First Keystone Bank in city_name, state_name - Detailed Financial Reports, Location

First Keystone Bank in Media, Pennsylvania (PA)
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First Keystone Bank - Overview

General
FDIC Certificate #: 29369
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: The Bryn Mawr Trust Company (#11866)
Federal Reserve ID: 365174
Date Established: January 01, 1934
Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
OTS Docket #: 3346
FDIC's unique #: 42203
Numeric code: 33
Regulator: OTS
Insurance Fund Membership: Deposit Insurance Fund (DIF)
FDIC Insured: Yes
Insured Savings Institution: Yes
Deposit Insurance Fund member: Yes
State Chartered: No
Date of Deposit Insurance: Febuary 25, 1935
Last Structure Change Effective Date: July 01, 2010
Last Structure Change Process Date: July 09, 2010
Last Data Update: July 09, 2010
Data Source Date: April 05, 2012
Location
Address: 22 West State Street, Media, PA 19063
County: Delaware
Quarterly Banking Profile Region: New York
FDIC Geographic Region: New York
FDIC Supervisory Region: New York
FDIC Field Office: Philadelphia
Office of the Comptroller the Currency (OCC) District: Northeast
Office of Thrift Supervision Region: Northeast
Metropolitan Statistical Area (MSA): Philadelphia, PA-NJ (#6160)
Consolidated Metropolitan Statistical Area (CMSA): Philadelphia-Wilmington-Atlantic City, PA-NJ-DE-MD (#77)
Combined Statistical Area (CSA): Philadelphia-Camden-Vineland, PA-NJ-DE-MD (#428)
Core Based Statistical Area (CBSA): Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (#37980)
CBSA Metro Statistical Area: Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (#37980)
Core Based Statistical Division: Philadelphia, PA (#37964)
Financial Summary
Total assets: $481.2 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2009)

Dollar figures in thousands
87Total employees (full-time equivalent)
$504,274Total assets
$28,857Cash and due from depository institutions
$26,486Interest-bearing balances
$133,885Securities
$0Federal funds sold & reverse repurchase agreements
$300,555Net loans & leases
$5,588Loan loss allowance
$0Trading account assets
$4,112Bank premises and fixed assets
$370Other real estate owned
$313Goodwill and other intangibles
$16,560Life insurance assets
$36,182All other assets
$504,274Total liabilities and capital
$461,945Total liabilities
$350,580Total deposits
$341,875Interest-bearing deposits
$350,580Deposits held in domestic offices
88.73%% insured (estimated)
$5,431Federal funds purchased & repurchase agreements
$0Trading liabilities
$102,651Other borrowed funds
$0Subordinated debt
$3,283All other liabilities
$42,329Total equity capital
$42,329Total bank equity capital
$42,212Perpetual preferred stock
$0Common stock
$1Surplus
$16,432Undivided profits
Memoranda
$25,779Noncurrent loans and leases
$47,269Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$117Income earned, not collected on loans
$4,965Earning assets
$0Long-term assets (5+ years)
$1,992Average Assets, year-to-date
$460,926Average Assets, quarterly
$0Volatile liabilities
$519,110Insider loans
$515,313FHLB advances
$170,596Loans and leases held for sale
$6,360Unused loan commitments
$102,651Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$47,269Total unused commitments
$2,765Restructured Loans and leases
$4,302Derivatives

Income and Expense (December 31, 2009)

Dollar figures in thousands
$23,769Total interest income
$10,632Total interest expense
$13,137Net interest income
$4,025Provision for loan and lease losses
$2,080Total noninterest income
$0Fiduciary activities
$0Service charges on deposit accounts
$0Trading account gains & fees
$2,080Additional noninterest income
$13,354Total noninterest expense
$6,019Salaries and employee benefits
$2,273Premises and equipment expense
$5,062Additional noninterest expense
-$2,162Pre-tax net operating income
-$1,108Securities gains (losses)
-$1,244Applicable income taxes
-$2,026Income before extraordinary items
$0Extraordinary gains - net
-$2,075Net income attributable to bank
$49Net charge-offs
-$2,026Cash dividends
$1,736Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 2009)

Dollar figures in thousands
Performance Ratios (%, annualized)
4.97%Yield on earning assets
2.22%Cost of funding earning assets
2.75%Net interest margin
0.43%Noninterest income to earning assets
2.79%Noninterest expense to earning assets
-0.25%Net operating income to assets
-0.40%Return on assets (ROA)
-0.64%Pretax return on assets
-4.87%Return on equity (ROE)
-4.87%Retained earnings to average equity (YTD only)
0.58%Net charge-offs to loans
231.85%Credit loss provision to net charge-offs
1.07%Efficiency ratio
87,757Assets per employee
5.80%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
1.83%Loss allowance to noncurrent loans
112.55%Noncurrent assets plus other real estate owned to assets
1.06%Noncurrent loans to loans
1.62%Net loans and leases to deposits
85.73%Net loans and leases to core deposits
104.34%Equity capital to assets
8.37%Core capital (leverage) ratio
8.40%Tier 1 risk-based capital ratio
12.47%Total risk-based capital ratio
Memoranda
$14Average assets
$519,110Average earning assets
$42,644Average equity
$478,341Average loans

First Keystone Bank in Media, Pennsylvania (PA)
Overview, Financial Summary, Detailed Financial Reports, Branches

First Keystone Bank - Overview

Assets and Liabilities (December 31, 2009)

Income and Expense (December 31, 2009)

Performance and Condition Ratios (December 31, 2009)

Comment about this bank, ask questions, or add new information about it:

First Keystone Bank in Media, Pennsylvania (PA)Overview, Financial Summary, Detailed Financial Reports, Branches

First Keystone Bank - Overview

Assets and Liabilities (December 31, 2009)

Income and Expense (December 31, 2009)

Performance and Condition Ratios (December 31, 2009)

Comment about this bank, ask questions, or add new information about it:

First Keystone Bank in Media, Pennsylvania (PA)
Overview, Financial Summary, Detailed Financial Reports, Branches