First Liberty Bank & Trust in city_name, state_name - Detailed Financial Reports, Location

First Liberty Bank & Trust in Jermyn, Pennsylvania (PA)
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First Liberty Bank & Trust - Overview

General
FDIC Certificate #: 7537
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: Community Bank, National Association (#6989)
Federal Reserve ID: 731313
Date Established: March 14, 1902
Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
Offices: 11 (Interstate: No)
FDIC's unique #: 4892
Numeric code: 13
Regulator: FED
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: Yes
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: May 11, 2001
Last Structure Change Process Date: June 07, 2001
Last Data Update: June 07, 2001
Data Source Date: April 05, 2012
Location
Address: 645 Washington Avenue, Jermyn, PA 18433
County: Lackawanna
Quarterly Banking Profile Region: New York
FDIC Geographic Region: New York
FDIC Supervisory Region: New York
FDIC Field Office: Philadelphia
Office of the Comptroller the Currency (OCC) District: Northeast
Office of Thrift Supervision Region: Northeast
Metropolitan Statistical Area (MSA): Scranton--Wilkes-Barre--Hazleton, PA (#7560)
Core Based Statistical Area (CBSA): Scranton-Wilkes-Barre, PA (#42540)
CBSA Metro Statistical Area: Scranton-Wilkes-Barre, PA (#42540)
Financial Summary
Total assets: $643.5 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2000)

Dollar figures in thousands
211Total employees (full-time equivalent)
$627,880Total assets
$17,151Cash and due from depository institutions
$601Interest-bearing balances
$167,432Securities
$0Federal funds sold & reverse repurchase agreements
$411,730Net loans & leases
$5,421Loan loss allowance
$0Trading account assets
$13,921Bank premises and fixed assets
$387Other real estate owned
$4,285Goodwill and other intangibles
$0Life insurance assets
$12,974All other assets
$627,880Total liabilities and capital
$565,643Total liabilities
$491,008Total deposits
$432,609Interest-bearing deposits
$491,008Deposits held in domestic offices
0.00%% insured (estimated)
$10,730Federal funds purchased & repurchase agreements
$0Trading liabilities
$60,466Other borrowed funds
$0Subordinated debt
$3,439All other liabilities
$62,237Total equity capital
$62,237Total bank equity capital
$62,237Perpetual preferred stock
$0Common stock
$1,303Surplus
$6,975Undivided profits
Memoranda
$53,959Noncurrent loans and leases
$28,959Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$1,325Earning assets
$0Long-term assets (5+ years)
$1,882Average Assets, year-to-date
$579,763Average Assets, quarterly
$326,836Volatile liabilities
$641,916Insider loans
$637,191FHLB advances
$65,333Loans and leases held for sale
$14,649Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$28,959Total unused commitments
$0Restructured Loans and leases
$4,945Derivatives

Income and Expense (December 31, 2000)

Dollar figures in thousands
$44,215Total interest income
$25,128Total interest expense
$19,087Net interest income
$540Provision for loan and lease losses
$2,078Total noninterest income
$702Fiduciary activities
$704Service charges on deposit accounts
$0Trading account gains & fees
$672Additional noninterest income
$14,791Total noninterest expense
$7,742Salaries and employee benefits
$2,664Premises and equipment expense
$4,385Additional noninterest expense
$5,834Pre-tax net operating income
$53Securities gains (losses)
$1,295Applicable income taxes
$4,592Income before extraordinary items
$0Extraordinary gains - net
$4,592Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$226Sale, conversion, retirement of capital stock, net
$2,802Net operating income

Performance and Condition Ratios (December 31, 2000)

Dollar figures in thousands
Performance Ratios (%, annualized)
7.42%Yield on earning assets
4.22%Cost of funding earning assets
3.21%Net interest margin
0.35%Noninterest income to earning assets
2.48%Noninterest expense to earning assets
0.71%Net operating income to assets
0.72%Return on assets (ROA)
0.92%Pretax return on assets
7.78%Return on equity (ROE)
3.03%Retained earnings to average equity (YTD only)
0.05%Net charge-offs to loans
238.94%Credit loss provision to net charge-offs
28.20%Efficiency ratio
68,840Assets per employee
2.98%Cash dividends to net income (YTD only)
Condition Ratios (%)
61.02%Loss allowance to loans
1.30%Loss allowance to noncurrent loans
409.13%Noncurrent assets plus other real estate owned to assets
0.27%Noncurrent loans to loans
0.32%Net loans and leases to deposits
83.85%Net loans and leases to core deposits
94.32%Equity capital to assets
9.91%Core capital (leverage) ratio
9.28%Tier 1 risk-based capital ratio
14.94%Total risk-based capital ratio
Memoranda
$16Average assets
$641,916Average earning assets
$59,009Average equity
$595,503Average loans

First Liberty Bank & Trust in Jermyn, Pennsylvania (PA)
Overview, Financial Summary, Detailed Financial Reports, Branches

First Liberty Bank & Trust - Overview

Assets and Liabilities (December 31, 2000)

Income and Expense (December 31, 2000)

Performance and Condition Ratios (December 31, 2000)

Comment about this bank, ask questions, or add new information about it:

First Liberty Bank & Trust in Jermyn, Pennsylvania (PA)Overview, Financial Summary, Detailed Financial Reports, Branches

First Liberty Bank & Trust - Overview

Assets and Liabilities (December 31, 2000)

Income and Expense (December 31, 2000)

Performance and Condition Ratios (December 31, 2000)

Comment about this bank, ask questions, or add new information about it:

First Liberty Bank & Trust in Jermyn, Pennsylvania (PA)
Overview, Financial Summary, Detailed Financial Reports, Branches