First Midwest Bank of Poplar Bluff in city_name, state_name

First Midwest Bank of Poplar Bluff in Poplar Bluff, Missouri (MO)
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First Midwest Bank of Poplar Bluff routing number info

First Midwest Bank of Poplar Bluff - Overview

General
FDIC Certificate #: 19212
Status: Active
Federal Reserve ID: 228158
Bank Holding Company (Regulatory Top Holder): Poplar Bluff Banc Company (RSSDID: 2321594, Location: Poplar Bluff, MO)
Date Established: August 29, 1964
WWW: http://www.1midwest.com
Trust Powers Granted: No
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 6 (Domestic: 6, Interstate: No)
FDIC's unique #: 13030
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: Yes
Asset Concentration Hierarchy: Commercial Lending Specialization
Date of Deposit Insurance: August 29, 1964
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
Location
Address: 704-706 Highway 67 North, Poplar Bluff, MO 63901
County: Butler
Quarterly Banking Profile Region: Kansas City
FDIC Geographic Region: Kansas City
FDIC Supervisory Region: Kansas City
FDIC Field Office: St. Louis
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: West
Core Based Statistical Area (CBSA): Poplar Bluff, MO (#38740)
CBSA Micro Statistical Area: Yes
History of Changes
Merge BIF and SAIF Funds into DIF
Financial Summary
Total assets: $286.2 mil
Equity capital: $24.5 mil
Deposits held in domestic offices: $242.0 mil
Return on assets (ROA): 1.58% ($4.5 mil)
Quarterly return on assets: 1.17% ($3.3 mil)
Return on Equity (ROE): 17.65% ($4.2 mil)
Quarterly return on equity: 13.06% ($3.1 mil)
Net income: $4.3 mil
Quarterly Net income: $0.8 mil
Pretax return on assets: 1.58% ($4,521.9 mil)
Quarterly Pretax return on assets: 1.17% ($3,348.5 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
72Total employees (full-time equivalent)
$286,194Total assets
$22,696Cash and due from depository institutions
$16,638Interest-bearing balances
$33,746Securities
$0Federal funds sold & reverse repurchase agreements
$217,382Net loans & leases
$3,069Loan loss allowance
$0Trading account assets
$4,761Bank premises and fixed assets
$1,457Other real estate owned
$0Goodwill and other intangibles
$286,194Life insurance assets
$6,152All other assets
$261,703Total liabilities and capital
$242,007Total liabilities
$210,686Total deposits
$242,007Interest-bearing deposits
$82Deposits held in domestic offices
12779.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$5,659Trading liabilities
$0Other borrowed funds
$1,258Subordinated debt
$24,491All other liabilities
$24,491Total equity capital
$24,491Total bank equity capital
$0Perpetual preferred stock
$770Common stock
$7,907Surplus
$15,814Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$4,987Income earned, not collected on loans
$0Earning assets
$1,527Long-term assets (5+ years)
$267,766Average Assets, year-to-date
$32,422Average Assets, quarterly
$269,030Volatile liabilities
$277,057Insider loans
$207,943FHLB advances
$276,625Loans and leases held for sale
$2,936Unused loan commitments
$1,295Tier 1 (core) risk-based capital
$23,563Tier 2 risk-based capital
$0Total risk weighted assets
$1,641Total unused commitments
$21,868Restructured Loans and leases
$8,542Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$14,001Total interest income
$2,754Total interest expense
$11,247Net interest income
$1,306Provision for loan and lease losses
$2,077Total noninterest income
$0Fiduciary activities
$1,073Service charges on deposit accounts
$0Trading account gains & fees
$1,004Additional noninterest income
$7,758Total noninterest expense
$3,662Salaries and employee benefits
$928Premises and equipment expense
$3,168Additional noninterest expense
$4,260Pre-tax net operating income
$0Securities gains (losses)
$0Applicable income taxes
$4,260Income before extraordinary items
$0Extraordinary gains - net
$4,260Net income attributable to bank
$0Net charge-offs
$4,260Cash dividends
$899Sale, conversion, retirement of capital stock, net
$3,221Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
5.56%Yield on earning assets
1.09%Cost of funding earning assets
4.46%Net interest margin
0.82%Noninterest income to earning assets
3.08%Noninterest expense to earning assets
1.58%Net operating income to assets
1.58%Return on assets (ROA)
1.58%Pretax return on assets
17.65%Return on equity (ROE)
4.30%Retained earnings to average equity (YTD only)
0.42%Net charge-offs to loans
145.27%Credit loss provision to net charge-offs
6.19%Efficiency ratio
58,226Assets per employee
3.97%Cash dividends to net income (YTD only)
Condition Ratios (%)
75.61%Loss allowance to loans
1.39%Loss allowance to noncurrent loans
61.54%Noncurrent assets plus other real estate owned to assets
2.25%Noncurrent loans to loans
2.26%Net loans and leases to deposits
89.82%Net loans and leases to core deposits
102.16%Equity capital to assets
8.56%Core capital (leverage) ratio
8.52%Tier 1 risk-based capital ratio
11.33%Total risk-based capital ratio
Memoranda
$13Average assets
$269,030Average earning assets
$24,137Average equity
$251,966Average loans

List of branches

6 Missouri Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type
0	13030	First Midwest Bank Of Poplar Bluff	704-706 Highway 67 North, Poplar Bluff, MO 63901	August 29, 1964	Full Service Brick and Mortar
1	247624	East Facility	220 East Pine Boulevard, Poplar Bluff, MO 63901	December 20, 1978	Full Service Brick and Mortar
2	11794	Puxico Facility	141 East Richardson Avenue, Puxico, MO 63960	May 21, 1956	Full Service Brick and Mortar
3	247625	Kroger Facility	2770 North Westwood Boulevard, Poplar Bluff, MO 63901	October 16, 1990	Full Service Retail
4	247626	Wal-Mart Facility	333 South Westwood, Poplar Bluff, MO 63901	April 28, 1990	Full Service Retail
5	511456	Columbia Banking Center Branch	10 East Southampton Dr, Columbia, MO 65203	August 16, 2010	Full Service Brick and Mortar

First Midwest Bank of Poplar Bluff in Poplar Bluff, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches

First Midwest Bank of Poplar Bluff - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

First Midwest Bank of Poplar Bluff in Poplar Bluff, Missouri (MO)Overview, Financial Summary, Detailed Financial Reports, Branches

First Midwest Bank of Poplar Bluff - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

First Midwest Bank of Poplar Bluff in Poplar Bluff, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches