First Bank & Trust in city_name, state_name - Detailed Financial Reports, Location

First Bank & Trust in Newport Beach, California (CA)
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First Bank & Trust - Overview

General
FDIC Certificate #: 20233
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: First Bank & Trust (#18678)
Federal Reserve ID: 642969
Date Established: August 12, 1970
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 29 (Interstate: No)
OTS Docket #: 13683
FDIC's unique #: 13914
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
Oakar Institutions: Yes
State Chartered: Yes
Date of Deposit Insurance: August 12, 1970
Last Structure Change Effective Date: November 01, 2000
Last Structure Change Process Date: December 18, 2000
Last Data Update: December 18, 2000
Data Source Date: April 05, 2012
Location
Address: 4301 Macarthur Boulevard, Newport Beach, CA 92660
County: Orange
Quarterly Banking Profile Region: San Francisco
FDIC Geographic Region: San Francisco
FDIC Supervisory Region: Kansas City
FDIC Field Office: Orange
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: Western
Metropolitan Statistical Area (MSA): Orange County, CA (#5945)
Consolidated Metropolitan Statistical Area (CMSA): Los Angeles-Riverside-Orange County, CA (#49)
Combined Statistical Area (CSA): Los Angeles-Long Beach-Riverside, CA (#348)
Core Based Statistical Area (CBSA): Los Angeles-Long Beach-Santa Ana, CA (#31100)
CBSA Metro Statistical Area: Los Angeles-Long Beach-Santa Ana, CA (#31100)
Core Based Statistical Division: Santa Ana-Anaheim-Irvine, CA (#42044)
Financial Summary
Total assets: $1,112.1 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1999)

Dollar figures in thousands
269Total employees (full-time equivalent)
$943,445Total assets
$28,077Cash and due from depository institutions
$1,043Interest-bearing balances
$103,636Securities
$27,500Federal funds sold & reverse repurchase agreements
$721,231Net loans & leases
$15,581Loan loss allowance
$0Trading account assets
$13,291Bank premises and fixed assets
$329Other real estate owned
$16,053Goodwill and other intangibles
$0Life insurance assets
$33,328All other assets
$943,445Total liabilities and capital
$841,431Total liabilities
$804,476Total deposits
$638,162Interest-bearing deposits
$804,476Deposits held in domestic offices
0.00%% insured (estimated)
$29,073Federal funds purchased & repurchase agreements
$0Trading liabilities
$1,347Other borrowed funds
$0Subordinated debt
$6,535All other liabilities
$102,014Total equity capital
$102,014Total bank equity capital
$102,014Perpetual preferred stock
$0Common stock
$23,627Surplus
$69,086Undivided profits
Memoranda
$9,301Noncurrent loans and leases
$250,098Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$11,628Earning assets
$922Long-term assets (5+ years)
$4,245Average Assets, year-to-date
$853,410Average Assets, quarterly
$40,624Volatile liabilities
$811,175Insider loans
$874,708FHLB advances
$124,050Loans and leases held for sale
$7Unused loan commitments
$0Tier 1 (core) risk-based capital
$190,000Tier 2 risk-based capital
$0Total risk weighted assets
$250,098Total unused commitments
$2,961Restructured Loans and leases
$10,463Derivatives

Income and Expense (December 31, 1999)

Dollar figures in thousands
$63,765Total interest income
$25,707Total interest expense
$38,058Net interest income
$3,790Provision for loan and lease losses
$4,315Total noninterest income
$368Fiduciary activities
$2,142Service charges on deposit accounts
$0Trading account gains & fees
$1,805Additional noninterest income
$25,975Total noninterest expense
$10,062Salaries and employee benefits
$5,625Premises and equipment expense
$10,288Additional noninterest expense
$12,608Pre-tax net operating income
$311Securities gains (losses)
$5,221Applicable income taxes
$7,698Income before extraordinary items
$0Extraordinary gains - net
$7,698Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$2,571Sale, conversion, retirement of capital stock, net
$4,000Net operating income

Performance and Condition Ratios (December 31, 1999)

Dollar figures in thousands
Performance Ratios (%, annualized)
8.77%Yield on earning assets
3.53%Cost of funding earning assets
5.23%Net interest margin
0.59%Noninterest income to earning assets
3.57%Noninterest expense to earning assets
0.92%Net operating income to assets
0.95%Return on assets (ROA)
1.59%Pretax return on assets
9.65%Return on equity (ROE)
4.63%Retained earnings to average equity (YTD only)
0.41%Net charge-offs to loans
147.41%Credit loss provision to net charge-offs
6.38%Efficiency ratio
58,568Assets per employee
3.51%Cash dividends to net income (YTD only)
Condition Ratios (%)
51.96%Loss allowance to loans
2.11%Loss allowance to noncurrent loans
134.00%Noncurrent assets plus other real estate owned to assets
1.27%Noncurrent loans to loans
1.58%Net loans and leases to deposits
89.65%Net loans and leases to core deposits
101.54%Equity capital to assets
10.81%Core capital (leverage) ratio
8.58%Tier 1 risk-based capital ratio
9.70%Total risk-based capital ratio
Memoranda
$11Average assets
$811,175Average earning assets
$79,810Average equity
$727,350Average loans

First Bank & Trust in Newport Beach, California (CA)
Overview, Financial Summary, Detailed Financial Reports, Branches

First Bank & Trust - Overview

Assets and Liabilities (December 31, 1999)

Income and Expense (December 31, 1999)

Performance and Condition Ratios (December 31, 1999)

Comment about this bank, ask questions, or add new information about it:

First Bank & Trust in Newport Beach, California (CA)Overview, Financial Summary, Detailed Financial Reports, Branches

First Bank & Trust - Overview

Assets and Liabilities (December 31, 1999)

Income and Expense (December 31, 1999)

Performance and Condition Ratios (December 31, 1999)

Comment about this bank, ask questions, or add new information about it:

First Bank & Trust in Newport Beach, California (CA)
Overview, Financial Summary, Detailed Financial Reports, Branches