First Bank of Highland Park in city_name, state_name - Detailed Financial Reports, Location

First Bank of Highland Park in Highland Park, Illinois (IL)
Show street view No street view available for this location

First Bank of Highland Park routing number info

First Bank of Highland Park - Overview

General
FDIC Certificate #: 17470
Status: Active
Federal Reserve ID: 804338
Bank Holding Company (Regulatory Top Holder): Bank Of Highland Park Financial Corporation (RSSDID: 1205398, Location: Highland Park, IL)
Date Established: July 16, 1955
WWW: http://www.firstbankhp.com
Trust Powers Granted: No
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 2 (Domestic: 2, Interstate: No)
FDIC's unique #: 11457
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: Yes
Asset Concentration Hierarchy: Commercial Lending Specialization
Date of Deposit Insurance: July 16, 1955
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
Location
Address: 1835 First Street, Highland Park, IL 60035
County: Lake
Quarterly Banking Profile Region: Chicago
FDIC Geographic Region: Chicago
FDIC Supervisory Region: Chicago
FDIC Field Office: Chicago
Office of the Comptroller the Currency (OCC) District: Central
Office of Thrift Supervision Region: Central
Metropolitan Statistical Area (MSA): Chicago, IL (#1600)
Consolidated Metropolitan Statistical Area (CMSA): Chicago-Gary-Kenosha, IL-IN-WI (#14)
Combined Statistical Area (CSA): Chicago-Naperville-Michigan City, IL-IN-WI (#176)
Core Based Statistical Area (CBSA): Chicago-Joliet-Naperville, IL-IN-WI (#16980)
CBSA Metro Statistical Area: Chicago-Joliet-Naperville, IL-IN-WI (#16980)
Core Based Statistical Division: Lake County-Kenosha County, IL-WI (#29404)
History of Changes
Merge BIF and SAIF Funds into DIF
Financial Summary
Total assets: $1,085.3 mil
Equity capital: $128.4 mil
Deposits held in domestic offices: $929.3 mil
Return on assets (ROA): 0.41% ($4.4 mil)
Quarterly return on assets: 0.51% ($5.5 mil)
Return on Equity (ROE): 3.66% ($4.7 mil)
Quarterly return on equity: 4.38% ($5.6 mil)
Net income: $4.5 mil
Quarterly Net income: $1.4 mil
Pretax return on assets: 0.41% ($4,449.7 mil)
Quarterly Pretax return on assets: 0.51% ($5,535.0 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
76Total employees (full-time equivalent)
$1,085,293Total assets
$142,702Cash and due from depository institutions
$122,317Interest-bearing balances
$92,459Securities
$0Federal funds sold & reverse repurchase agreements
$821,105Net loans & leases
$11,776Loan loss allowance
$0Trading account assets
$2,129Bank premises and fixed assets
$8,222Other real estate owned
$0Goodwill and other intangibles
$1,085,293Life insurance assets
$18,676All other assets
$956,849Total liabilities and capital
$929,258Total liabilities
$864,442Total deposits
$929,258Interest-bearing deposits
$76Deposits held in domestic offices
7470.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$14,250Trading liabilities
$0Other borrowed funds
$5,871Subordinated debt
$128,444All other liabilities
$128,444Total equity capital
$128,444Total bank equity capital
$0Perpetual preferred stock
$1,750Common stock
$46,905Surplus
$79,789Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$5,949Income earned, not collected on loans
$0Earning assets
$3,471Long-term assets (5+ years)
$1,035,881Average Assets, year-to-date
$112,334Average Assets, quarterly
$1,099,229Volatile liabilities
$1,091,340Insider loans
$959,387FHLB advances
$1,080,574Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$124,223Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$184,493Restructured Loans and leases
$25,057Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$46,243Total interest income
$16,578Total interest expense
$29,665Net interest income
$8,250Provision for loan and lease losses
$411Total noninterest income
$0Fiduciary activities
$308Service charges on deposit accounts
$0Trading account gains & fees
$103Additional noninterest income
$17,604Total noninterest expense
$9,028Salaries and employee benefits
$1,285Premises and equipment expense
$7,291Additional noninterest expense
$4,222Pre-tax net operating income
$279Securities gains (losses)
$0Applicable income taxes
$4,501Income before extraordinary items
$0Extraordinary gains - net
$4,501Net income attributable to bank
$0Net charge-offs
$4,501Cash dividends
$10,670Sale, conversion, retirement of capital stock, net
$2,611Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
4.39%Yield on earning assets
1.57%Cost of funding earning assets
2.82%Net interest margin
0.04%Noninterest income to earning assets
1.67%Noninterest expense to earning assets
0.38%Net operating income to assets
0.41%Return on assets (ROA)
0.41%Pretax return on assets
3.66%Return on equity (ROE)
1.54%Retained earnings to average equity (YTD only)
1.21%Net charge-offs to loans
77.32%Credit loss provision to net charge-offs
1.17%Efficiency ratio
58,532Assets per employee
14.28%Cash dividends to net income (YTD only)
Condition Ratios (%)
58.01%Loss allowance to loans
1.41%Loss allowance to noncurrent loans
197.95%Noncurrent assets plus other real estate owned to assets
1.31%Noncurrent loans to loans
0.71%Net loans and leases to deposits
88.36%Net loans and leases to core deposits
128.84%Equity capital to assets
11.83%Core capital (leverage) ratio
11.50%Tier 1 risk-based capital ratio
12.95%Total risk-based capital ratio
Memoranda
$14Average assets
$1,099,229Average earning assets
$122,922Average equity
$1,053,260Average loans

List of branches

2 Illinois Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type	Map
0	11457	First Bank Of Highland Park	1835 First Street, Highland Park, IL 60035	July 16, 1955	Full Service Brick and Mortar
1	451793	Northbrook Branch	633 Skokie Boulevard, Northbrook, IL 60062	September 16, 2004	Full Service Brick and Mortar

First Bank of Highland Park in Highland Park, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

First Bank of Highland Park - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

First Bank of Highland Park in Highland Park, Illinois (IL)Overview, Financial Summary, Detailed Financial Reports, Branches

First Bank of Highland Park - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

First Bank of Highland Park in Highland Park, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches