deposits
  • $1,722,391Interest-bearing deposits
  • $2,180,339Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $42,041Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $692Other borrowed funds
  • $0Subordinated debt
  • $20,584All other liabilities
  • $271,091Total equity capital
  • $271,091Total bank equity capital
  • $271,091Perpetual preferred stock
  • $0Common stock
  • $1,550Surplus
  • $243,579Undivided profits
  • Memoranda
  • $25,962Noncurrent loans and leases
  • $687,182Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $13,066Earning assets
  • $281Long-term assets (5+ years)
  • $12,919Average Assets, year-to-date
  • $2,248,382Average Assets, quarterly
  • $126,672Volatile liabilities
  • $2,142,405Insider loans
  • $2,342,986FHLB advances
  • $330,149Loans and leases held for sale
  • $11Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $685,006Tier 2 risk-based capital
  • $3,765Total risk weighted assets
  • $687,182Total unused commitments
  • $2,924Restructured Loans and leases
  • $28,336Derivatives

Income and Expense (December 31, 2000)

  • Dollar figures in thousands
  • $176,945Total interest income
  • $71,193Total interest expense
  • $105,752Net interest income
  • $1,876Provision for loan and lease losses
  • $12,019Total noninterest income
  • $146Fiduciary activities
  • $6,170Service charges on deposit accounts
  • $0Trading account gains & fees
  • $5,703Additional noninterest income
  • $65,470Total noninterest expense
  • $25,223Salaries and employee benefits
  • $12,091Premises and equipment expense
  • $28,156Additional noninterest expense
  • $50,425Pre-tax net operating income
  • $209Securities gains (losses)
  • $20,064Applicable income taxes
  • $30,570Income before extraordinary items
  • $0Extraordinary gains - net
  • $30,570Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $210Sale, conversion, retirement of capital stock, net
  • $26,350Net operating income

Performance and Condition Ratios (December 31, 2000)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 9.22%Yield on earning assets
  • 3.71%Cost of funding earning assets
  • 5.51%Net interest margin
  • 0.63%Noninterest income to earning assets
  • 3.41%Noninterest expense to earning assets
  • 1.42%Net operating income to assets
  • 1.43%Return on assets (ROA)
  • 2.36%Pretax return on assets
  • 13.16%Return on equity (ROE)
  • 1.82%Retained earnings to average equity (YTD only)
  • 0.01%Net charge-offs to loans
  • 893.33%Credit loss provision to net charge-offs
  • 249.05%Efficiency ratio
  • 52,855Assets per employee
  • 4.24%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 86.20%Loss allowance to loans
  • 1.87%Loss allowance to noncurrent loans
  • 278.08%Noncurrent assets plus other real estate owned to assets
  • 0.55%Noncurrent loans to loans
  • 0.67%Net loans and leases to deposits
  • 87.60%Net loans and leases to core deposits
  • 100.90%Equity capital to assets
  • 10.78%Core capital (leverage) ratio
  • 9.27%Tier 1 risk-based capital ratio
  • 9.32%Total risk-based capital ratio
  • Memoranda
  • $11Average assets
  • $2,142,405Average earning assets
  • $232,356Average equity
  • $1,919,791Average loans

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