First Commercial Bank of Tampa Bay in city_name, state_name

First Commercial Bank of Tampa Bay in Tampa, Florida (FL)
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First Commercial Bank of Tampa Bay routing number info

First Commercial Bank of Tampa Bay - Overview

General
FDIC Certificate #: 27583
Status: Inactive
Closing history: Absorption - Assisted
Acquiring institution: Stonegate Bank (#57934)
Federal Reserve ID: 1402629
Date Established: September 13, 1989
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 2 (Interstate: No)
OTS Docket #: 13776
FDIC's unique #: 40415
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
State Chartered: Yes
Date of Deposit Insurance: September 13, 1989
Last Structure Change Effective Date: June 17, 2011
Last Structure Change Process Date: June 20, 2011
Last Data Update: June 20, 2011
Data Source Date: April 05, 2012
Location
Address: 4600 West Kennedy Boulevard, Tampa, FL 33609
County: Hillsborough
Quarterly Banking Profile Region: Atlanta
FDIC Geographic Region: Atlanta
FDIC Supervisory Region: Atlanta
FDIC Field Office: Tampa
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: Southeast
Metropolitan Statistical Area (MSA): Tampa-St. Petersburg-Clearwater, FL (#8280)
Core Based Statistical Area (CBSA): Tampa-St. Petersburg-Clearwater, FL (#45300)
CBSA Metro Statistical Area: Tampa-St. Petersburg-Clearwater, FL (#45300)
Financial Summary
Total assets: $98.6 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2010)

Dollar figures in thousands
29Total employees (full-time equivalent)
$102,612Total assets
$12,277Cash and due from depository institutions
$11,548Interest-bearing balances
$12,941Securities
$0Federal funds sold & reverse repurchase agreements
$69,300Net loans & leases
$4,486Loan loss allowance
$0Trading account assets
$1,162Bank premises and fixed assets
$5,118Other real estate owned
$0Goodwill and other intangibles
$0Life insurance assets
$1,814All other assets
$102,612Total liabilities and capital
$100,143Total liabilities
$95,600Total deposits
$88,965Interest-bearing deposits
$95,600Deposits held in domestic offices
98.31%% insured (estimated)
$3,739Federal funds purchased & repurchase agreements
$0Trading liabilities
$300Other borrowed funds
$0Subordinated debt
$504All other liabilities
$2,469Total equity capital
$2,469Total bank equity capital
$2,469Perpetual preferred stock
$0Common stock
$5Surplus
$13,478Undivided profits
Memoranda
$-11,014Noncurrent loans and leases
$5,917Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$11,390Earning assets
$0Long-term assets (5+ years)
$372Average Assets, year-to-date
$93,789Average Assets, quarterly
$18,582Volatile liabilities
$122,310Insider loans
$106,599FHLB advances
$27,818Loans and leases held for sale
$830Unused loan commitments
$300Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$5,917Total unused commitments
$3,635Restructured Loans and leases
$1,013Derivatives

Income and Expense (December 31, 2010)

Dollar figures in thousands
$5,118Total interest income
$2,190Total interest expense
$2,928Net interest income
$4,485Provision for loan and lease losses
$928Total noninterest income
$0Fiduciary activities
$145Service charges on deposit accounts
$0Trading account gains & fees
$783Additional noninterest income
$5,234Total noninterest expense
$2,105Salaries and employee benefits
$784Premises and equipment expense
$2,345Additional noninterest expense
-$5,863Pre-tax net operating income
$13Securities gains (losses)
-$242Applicable income taxes
-$5,608Income before extraordinary items
$0Extraordinary gains - net
-$5,608Net income attributable to bank
$0Net charge-offs
-$5,608Cash dividends
$5,345Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 2010)

Dollar figures in thousands
Performance Ratios (%, annualized)
4.56%Yield on earning assets
1.95%Cost of funding earning assets
2.61%Net interest margin
0.83%Noninterest income to earning assets
4.66%Noninterest expense to earning assets
-4.60%Net operating income to assets
-4.59%Return on assets (ROA)
-4.78%Pretax return on assets
-63.86%Return on equity (ROE)
-63.86%Retained earnings to average equity (YTD only)
6.31%Net charge-offs to loans
83.91%Credit loss provision to net charge-offs
-0.26%Efficiency ratio
135,737Assets per employee
3.54%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
6.08%Loss allowance to noncurrent loans
39.39%Noncurrent assets plus other real estate owned to assets
16.09%Noncurrent loans to loans
15.44%Net loans and leases to deposits
72.49%Net loans and leases to core deposits
96.73%Equity capital to assets
2.41%Core capital (leverage) ratio
2.16%Tier 1 risk-based capital ratio
2.96%Total risk-based capital ratio
Memoranda
$4Average assets
$122,310Average earning assets
$8,782Average equity
$112,325Average loans

First Commercial Bank of Tampa Bay in Tampa, Florida (FL)
Overview, Financial Summary, Detailed Financial Reports, Branches

First Commercial Bank of Tampa Bay - Overview

Assets and Liabilities (December 31, 2010)

Income and Expense (December 31, 2010)

Performance and Condition Ratios (December 31, 2010)

Comment about this bank, ask questions, or add new information about it:

First Commercial Bank of Tampa Bay in Tampa, Florida (FL)Overview, Financial Summary, Detailed Financial Reports, Branches

First Commercial Bank of Tampa Bay - Overview

Assets and Liabilities (December 31, 2010)

Income and Expense (December 31, 2010)

Performance and Condition Ratios (December 31, 2010)

Comment about this bank, ask questions, or add new information about it:

First Commercial Bank of Tampa Bay in Tampa, Florida (FL)
Overview, Financial Summary, Detailed Financial Reports, Branches