First Midwest Bank of Dexter in city_name, state_name - Detailed Financial Reports, Location

First Midwest Bank of Dexter in Dexter, Missouri (MO)
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First Midwest Bank of Dexter routing number info

First Midwest Bank of Dexter - Overview

General
FDIC Certificate #: 19001
Status: Active
Federal Reserve ID: 770853
Bank Holding Company (Regulatory Top Holder): Midwest Bancorporation, Inc. And Affiliates Esop Trust (RSSDID: 2575230, Location: Poplar Bluff, MO)
Date Established: January 15, 1964
WWW: http://www.fmbdexter.com
Trust Powers Granted: No
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 5 (Domestic: 5, Interstate: No)
OTS Docket #: 12464
FDIC's unique #: 12843
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: No
Asset Concentration Hierarchy: Commercial Lending Specialization
Date of Deposit Insurance: January 15, 1964
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
Location
Address: 20 West Stoddard Street, Dexter, MO 63841
County: Stoddard
Quarterly Banking Profile Region: Kansas City
FDIC Geographic Region: Kansas City
FDIC Supervisory Region: Kansas City
FDIC Field Office: St. Louis
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: West
History of Changes
Merge BIF and SAIF Funds into DIF
Financial Summary
Total assets: $249.5 mil
Equity capital: $22.5 mil
Deposits held in domestic offices: $223.1 mil
Return on assets (ROA): 0.84% ($2.1 mil)
Quarterly return on assets: 0.67% ($1.7 mil)
Return on Equity (ROE): 9.24% ($2.0 mil)
Quarterly return on equity: 7.23% ($1.6 mil)
Net income: $2.0 mil
Quarterly Net income: $0.4 mil
Pretax return on assets: 1.33% ($3,317.9 mil)
Quarterly Pretax return on assets: 1.00% ($2,494.6 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
64Total employees (full-time equivalent)
$249,463Total assets
$16,279Cash and due from depository institutions
$6,194Interest-bearing balances
$60,113Securities
$0Federal funds sold & reverse repurchase agreements
$157,407Net loans & leases
$2,349Loan loss allowance
$0Trading account assets
$7,896Bank premises and fixed assets
$1,284Other real estate owned
$0Goodwill and other intangibles
$249,463Life insurance assets
$6,484All other assets
$226,984Total liabilities and capital
$223,110Total liabilities
$185,752Total deposits
$223,110Interest-bearing deposits
$85Deposits held in domestic offices
2008.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$1,074Trading liabilities
$0Other borrowed funds
$792Subordinated debt
$22,479All other liabilities
$22,479Total equity capital
$22,479Total bank equity capital
$0Perpetual preferred stock
$275Common stock
$5,220Surplus
$16,984Undivided profits
Memoranda
$0Noncurrent loans and leases
$3,555Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$3,250Income earned, not collected on loans
$0Earning assets
$1,120Long-term assets (5+ years)
$223,714Average Assets, year-to-date
$61,841Average Assets, quarterly
$240,048Volatile liabilities
$243,557Insider loans
$178,206FHLB advances
$243,193Loans and leases held for sale
$2,639Unused loan commitments
$968Tier 1 (core) risk-based capital
$22,201Tier 2 risk-based capital
$0Total risk weighted assets
$1,671Total unused commitments
$22,861Restructured Loans and leases
$952Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$10,169Total interest income
$2,322Total interest expense
$7,847Net interest income
$765Provision for loan and lease losses
$1,937Total noninterest income
$0Fiduciary activities
$633Service charges on deposit accounts
$0Trading account gains & fees
$1,304Additional noninterest income
$6,091Total noninterest expense
$3,106Salaries and employee benefits
$692Premises and equipment expense
$2,293Additional noninterest expense
$2,928Pre-tax net operating income
$264Securities gains (losses)
$1,170Applicable income taxes
$2,022Income before extraordinary items
$0Extraordinary gains - net
$2,022Net income attributable to bank
$0Net charge-offs
$2,022Cash dividends
$677Sale, conversion, retirement of capital stock, net
$741Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
4.66%Yield on earning assets
1.07%Cost of funding earning assets
3.60%Net interest margin
0.89%Noninterest income to earning assets
2.79%Noninterest expense to earning assets
0.77%Net operating income to assets
0.84%Return on assets (ROA)
1.33%Pretax return on assets
9.24%Return on equity (ROE)
5.86%Retained earnings to average equity (YTD only)
0.42%Net charge-offs to loans
113.00%Credit loss provision to net charge-offs
5.45%Efficiency ratio
62,255Assets per employee
3.90%Cash dividends to net income (YTD only)
Condition Ratios (%)
36.65%Loss allowance to loans
1.47%Loss allowance to noncurrent loans
72.28%Noncurrent assets plus other real estate owned to assets
1.82%Noncurrent loans to loans
2.03%Net loans and leases to deposits
70.55%Net loans and leases to core deposits
78.86%Equity capital to assets
9.01%Core capital (leverage) ratio
9.13%Tier 1 risk-based capital ratio
12.46%Total risk-based capital ratio
Memoranda
$14Average assets
$240,048Average earning assets
$21,876Average equity
$218,016Average loans

List of branches

5 Missouri Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type
0	12843	First Midwest Bank Of Dexter	20 West Stoddard Street, Dexter, MO 63841	January 15, 1964	Full Service Brick and Mortar
1	247035	Dexter Branch	819 Bus 60 West, Dexter, MO 63841	December 10, 1979	Limited Service Facility
2	243007	Detached Branch	12062 Center Street, Dudley, MO 63936	June 13, 1977	Limited Service Facility
3	247036	Sikeston Branch	630 North Main, Sikeston, MO 63801	August 12, 1991	Full Service Brick and Mortar
4	425216	Jackson Branch	2319 East Jackson Boulevard, Jackson, MO 63755	September 02, 2003	Full Service Brick and Mortar

First Midwest Bank of Dexter in Dexter, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches

First Midwest Bank of Dexter - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

First Midwest Bank of Dexter in Dexter, Missouri (MO)Overview, Financial Summary, Detailed Financial Reports, Branches

First Midwest Bank of Dexter - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

First Midwest Bank of Dexter in Dexter, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches