First Community Bank, National Association in city_name, state_name

First Community Bank, National Association in Olney, Illinois (IL)
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First Community Bank, National Association - Overview

General
FDIC Certificate #: 30319
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: First Financial Bank, National Association (#4382)
Federal Reserve ID: 38478
Date Established: January 01, 1883
WWW: http://www.first-online.com
Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Offices: 6 (Interstate: No)
OTS Docket #: 12336
FDIC's unique #: 43153
Numeric code: 3
Regulator: OCC
Insurance Fund Membership: Savings Association Insurance Fund (SAIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
SAIF Insured: Yes
State Chartered: No
Date of Deposit Insurance: April 16, 1951
Last Structure Change Effective Date: September 10, 2005
Last Structure Change Process Date: November 09, 2005
Last Data Update: November 09, 2005
Data Source Date: April 05, 2012
Location
Address: 240 East Chestnut St, Olney, IL 62450
County: Richland
Quarterly Banking Profile Region: Chicago
FDIC Geographic Region: Chicago
FDIC Supervisory Region: Chicago
FDIC Field Office: Mount Vernon
Office of the Comptroller the Currency (OCC) District: Central
Office of Thrift Supervision Region: Central
Financial Summary
Total assets: $125.1 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2004)

Dollar figures in thousands
55Total employees (full-time equivalent)
$130,275Total assets
$23,638Cash and due from depository institutions
$21,000Interest-bearing balances
$21,095Securities
$4,100Federal funds sold & reverse repurchase agreements
$69,845Net loans & leases
$1,342Loan loss allowance
$0Trading account assets
$3,173Bank premises and fixed assets
$561Other real estate owned
$919Goodwill and other intangibles
$0Life insurance assets
$6,944All other assets
$130,275Total liabilities and capital
$110,395Total liabilities
$102,959Total deposits
$96,117Interest-bearing deposits
$102,959Deposits held in domestic offices
0.00%% insured (estimated)
$2,030Federal funds purchased & repurchase agreements
$0Trading liabilities
$5,003Other borrowed funds
$0Subordinated debt
$403All other liabilities
$19,880Total equity capital
$19,880Total bank equity capital
$19,880Perpetual preferred stock
$0Common stock
$4,000Surplus
$14,565Undivided profits
Memoranda
$1,315Noncurrent loans and leases
$7,909Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$1,021Earning assets
$0Long-term assets (5+ years)
$3,120Average Assets, year-to-date
$116,040Average Assets, quarterly
$20,184Volatile liabilities
$132,209Insider loans
$131,628FHLB advances
$11,071Loans and leases held for sale
$45Unused loan commitments
$5,000Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$7,909Total unused commitments
$0Restructured Loans and leases
$1,024Derivatives

Income and Expense (December 31, 2004)

Dollar figures in thousands
$6,834Total interest income
$2,692Total interest expense
$4,142Net interest income
$120Provision for loan and lease losses
$1,497Total noninterest income
$0Fiduciary activities
$955Service charges on deposit accounts
$0Trading account gains & fees
$542Additional noninterest income
$4,341Total noninterest expense
$2,314Salaries and employee benefits
$531Premises and equipment expense
$1,496Additional noninterest expense
$1,178Pre-tax net operating income
$0Securities gains (losses)
$472Applicable income taxes
$706Income before extraordinary items
$0Extraordinary gains - net
$706Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$95Sale, conversion, retirement of capital stock, net
$165Net operating income

Performance and Condition Ratios (December 31, 2004)

Dollar figures in thousands
Performance Ratios (%, annualized)
5.74%Yield on earning assets
2.26%Cost of funding earning assets
3.48%Net interest margin
1.26%Noninterest income to earning assets
3.64%Noninterest expense to earning assets
0.53%Net operating income to assets
0.53%Return on assets (ROA)
0.89%Pretax return on assets
3.58%Return on equity (ROE)
2.74%Retained earnings to average equity (YTD only)
0.13%Net charge-offs to loans
126.32%Credit loss provision to net charge-offs
13.66%Efficiency ratio
75,191Assets per employee
2.37%Cash dividends to net income (YTD only)
Condition Ratios (%)
23.37%Loss allowance to loans
1.89%Loss allowance to noncurrent loans
131.44%Noncurrent assets plus other real estate owned to assets
1.21%Noncurrent loans to loans
1.43%Net loans and leases to deposits
67.84%Net loans and leases to core deposits
74.37%Equity capital to assets
15.26%Core capital (leverage) ratio
14.46%Tier 1 risk-based capital ratio
23.14%Total risk-based capital ratio
Memoranda
$24Average assets
$132,209Average earning assets
$19,726Average equity
$119,120Average loans

First Community Bank, National Association in Olney, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

First Community Bank, National Association - Overview

Assets and Liabilities (December 31, 2004)

Income and Expense (December 31, 2004)

Performance and Condition Ratios (December 31, 2004)

Comment about this bank, ask questions, or add new information about it:

First Community Bank, National Association in Olney, Illinois (IL)Overview, Financial Summary, Detailed Financial Reports, Branches

First Community Bank, National Association - Overview

Assets and Liabilities (December 31, 2004)

Income and Expense (December 31, 2004)

Performance and Condition Ratios (December 31, 2004)

Comment about this bank, ask questions, or add new information about it:

First Community Bank, National Association in Olney, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches