First Financial Bank in city_name, state_name - Detailed Financial Reports, Location

First Financial Bank in Aneta, North Dakota (ND)
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First Financial Bank routing number info

First Financial Bank - Overview

General
FDIC Certificate #: 15776
Status: Active
Federal Reserve ID: 887555
Bank Holding Company (Regulatory Top Holder): First Holding Company Of Park River, Inc (RSSDID: 1140266, Location: Park River, ND)
Date Established: January 01, 1934
WWW: http://www.firstfinancialnd.com
Trust Powers Granted: No
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 3 (Domestic: 3, Interstate: No)
FDIC's unique #: 10023
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Agricultural lending institution: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: No
Asset Concentration Hierarchy: Agricultural Specialization
Date of Deposit Insurance: October 21, 1940
Last Structure Change Effective Date: April 18, 2011
Last Structure Change Process Date: June 23, 2011
Last Data Update: June 23, 2011
Data Source Date: April 05, 2012
Location
Address: 205 Main Ave, Aneta, ND 58212
County: Nelson
Quarterly Banking Profile Region: Kansas City
FDIC Geographic Region: Kansas City
FDIC Supervisory Region: Kansas City
FDIC Field Office: Grand Forks
Office of the Comptroller the Currency (OCC) District: Central
Office of Thrift Supervision Region: West
History of Changes
Change in Location
Financial Summary
Total assets: $39.6 mil
Equity capital: $3.6 mil
Deposits held in domestic offices: $35.4 mil
Return on assets (ROA): 0.77% ($0.3 mil)
Quarterly return on assets: 0.24% ($0.1 mil)
Return on Equity (ROE): 8.66% ($0.3 mil)
Quarterly return on equity: 2.60% ($0.1 mil)
Net income: $0.3 mil
Quarterly Net income: $0.0 mil
Pretax return on assets: 1.06% ($419.8 mil)
Quarterly Pretax return on assets: 1.43% ($566.3 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
10Total employees (full-time equivalent)
$39,603Total assets
$3,831Cash and due from depository institutions
$3,022Interest-bearing balances
$9,433Securities
$0Federal funds sold & reverse repurchase agreements
$24,914Net loans & leases
$233Loan loss allowance
$0Trading account assets
$612Bank premises and fixed assets
$0Other real estate owned
$0Goodwill and other intangibles
$39,603Life insurance assets
$813All other assets
$36,001Total liabilities and capital
$35,449Total liabilities
$30,012Total deposits
$35,449Interest-bearing deposits
$99Deposits held in domestic offices
375.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$177Subordinated debt
$3,602All other liabilities
$3,602Total equity capital
$3,602Total bank equity capital
$0Perpetual preferred stock
$50Common stock
$3,127Surplus
$425Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$587Income earned, not collected on loans
$0Earning assets
$490Long-term assets (5+ years)
$37,369Average Assets, year-to-date
$8,482Average Assets, quarterly
$40,029Volatile liabilities
$39,273Insider loans
$27,301FHLB advances
$39,118Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$3,529Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$8,484Restructured Loans and leases
$0Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$1,946Total interest income
$286Total interest expense
$1,660Net interest income
$252Provision for loan and lease losses
$202Total noninterest income
$0Fiduciary activities
$40Service charges on deposit accounts
$0Trading account gains & fees
$162Additional noninterest income
$1,184Total noninterest expense
$596Salaries and employee benefits
$194Premises and equipment expense
$394Additional noninterest expense
$426Pre-tax net operating income
$0Securities gains (losses)
$116Applicable income taxes
$310Income before extraordinary items
$0Extraordinary gains - net
$310Net income attributable to bank
$0Net charge-offs
$310Cash dividends
$23Sale, conversion, retirement of capital stock, net
$210Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
5.16%Yield on earning assets
0.76%Cost of funding earning assets
4.40%Net interest margin
0.54%Noninterest income to earning assets
3.14%Noninterest expense to earning assets
0.77%Net operating income to assets
0.77%Return on assets (ROA)
1.06%Pretax return on assets
8.66%Return on equity (ROE)
2.79%Retained earnings to average equity (YTD only)
0.10%Net charge-offs to loans
1095.65%Credit loss provision to net charge-offs
29.48%Efficiency ratio
63,588Assets per employee
3.96%Cash dividends to net income (YTD only)
Condition Ratios (%)
67.74%Loss allowance to loans
0.93%Loss allowance to noncurrent loans
39.69%Noncurrent assets plus other real estate owned to assets
1.48%Noncurrent loans to loans
2.33%Net loans and leases to deposits
70.28%Net loans and leases to core deposits
71.36%Equity capital to assets
9.10%Core capital (leverage) ratio
9.02%Tier 1 risk-based capital ratio
12.93%Total risk-based capital ratio
Memoranda
$14Average assets
$40,029Average earning assets
$3,580Average equity
$37,706Average loans

List of branches

3 North Dakota Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type
0	10023	First Financial Bank	205 Main Ave, Aneta, ND 58212	January 01, 1934	Full Service Brick and Mortar
1	235264	Sharon Branch	312 Main Avenue, Sharon, ND 58277	August 11, 1941	Full Service Brick and Mortar
3	419720	Cooperstown Branch	406 9th Street Sw, Cooperstown, ND 58425	March 03, 2003	Full Service Brick and Mortar

First Financial Bank in Aneta, North Dakota (ND)
Overview, Financial Summary, Detailed Financial Reports, Branches

First Financial Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

First Financial Bank in Aneta, North Dakota (ND)Overview, Financial Summary, Detailed Financial Reports, Branches

First Financial Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

First Financial Bank in Aneta, North Dakota (ND)
Overview, Financial Summary, Detailed Financial Reports, Branches