The Bryn Mawr Trust Company in Bryn Mawr, Pennsylvania (PA)
Overview, Financial Summary, Detailed Financial Reports, Branches


The Bryn Mawr Trust Company - Overview

  • General
  • FDIC Certificate #: 11866
    Status: Active
    Federal Reserve ID: 765019
    Bank Holding Company (Regulatory Top Holder): Bryn Mawr Bank Corporation (RSSDID: 1140994, Location: Bryn Mawr, PA)
    Date Established: March 25, 1889
    WWW: http://www.bmtc.com
    Trust Powers Granted: Yes
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 24 (Domestic: 24, Interstate: No)
    OTS Docket #: 8887
    FDIC's unique #: 7581
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: July 01, 2010
    Last Structure Change Process Date: July 09, 2010
    Last Data Update: July 09, 2010
    Data Source Date: April 05, 2012
  • Location
  • Address: 801 Lancaster Avenue, Bryn Mawr, PA 19010
    County: Montgomery
    Quarterly Banking Profile Region: New York
    FDIC Geographic Region: New York
    FDIC Supervisory Region: New York
    FDIC Field Office: Philadelphia
    Office of the Comptroller the Currency (OCC) District: Northeast
    Office of Thrift Supervision Region: Northeast
    Metropolitan Statistical Area (MSA): Philadelphia, PA-NJ (#6160)
    Consolidated Metropolitan Statistical Area (CMSA): Philadelphia-Wilmington-Atlantic City, PA-NJ-DE-MD (#77)
    Combined Statistical Area (CSA): Philadelphia-Camden-Vineland, PA-NJ-DE-MD (#428)
    Core Based Statistical Area (CBSA): Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (#37980)
    CBSA Metro Statistical Area: Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (#37980)
    Core Based Statistical Division: Philadelphia, PA (#37964)
  • History of Changes
  • Participated in Absorption/Consolidation/Merger
  • Financial Summary
  • Total assets: $1,755.3 mil
    Equity capital: $177.7 mil
    Deposits held in domestic offices: $1,387.9 mil
    Return on assets (ROA): 1.12% ($19.7 mil)
    Quarterly return on assets: 1.15% ($20.2 mil)
    Return on Equity (ROE): 11.42% ($20.3 mil)
    Quarterly return on equity: 11.25% ($20.0 mil)
    Net income: $19.3 mil
    Quarterly Net income: $5.0 mil
    Pretax return on assets: 1.66% ($29,137.9 mil)
    Quarterly Pretax return on assets: 1.75% ($30,717.6 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 361Total employees (full-time equivalent)
  • $1,755,293Total assets
  • $71,390Cash and due from depository institutions
  • $50,752Interest-bearing balances
  • $271,508Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $1,284,227Net loans & leases
  • $12,753Loan loss allowance
  • $0Trading account assets
  • $26,178Bank premises and fixed assets
  • $549Other real estate owned
  • $31,847Goodwill and other intangibles
  • $1,755,293Life insurance assets
  • $69,594All other assets
  • $1,577,633Total liabilities and capital
  • $1,387,918Total liabilities
  • $1,286,524Total deposits
  • $1,387,918Interest-bearing deposits
  • $88Deposits held in domestic offices
  • 12864.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $134,103Trading liabilities
  • $22,500Other borrowed funds
  • $20,248Subordinated debt
  • $177,660All other liabilities
  • $177,660Total equity capital
  • $177,660Total bank equity capital
  • $0Perpetual preferred stock
  • $2,059Common stock
  • $83,519Surplus
  • $92,082Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $1,588Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $14,331Income earned, not collected on loans
  • $0Earning assets
  • $6,062Long-term assets (5+ years)
  • $1,606,487Average Assets, year-to-date
  • $659,847Average Assets, quarterly
  • $1,724,230Volatile liabilities
  • $1,746,520Insider loans
  • $1,364,808FHLB advances
  • $1,716,889Loans and leases held for sale
  • $19,434Unused loan commitments
  • $7,440Tier 1 (core) risk-based capital
  • $160,814Tier 2 risk-based capital
  • $11,994Total risk weighted assets
  • $0Total unused commitments
  • $366,448Restructured Loans and leases
  • $6,004Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $74,950Total interest income
  • $10,493Total interest expense
  • $64,457Net interest income
  • $6,087Provision for loan and lease losses
  • $27,565Total noninterest income
  • $16,162Fiduciary activities
  • $2,494Service charges on deposit accounts
  • $0Trading account gains & fees
  • $8,909Additional noninterest income
  • $59,110Total noninterest expense
  • $32,344Salaries and employee benefits
  • $8,360Premises and equipment expense
  • $18,406Additional noninterest expense
  • $26,825Pre-tax net operating income
  • $1,745Securities gains (losses)
  • $9,305Applicable income taxes
  • $19,265Income before extraordinary items
  • $0Extraordinary gains - net
  • $19,265Net income attributable to bank
  • $0Net charge-offs
  • $19,265Cash dividends
  • $3,609Sale, conversion, retirement of capital stock, net
  • $8,500Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.74%Yield on earning assets
  • 0.66%Cost of funding earning assets
  • 4.07%Net interest margin
  • 1.74%Noninterest income to earning assets
  • 3.74%Noninterest expense to earning assets
  • 1.05%Net operating income to assets
  • 1.12%Return on assets (ROA)
  • 1.66%Pretax return on assets
  • 11.42%Return on equity (ROE)
  • 6.38%Retained earnings to average equity (YTD only)
  • 0.29%Net charge-offs to loans
  • 168.66%Credit loss provision to net charge-offs
  • 9.12%Efficiency ratio
  • 61,284Assets per employee
  • 4.86%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 44.12%Loss allowance to loans
  • 0.98%Loss allowance to noncurrent loans
  • 88.99%Noncurrent assets plus other real estate owned to assets
  • 0.85%Noncurrent loans to loans
  • 1.10%Net loans and leases to deposits
  • 92.53%Net loans and leases to core deposits
  • 100.75%Equity capital to assets
  • 10.12%Core capital (leverage) ratio
  • 9.37%Tier 1 risk-based capital ratio
  • 11.78%Total risk-based capital ratio
  • Memoranda
  • $14Average assets
  • $1,724,230Average earning assets
  • $168,700Average equity
  • $1,581,895Average loans

