First Heights Bank, a FSB in Houston, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of September 09, 2005

  • First Heights Bank, a FSB in Houston, Texas (TX)
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First Heights Bank, a FSB - Overview

  • General
  • FDIC Certificate #: 32611
    Status: Inactive
    Federal Reserve ID: 1865242
    Date Established: September 09, 1988
    Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
    OTS Docket #: 8526
    FDIC's unique #: 45445
    Numeric code: 33
    Regulator: OTS
    Insurance Fund Membership: Savings Association Insurance Fund (SAIF)
    FDIC Insured: Yes
    SAIF Insured: Yes
    Insured Savings Institution: Yes
    Oakar Institutions: Yes
    State Chartered: No
    Date of Deposit Insurance: September 09, 1988
    Last Structure Change Effective Date: September 09, 2005
    Last Structure Change Process Date: November 08, 2005
    Last Data Update: November 08, 2005
    Data Source Date: April 05, 2012
  • Location
  • Address: 2010 North Loop West, Suite 105, Houston, TX 77018
    County: Harris
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Houston
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Houston, TX (#3360)
    Consolidated Metropolitan Statistical Area (CMSA): Houston-Galveston-Brazoria, TX (#42)
    Combined Statistical Area (CSA): Houston-Baytown-Huntsville, TX (#288)
    Core Based Statistical Area (CBSA): Houston-Sugar Land-Baytown, TX (#26420)
    CBSA Metro Statistical Area: Houston-Sugar Land-Baytown, TX (#26420)
  • History of Changes
  • Other Liquidations and Closings
  • Financial Summary
  • Total assets: $0.5 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2004)

  • Dollar figures in thousands
  • 1Total employees (full-time equivalent)
  • $551Total assets
  • $551Cash and due from depository institutions
  • $547Interest-bearing balances
  • $0Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $0Net loans & leases
  • $0Loan loss allowance
  • $0Trading account assets
  • $0Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $0All other assets
  • $550Total liabilities and capital
  • $517Total liabilities
  • $500Total deposits
  • $500Interest-bearing deposits
  • $500Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $17All other liabilities
  • $33Total equity capital
  • $33Total bank equity capital
  • $33Perpetual preferred stock
  • $7,500Common stock
  • $0Surplus
  • $45,000Undivided profits
  • Memoranda
  • $-52,467Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $0Earning assets
  • $0Long-term assets (5+ years)
  • $0Average Assets, year-to-date
  • $547Average Assets, quarterly
  • $0Volatile liabilities
  • $558Insider loans
  • $556FHLB advances
  • $500Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 2004)

  • Dollar figures in thousands
  • $8Total interest income
  • $7Total interest expense
  • $1Net interest income
  • $0Provision for loan and lease losses
  • $150Total noninterest income
  • $0Fiduciary activities
  • $0Service charges on deposit accounts
  • $0Trading account gains & fees
  • $150Additional noninterest income
  • $150Total noninterest expense
  • $104Salaries and employee benefits
  • $10Premises and equipment expense
  • $36Additional noninterest expense
  • $1Pre-tax net operating income
  • $0Securities gains (losses)
  • $0Applicable income taxes
  • $1Income before extraordinary items
  • $0Extraordinary gains - net
  • $1Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2004)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 1.47%Yield on earning assets
  • 1.28%Cost of funding earning assets
  • 0.18%Net interest margin
  • 27.50%Noninterest income to earning assets
  • 27.50%Noninterest expense to earning assets
  • 0.18%Net operating income to assets
  • 0.18%Return on assets (ROA)
  • 0.18%Pretax return on assets
  • 3.07%Return on equity (ROE)
  • 3.07%Retained earnings to average equity (YTD only)
  • 0.00%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 99,338Assets per employee
  • 0.55%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 0.00%Loss allowance to noncurrent loans
  • 0.00%Noncurrent assets plus other real estate owned to assets
  • 0.00%Noncurrent loans to loans
  • 0.00%Net loans and leases to deposits
  • 0.00%Net loans and leases to core deposits
  • 0.00%Equity capital to assets
  • 5.99%Core capital (leverage) ratio
  • 5.99%Tier 1 risk-based capital ratio
  • 30.00%Total risk-based capital ratio
  • Memoranda
  • $30Average assets
  • $558Average earning assets
  • $33Average equity
  • $545Average loans
1
Harry O von Rogov
I have a regular IRA account that that I obtained from Allen Park Federal,( ( First Heights of Texa)- Bank inactive 2005) at the Baytown Office Jan 1, 1987 while working at the US Steel facility in Baytown, Texas. The IRA account is still open and I would like to collect my IRA money. Please advise the steps that I can pursue to collect the outstanding IRA money.. Thank you,

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