FDIC Certificate #: 34218 Status: Inactive Closing history: Merger - Without Assistance Acquiring institution:CoBiz Bank (#22683) Federal Reserve ID: 2489542 Date Established: August 07, 1996 Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC Offices: 2 (Interstate: No) FDIC's unique #: 56976 Numeric code: 21 Regulator: FDIC Insurance Fund Membership: Bank Insurance Fund (BIF) Bank Insurance Fund: Yes Insured commercial Banks: Yes FDIC Insured: Yes State Chartered: Yes Date of Deposit Insurance: August 07, 1996 Last Structure Change Effective Date: September 07, 2001 Last Structure Change Process Date: September 24, 2001 Last Data Update: September 24, 2001 Data Source Date: April 05, 2012
Location
Address: 2700 North Central Avenue, Suite 210, Phoenix, AZ 85004 County: Maricopa Quarterly Banking Profile Region: San Francisco FDIC Geographic Region: San Francisco FDIC Supervisory Region: Dallas FDIC Field Office: Phoenix Office of the Comptroller the Currency (OCC) District: Midwest Office of Thrift Supervision Region: Western Metropolitan Statistical Area (MSA): Phoenix-Mesa, AZ (#6200) Core Based Statistical Area (CBSA): Phoenix-Mesa-Glendale, AZ (#38060) CBSA Metro Statistical Area: Phoenix-Mesa-Glendale, AZ (#38060)
Financial Summary
Total assets: $123.4 mil
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2000)
Dollar figures in thousands
28Total employees (full-time equivalent)
$106,508Total assets
$4,171Cash and due from depository institutions
$0Interest-bearing balances
$20,477Securities
$6,935Federal funds sold & reverse repurchase agreements
$72,829Net loans & leases
$959Loan loss allowance
$0Trading account assets
$885Bank premises and fixed assets
$0Other real estate owned
$0Goodwill and other intangibles
$0Life insurance assets
$1,211All other assets
$106,508Total liabilities and capital
$95,115Total liabilities
$92,075Total deposits
$82,113Interest-bearing deposits
$92,075Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$2,730Other borrowed funds
$0Subordinated debt
$310All other liabilities
$11,393Total equity capital
$11,393Total bank equity capital
$11,393Perpetual preferred stock
$0Common stock
$3,650Surplus
$6,678Undivided profits
Memoranda
$1,065Noncurrent loans and leases
$18,845Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$36Earning assets
$36Long-term assets (5+ years)
$611Average Assets, year-to-date
$100,241Average Assets, quarterly
$8,606Volatile liabilities
$96,287Insider loans
$105,333FHLB advances
$21,182Loans and leases held for sale
$275Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$18,845Total unused commitments
$0Restructured Loans and leases
$959Derivatives
Income and Expense (December 31, 2000)
Dollar figures in thousands
$8,322Total interest income
$4,031Total interest expense
$4,291Net interest income
$373Provision for loan and lease losses
$312Total noninterest income
$0Fiduciary activities
$176Service charges on deposit accounts
$0Trading account gains & fees
$136Additional noninterest income
$2,299Total noninterest expense
$1,259Salaries and employee benefits
$350Premises and equipment expense
$690Additional noninterest expense
$1,931Pre-tax net operating income
$0Securities gains (losses)
$742Applicable income taxes
$1,189Income before extraordinary items
$0Extraordinary gains - net
$1,189Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$0Sale, conversion, retirement of capital stock, net
$0Net operating income
Performance and Condition Ratios (December 31, 2000)
Dollar figures in thousands
Performance Ratios (%, annualized)
9.15%Yield on earning assets
4.43%Cost of funding earning assets
4.72%Net interest margin
0.34%Noninterest income to earning assets
2.53%Noninterest expense to earning assets
1.23%Net operating income to assets
1.23%Return on assets (ROA)
2.01%Pretax return on assets
11.19%Return on equity (ROE)
11.19%Retained earnings to average equity (YTD only)
0.00%Net charge-offs to loans
0.00%Credit loss provision to net charge-offs
0.00%Efficiency ratio
49,946Assets per employee
3.80%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
1.30%Loss allowance to noncurrent loans
2663.89%Noncurrent assets plus other real estate owned to assets
0.03%Noncurrent loans to loans
0.05%Net loans and leases to deposits
79.10%Net loans and leases to core deposits
98.92%Equity capital to assets
10.70%Core capital (leverage) ratio
10.85%Tier 1 risk-based capital ratio
13.41%Total risk-based capital ratio
Memoranda
$15Average assets
$96,287Average earning assets
$10,629Average equity
$90,903Average loans
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