Total Fiduciary and Related Assets (December 31, 2011)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $2,232,697Managed Assets
  • 1Number of Accounts
  • $2,044,712Personal trust and agency accounts
  • $1,242,596Employee benefit-defined contribution accounts
  • $13,021Employee benefit-defined benefit accounts
  • $74,702Other retirement accounts
  • $198,033Corporate trust and agency accounts
  • $0Investment management agency accounts
  • $512,139Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices
  • $4,221Non-managed Assets
  • 2306Number of Accounts
  • $0Personal trust and agency accounts
  • $60,004Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $187,985Other retirement accounts
  • $25,238Corporate trust and agency accounts
  • $635Other fiduciary accounts
  • $10,280Fiduciary accounts held in foreign offices

List of branches

  • 24 Pennsylvania Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    07581The Bryn Mawr Trust Company801 Lancaster Avenue, Bryn Mawr, PA 19010March 25, 1889Full Service Brick and Mortar
    2225838Wayne Branch330 East Lancaster Avenue, Wayne, PA 19087October 24, 1960Full Service Brick and Mortar
    3225839Havertown Branch18 W Eagle Road, Havertown, PA 19083August 09, 1966Full Service Brick and Mortar
    5225841Ardmore Branch50 W. Lancaster Ave, Ardmore, PA 19003December 17, 1979Full Service Brick and Mortar
    7225843Waverly Heights Branch1400 Waverly Road, Gladwyne, PA 19035October 08, 1986Limited Service Facility
    8225844Martins Run Branch11 Martins Run, Media, PA 19063November 20, 1987Limited Service Facility
    9225845Paoli Branch39 W Lancaster Ave, Paoli, PA 19301May 16, 1988Full Service Brick and Mortar
    10225846The Quadrangle Branch3300 Darby Road, Haverford, PA 19041August 09, 1989Limited Service Facility
    12225848Bellingham Retirement Living Branch1615 East Boot Road, West Chester, PA 19380October 15, 1991Limited Service Facility
    13225849Beaumont At Bryn Mawr Branch601 North Ithan Avenue, Bryn Mawr, PA 19010March 13, 1995Limited Service Facility
    14225850West Conshohocken BranchOne Tower Bridge 100 Front St, West Conshohocken, PA 19428August 01, 1995Full Service Brick and Mortar
    15357679White Horse Village Branch535 Gradyville Road, Newtown Square, PA 19073Febuary 02, 2000Limited Service Facility
    16365064Rosemont Presbyterian Village Branch404 Cheswick Place, Bryn Mawr, PA 19010Febuary 11, 2002Limited Service Facility
    17425189Newtown Square Branch3601 West Chester Pike, Newtown Square, PA 19073January 20, 2004Full Service Brick and Mortar
    18443324Exton Branch237 N. Pottstown Pike, Exton, PA 19341March 09, 2005Full Service Brick and Mortar
    19493111West Chester Branch849 Paoli Pike, West Chester, PA 19380January 02, 2009Full Service Brick and Mortar
    2042203Media Branch22 West State Street, Media, PA 19063January 01, 1934Full Service Brick and Mortar
    21274828Brookhaven Branch3218 Edgmont Avenue, Brookhaven, PA 19015January 01, 1934Full Service Brick and Mortar
    22274830Swarthmore Branch330 Dartmouth Avenue, Swarthmore, PA 19081January 01, 1934Full Service Brick and Mortar
    23274831Chadds Ford BranchRoutes 1 And 100, Chadds Ford, PA 19317June 30, 1986Full Service Brick and Mortar
    24274832Chester Branch23 East Fifth Street, Chester, PA 19013December 31, 1981Full Service Brick and Mortar
    25274833Willowdale BranchRts 82 And 926, Kennett Square, PA 19348November 07, 1997Full Service Brick and Mortar
    26439958Aston Branch5000 Pennell Road, Aston, PA 19014November 10, 2004Full Service Brick and Mortar
    27462012Chester Heights BranchStony Bank Road At Rte 1, Glen Mills, PA 19342December 17, 1999Full Service Brick and Mortar

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with The Bryn Mawr Trust Company.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents