First Community Bank and Trust in city_name, state_name - Detailed Financial Reports, Location

First Community Bank and Trust in Bargersville, Indiana (IN)
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First Community Bank and Trust - Overview

General
FDIC Certificate #: 29596
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: MainSource Bank (#5766)
Federal Reserve ID: 300371
Date Established: January 01, 1913
WWW: http://www.firstcommunityindiana.com
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 11 (Interstate: No)
OTS Docket #: 3723
FDIC's unique #: 42430
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Savings Association Insurance Fund (SAIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
SAIF Insured: Yes
Oakar Institutions: Yes
State Chartered: Yes
Date of Deposit Insurance: Febuary 29, 1936
Last Structure Change Effective Date: October 09, 2004
Last Structure Change Process Date: October 18, 2004
Last Data Update: October 18, 2004
Data Source Date: April 05, 2012
Location
Address: 136 East Harriman, Bargersville, IN 46106
County: Johnson
Quarterly Banking Profile Region: Chicago
FDIC Geographic Region: Chicago
FDIC Supervisory Region: Chicago
FDIC Field Office: Indianapolis
Office of the Comptroller the Currency (OCC) District: Central
Office of Thrift Supervision Region: Central
Metropolitan Statistical Area (MSA): Indianapolis, IN (#3480)
Combined Statistical Area (CSA): Indianapolis-Anderson-Columbus, IN (#294)
Core Based Statistical Area (CBSA): Indianapolis-Carmel, IN (#26900)
CBSA Metro Statistical Area: Indianapolis-Carmel, IN (#26900)
Financial Summary
Total assets: $159.5 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2003)

Dollar figures in thousands
86Total employees (full-time equivalent)
$169,735Total assets
$7,169Cash and due from depository institutions
$5,116Interest-bearing balances
$21,132Securities
$0Federal funds sold & reverse repurchase agreements
$115,053Net loans & leases
$2,082Loan loss allowance
$0Trading account assets
$4,234Bank premises and fixed assets
$80Other real estate owned
$16,625Goodwill and other intangibles
$0Life insurance assets
$5,442All other assets
$169,735Total liabilities and capital
$141,455Total liabilities
$124,201Total deposits
$109,760Interest-bearing deposits
$124,201Deposits held in domestic offices
0.00%% insured (estimated)
$3,650Federal funds purchased & repurchase agreements
$0Trading liabilities
$12,554Other borrowed funds
$0Subordinated debt
$1,050All other liabilities
$28,280Total equity capital
$28,280Total bank equity capital
$28,280Perpetual preferred stock
$0Common stock
$86Surplus
$27,593Undivided profits
Memoranda
$601Noncurrent loans and leases
$20,994Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$4,335Earning assets
$604Long-term assets (5+ years)
$688Average Assets, year-to-date
$141,301Average Assets, quarterly
$37,626Volatile liabilities
$154,417Insider loans
$161,678FHLB advances
$21,527Loans and leases held for sale
$73Unused loan commitments
$12,554Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$318Total risk weighted assets
$20,994Total unused commitments
$0Restructured Loans and leases
$1,499Derivatives

Income and Expense (December 31, 2003)

Dollar figures in thousands
$4,083Total interest income
$798Total interest expense
$3,285Net interest income
$340Provision for loan and lease losses
$927Total noninterest income
$0Fiduciary activities
$491Service charges on deposit accounts
$0Trading account gains & fees
$436Additional noninterest income
$3,041Total noninterest expense
$1,435Salaries and employee benefits
$438Premises and equipment expense
$1,168Additional noninterest expense
$831Pre-tax net operating income
$0Securities gains (losses)
$276Applicable income taxes
$555Income before extraordinary items
$0Extraordinary gains - net
$555Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$335Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 2003)

Dollar figures in thousands
Performance Ratios (%, annualized)
3.08%Yield on earning assets
0.60%Cost of funding earning assets
2.48%Net interest margin
0.70%Noninterest income to earning assets
2.29%Noninterest expense to earning assets
0.36%Net operating income to assets
0.36%Return on assets (ROA)
0.54%Pretax return on assets
2.72%Return on equity (ROE)
2.72%Retained earnings to average equity (YTD only)
0.28%Net charge-offs to loans
101.49%Credit loss provision to net charge-offs
3.50%Efficiency ratio
70,394Assets per employee
1.97%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
1.78%Loss allowance to noncurrent loans
48.03%Noncurrent assets plus other real estate owned to assets
2.60%Noncurrent loans to loans
3.70%Net loans and leases to deposits
92.63%Net loans and leases to core deposits
107.70%Equity capital to assets
16.66%Core capital (leverage) ratio
8.06%Tier 1 risk-based capital ratio
9.87%Total risk-based capital ratio
Memoranda
$11Average assets
$154,417Average earning assets
$20,410Average equity
$132,510Average loans

Total Fiduciary and Related Assets (December 31, 2002)

Dollar figures in thousands
$1Total fiduciary and related assets
1Number of Fiduciary Accounts and Related Asset Accounts
YesFiduciary powers granted
YesFiduciary or related activity
$25,313Managed Assets
1Number of Accounts
$25,313Personal trust and agency accounts
$10,862Employee benefit-defined contribution accounts
$3,049Employee benefit-defined benefit accounts
$0Other retirement accounts
$2,176Corporate trust and agency accounts
$9,226Investment management agency accounts
$0Other fiduciary accounts
$0Fiduciary accounts held in foreign offices
$0Non-managed Assets
68Number of Accounts
$0Personal trust and agency accounts
$0Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$0Other retirement accounts
$0Corporate trust and agency accounts
$0Other fiduciary accounts
$0Fiduciary accounts held in foreign offices

First Community Bank and Trust in Bargersville, Indiana (IN)
Overview, Financial Summary, Detailed Financial Reports, Branches

First Community Bank and Trust - Overview

Assets and Liabilities (December 31, 2003)

Income and Expense (December 31, 2003)

Performance and Condition Ratios (December 31, 2003)

Total Fiduciary and Related Assets (December 31, 2002)

Comment about this bank, ask questions, or add new information about it:

First Community Bank and Trust in Bargersville, Indiana (IN)Overview, Financial Summary, Detailed Financial Reports, Branches

First Community Bank and Trust - Overview

Assets and Liabilities (December 31, 2003)

Income and Expense (December 31, 2003)

Performance and Condition Ratios (December 31, 2003)

Total Fiduciary and Related Assets (December 31, 2002)

Comment about this bank, ask questions, or add new information about it:

First Community Bank and Trust in Bargersville, Indiana (IN)
Overview, Financial Summary, Detailed Financial Reports, Branches