First National Bank in Houston, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of June 15, 2001

  • First National Bank in Houston, Missouri (MO)
  • Show street view No street view available for this location

First National Bank - Overview

  • General
  • FDIC Certificate #: 13765
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: First National Bank (#12216)
    Federal Reserve ID: 523956
    Date Established: January 01, 1911
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 3 (Interstate: No)
    FDIC's unique #: 8607
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: January 26, 1934
    Last Structure Change Effective Date: June 15, 2001
    Last Structure Change Process Date: June 27, 2001
    Last Data Update: June 27, 2001
    Data Source Date: April 05, 2012
  • Location
  • Address: 1458 South Highway 63, Houston, MO 65483
    County: Texas
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Springfield Mo
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
  • Financial Summary
  • Total assets: $54.7 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2000)

  • Dollar figures in thousands
  • 34Total employees (full-time equivalent)
  • $53,883Total assets
  • $2,313Cash and due from depository institutions
  • $95Interest-bearing balances
  • $9,604Securities
  • $1,700Federal funds sold & reverse repurchase agreements
  • $37,483Net loans & leases
  • $475Loan loss allowance
  • $0Trading account assets
  • $2,126Bank premises and fixed assets
  • $5Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $652All other assets
  • $53,883Total liabilities and capital
  • $50,098Total liabilities
  • $49,785Total deposits
  • $45,082Interest-bearing deposits
  • $49,785Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $313All other liabilities
  • $3,785Total equity capital
  • $3,785Total bank equity capital
  • $3,785Perpetual preferred stock
  • $0Common stock
  • $445Surplus
  • $1,716Undivided profits
  • Memoranda
  • $1,624Noncurrent loans and leases
  • $2,085Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $477Earning assets
  • $0Long-term assets (5+ years)
  • $282Average Assets, year-to-date
  • $48,882Average Assets, quarterly
  • $3,443Volatile liabilities
  • $51,021Insider loans
  • $53,824FHLB advances
  • $6,316Loans and leases held for sale
  • $893Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $2,085Total unused commitments
  • $0Restructured Loans and leases
  • $436Derivatives

Income and Expense (December 31, 2000)

  • Dollar figures in thousands
  • $4,031Total interest income
  • $1,950Total interest expense
  • $2,081Net interest income
  • $110Provision for loan and lease losses
  • $532Total noninterest income
  • $0Fiduciary activities
  • $332Service charges on deposit accounts
  • $0Trading account gains & fees
  • $200Additional noninterest income
  • $2,192Total noninterest expense
  • $1,084Salaries and employee benefits
  • $288Premises and equipment expense
  • $820Additional noninterest expense
  • $311Pre-tax net operating income
  • $0Securities gains (losses)
  • $104Applicable income taxes
  • $207Income before extraordinary items
  • $0Extraordinary gains - net
  • $207Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $69Sale, conversion, retirement of capital stock, net
  • $150Net operating income

Performance and Condition Ratios (December 31, 2000)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 8.74%Yield on earning assets
  • 4.23%Cost of funding earning assets
  • 4.51%Net interest margin
  • 1.15%Noninterest income to earning assets
  • 4.75%Noninterest expense to earning assets
  • 0.41%Net operating income to assets
  • 0.41%Return on assets (ROA)
  • 0.61%Pretax return on assets
  • 5.59%Return on equity (ROE)
  • 1.54%Retained earnings to average equity (YTD only)
  • 0.19%Net charge-offs to loans
  • 159.42%Credit loss provision to net charge-offs
  • 6.10%Efficiency ratio
  • 83,888Assets per employee
  • 1.58%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 72.46%Loss allowance to loans
  • 1.25%Loss allowance to noncurrent loans
  • 99.58%Noncurrent assets plus other real estate owned to assets
  • 0.89%Noncurrent loans to loans
  • 1.26%Net loans and leases to deposits
  • 75.29%Net loans and leases to core deposits
  • 86.23%Equity capital to assets
  • 7.02%Core capital (leverage) ratio
  • 7.01%Tier 1 risk-based capital ratio
  • 10.83%Total risk-based capital ratio
  • Memoranda
  • $12Average assets
  • $51,021Average earning assets
  • $3,702Average equity
  • $46,142Average loans

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