First Community Bank in city_name, state_name - Detailed Financial Reports, Location

First Community Bank in Keokuk, Iowa (IA)
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First Community Bank - Overview

General
FDIC Certificate #: 30652
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: Dubuque Bank and Trust Company (#15219)
Federal Reserve ID: 481878
Date Established: January 01, 1872
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 3 (Interstate: No)
OTS Docket #: 5689
FDIC's unique #: 43486
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
State Chartered: Yes
Date of Deposit Insurance: November 10, 1953
Last Structure Change Effective Date: June 10, 2011
Last Structure Change Process Date: June 15, 2011
Last Data Update: June 15, 2011
Data Source Date: April 05, 2012
Location
Address: 4th And Concert, Keokuk, IA 52632
County: Lee
Quarterly Banking Profile Region: Kansas City
FDIC Geographic Region: Kansas City
FDIC Supervisory Region: Kansas City
FDIC Field Office: Cedar Rapids
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: Western
Core Based Statistical Area (CBSA): Fort Madison-Keokuk, IA-MO (#22800)
CBSA Micro Statistical Area: Yes
Financial Summary
Total assets: $118.0 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2010)

Dollar figures in thousands
29Total employees (full-time equivalent)
$115,675Total assets
$2,700Cash and due from depository institutions
$256Interest-bearing balances
$47,052Securities
$0Federal funds sold & reverse repurchase agreements
$59,514Net loans & leases
$1,629Loan loss allowance
$0Trading account assets
$1,106Bank premises and fixed assets
$141Other real estate owned
$58Goodwill and other intangibles
$2,806Life insurance assets
$5,104All other assets
$115,675Total liabilities and capital
$104,865Total liabilities
$93,578Total deposits
$80,962Interest-bearing deposits
$93,578Deposits held in domestic offices
99.33%% insured (estimated)
$700Federal funds purchased & repurchase agreements
$0Trading liabilities
$9,700Other borrowed funds
$0Subordinated debt
$887All other liabilities
$10,810Total equity capital
$10,810Total bank equity capital
$10,810Perpetual preferred stock
$0Common stock
$2Surplus
$2,929Undivided profits
Memoranda
$7,879Noncurrent loans and leases
$11,925Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$2,413Earning assets
$84Long-term assets (5+ years)
$599Average Assets, year-to-date
$106,822Average Assets, quarterly
$19,064Volatile liabilities
$118,141Insider loans
$115,181FHLB advances
$7,859Loans and leases held for sale
$2,169Unused loan commitments
$9,700Tier 1 (core) risk-based capital
$2,004Tier 2 risk-based capital
$374Total risk weighted assets
$11,925Total unused commitments
$62Restructured Loans and leases
$880Derivatives

Income and Expense (December 31, 2010)

Dollar figures in thousands
$5,691Total interest income
$1,979Total interest expense
$3,712Net interest income
$1,793Provision for loan and lease losses
$1,220Total noninterest income
$0Fiduciary activities
$473Service charges on deposit accounts
$0Trading account gains & fees
$747Additional noninterest income
$3,380Total noninterest expense
$1,342Salaries and employee benefits
$318Premises and equipment expense
$1,720Additional noninterest expense
-$241Pre-tax net operating income
$156Securities gains (losses)
-$166Applicable income taxes
$81Income before extraordinary items
$0Extraordinary gains - net
$81Net income attributable to bank
$0Net charge-offs
$81Cash dividends
$1,236Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 2010)

Dollar figures in thousands
Performance Ratios (%, annualized)
5.20%Yield on earning assets
1.81%Cost of funding earning assets
3.39%Net interest margin
1.11%Noninterest income to earning assets
3.09%Noninterest expense to earning assets
-0.02%Net operating income to assets
0.07%Return on assets (ROA)
-0.07%Pretax return on assets
0.75%Return on equity (ROE)
0.75%Retained earnings to average equity (YTD only)
1.87%Net charge-offs to loans
145.06%Credit loss provision to net charge-offs
1.26%Efficiency ratio
68,532Assets per employee
3.99%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
2.66%Loss allowance to noncurrent loans
67.51%Noncurrent assets plus other real estate owned to assets
2.21%Noncurrent loans to loans
3.95%Net loans and leases to deposits
63.60%Net loans and leases to core deposits
68.87%Equity capital to assets
9.35%Core capital (leverage) ratio
8.94%Tier 1 risk-based capital ratio
14.86%Total risk-based capital ratio
Memoranda
$16Average assets
$118,141Average earning assets
$10,864Average equity
$109,428Average loans

Total Fiduciary and Related Assets (December 31, 2006)

Dollar figures in thousands
$1Total fiduciary and related assets
1Number of Fiduciary Accounts and Related Asset Accounts
YesFiduciary powers granted
YesFiduciary or related activity
$1,655Managed Assets
1Number of Accounts
$1,655Personal trust and agency accounts
$270Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$0Other retirement accounts
$0Corporate trust and agency accounts
$0Investment management agency accounts
$1,385Other fiduciary accounts
$0Fiduciary accounts held in foreign offices
$0Non-managed Assets
11Number of Accounts
$0Personal trust and agency accounts
$0Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$0Other retirement accounts
$0Corporate trust and agency accounts
$0Other fiduciary accounts
$0Fiduciary accounts held in foreign offices

First Community Bank in Keokuk, Iowa (IA)
Overview, Financial Summary, Detailed Financial Reports, Branches

First Community Bank - Overview

Assets and Liabilities (December 31, 2010)

Income and Expense (December 31, 2010)

Performance and Condition Ratios (December 31, 2010)

Total Fiduciary and Related Assets (December 31, 2006)

Comment about this bank, ask questions, or add new information about it:

First Community Bank in Keokuk, Iowa (IA)Overview, Financial Summary, Detailed Financial Reports, Branches

First Community Bank - Overview

Assets and Liabilities (December 31, 2010)

Income and Expense (December 31, 2010)

Performance and Condition Ratios (December 31, 2010)

Total Fiduciary and Related Assets (December 31, 2006)

Comment about this bank, ask questions, or add new information about it:

First Community Bank in Keokuk, Iowa (IA)
Overview, Financial Summary, Detailed Financial Reports, Branches