First Bank of California in city_name, state_name - Detailed Financial Reports, Location

First Bank of California in Sacramento, California (CA)
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First Bank of California - Overview

General
FDIC Certificate #: 32036
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: First Bank & Trust (#18678)
Federal Reserve ID: 693961
Date Established: August 26, 1980
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 14 (Interstate: No)
OTS Docket #: 15614
FDIC's unique #: 44870
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Savings Association Insurance Fund (SAIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
SAIF Insured: Yes
Oakar Institutions: Yes
State Chartered: Yes
Date of Deposit Insurance: August 26, 1980
Last Structure Change Effective Date: November 01, 2000
Last Structure Change Process Date: December 20, 2000
Last Data Update: December 20, 2000
Data Source Date: April 05, 2012
Location
Address: 865 Howe Avenue, Sacramento, CA 95825
County: Sacramento
Quarterly Banking Profile Region: San Francisco
FDIC Geographic Region: San Francisco
FDIC Supervisory Region: Kansas City
FDIC Field Office: Sacramento
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: Western
Metropolitan Statistical Area (MSA): Sacramento, CA (#6920)
Consolidated Metropolitan Statistical Area (CMSA): Sacramento-Yolo, CA (#82)
Combined Statistical Area (CSA): Sacramento-Arden-Arcade-Yuba City, CA-NV (#472)
Core Based Statistical Area (CBSA): Sacramento-Arden-Arcade-Roseville, CA (#40900)
CBSA Metro Statistical Area: Sacramento-Arden-Arcade-Roseville, CA (#40900)
Financial Summary
Total assets: $575.4 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1999)

Dollar figures in thousands
115Total employees (full-time equivalent)
$431,591Total assets
$11,072Cash and due from depository institutions
$17Interest-bearing balances
$20,744Securities
$900Federal funds sold & reverse repurchase agreements
$371,398Net loans & leases
$8,233Loan loss allowance
$0Trading account assets
$5,644Bank premises and fixed assets
$60Other real estate owned
$7,138Goodwill and other intangibles
$0Life insurance assets
$14,635All other assets
$431,591Total liabilities and capital
$383,600Total liabilities
$368,117Total deposits
$314,357Interest-bearing deposits
$368,117Deposits held in domestic offices
0.00%% insured (estimated)
$14,371Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$1,112All other liabilities
$47,991Total equity capital
$47,991Total bank equity capital
$47,991Perpetual preferred stock
$0Common stock
$100Surplus
$40,633Undivided profits
Memoranda
$7,258Noncurrent loans and leases
$165,390Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$4,392Earning assets
$47Long-term assets (5+ years)
$2,362Average Assets, year-to-date
$393,059Average Assets, quarterly
$10,521Volatile liabilities
$413,024Insider loans
$426,930FHLB advances
$58,136Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$120,000Tier 2 risk-based capital
$0Total risk weighted assets
$165,390Total unused commitments
$0Restructured Loans and leases
$5,394Derivatives

Income and Expense (December 31, 1999)

Dollar figures in thousands
$33,928Total interest income
$12,285Total interest expense
$21,643Net interest income
$110Provision for loan and lease losses
$3,793Total noninterest income
$0Fiduciary activities
$1,357Service charges on deposit accounts
$0Trading account gains & fees
$2,436Additional noninterest income
$15,109Total noninterest expense
$5,008Salaries and employee benefits
$2,186Premises and equipment expense
$7,915Additional noninterest expense
$10,217Pre-tax net operating income
$88Securities gains (losses)
$3,972Applicable income taxes
$6,333Income before extraordinary items
$0Extraordinary gains - net
$6,333Net income attributable to bank
$0Net charge-offs
$0Cash dividends
-$45Sale, conversion, retirement of capital stock, net
$1,750Net operating income

Performance and Condition Ratios (December 31, 1999)

Dollar figures in thousands
Performance Ratios (%, annualized)
9.16%Yield on earning assets
3.32%Cost of funding earning assets
5.84%Net interest margin
1.02%Noninterest income to earning assets
4.08%Noninterest expense to earning assets
1.52%Net operating income to assets
1.53%Return on assets (ROA)
2.50%Pretax return on assets
14.20%Return on equity (ROE)
10.27%Retained earnings to average equity (YTD only)
-0.01%Net charge-offs to loans
-244.44%Credit loss provision to net charge-offs
0.00%Efficiency ratio
57,104Assets per employee
3.75%Cash dividends to net income (YTD only)
Condition Ratios (%)
27.63%Loss allowance to loans
2.17%Loss allowance to noncurrent loans
187.45%Noncurrent assets plus other real estate owned to assets
1.03%Noncurrent loans to loans
1.16%Net loans and leases to deposits
100.89%Net loans and leases to core deposits
114.50%Equity capital to assets
11.12%Core capital (leverage) ratio
9.96%Tier 1 risk-based capital ratio
9.56%Total risk-based capital ratio
Memoranda
$11Average assets
$413,024Average earning assets
$44,610Average equity
$370,530Average loans

First Bank of California in Sacramento, California (CA)
Overview, Financial Summary, Detailed Financial Reports, Branches

First Bank of California - Overview

Assets and Liabilities (December 31, 1999)

Income and Expense (December 31, 1999)

Performance and Condition Ratios (December 31, 1999)

Comment about this bank, ask questions, or add new information about it:

First Bank of California in Sacramento, California (CA)Overview, Financial Summary, Detailed Financial Reports, Branches

First Bank of California - Overview

Assets and Liabilities (December 31, 1999)

Income and Expense (December 31, 1999)

Performance and Condition Ratios (December 31, 1999)

Comment about this bank, ask questions, or add new information about it:

First Bank of California in Sacramento, California (CA)
Overview, Financial Summary, Detailed Financial Reports, Branches