FDIC Certificate #: 1799 Status: Inactive Closing history: Merger - Without Assistance Acquiring institution:First Financial Bank, National Association (#4382) Federal Reserve ID: 107141 Date Established: May 07, 1857 WWW:http://www.first-online.com Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC) Offices: 1 (Interstate: No) FDIC's unique #: 1193 Numeric code: 3 Regulator: OCC Insurance Fund Membership: Bank Insurance Fund (BIF) Bank Insurance Fund: Yes Insured commercial Banks: Yes FDIC Insured: Yes State Chartered: No Date of Deposit Insurance: January 01, 1934 Last Structure Change Effective Date: November 28, 2003 Last Structure Change Process Date: January 29, 2004 Last Data Update: January 29, 2004 Data Source Date: April 05, 2012
Location
Address: 215 North Michigan Avenue, Marshall, IL 62441 County: Clark Quarterly Banking Profile Region: Chicago FDIC Geographic Region: Chicago FDIC Supervisory Region: Chicago FDIC Field Office: Champaign Office of the Comptroller the Currency (OCC) District: Central Office of Thrift Supervision Region: Central
Financial Summary
Total assets: $50.4 mil
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
2000 - 2011 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2002)
Dollar figures in thousands
17Total employees (full-time equivalent)
$55,145Total assets
$965Cash and due from depository institutions
$0Interest-bearing balances
$13,539Securities
$7,027Federal funds sold & reverse repurchase agreements
$31,264Net loans & leases
$633Loan loss allowance
$0Trading account assets
$190Bank premises and fixed assets
$65Other real estate owned
$0Goodwill and other intangibles
$0Life insurance assets
$2,095All other assets
$55,145Total liabilities and capital
$49,663Total liabilities
$49,363Total deposits
$45,102Interest-bearing deposits
$49,363Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$300All other liabilities
$5,482Total equity capital
$5,482Total bank equity capital
$5,482Perpetual preferred stock
$0Common stock
$450Surplus
$943Undivided profits
Memoranda
$4,089Noncurrent loans and leases
$1,218Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$220Earning assets
$0Long-term assets (5+ years)
$455Average Assets, year-to-date
$51,830Average Assets, quarterly
$11,835Volatile liabilities
$50,205Insider loans
$53,240FHLB advances
$5,190Loans and leases held for sale
$524Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$1,218Total unused commitments
$0Restructured Loans and leases
$454Derivatives
Income and Expense (December 31, 2002)
Dollar figures in thousands
$3,175Total interest income
$1,347Total interest expense
$1,828Net interest income
$120Provision for loan and lease losses
$364Total noninterest income
$5Fiduciary activities
$189Service charges on deposit accounts
$0Trading account gains & fees
$170Additional noninterest income
$1,164Total noninterest expense
$673Salaries and employee benefits
$92Premises and equipment expense
$399Additional noninterest expense
$908Pre-tax net operating income
$0Securities gains (losses)
$184Applicable income taxes
$724Income before extraordinary items
$0Extraordinary gains - net
$724Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$9Sale, conversion, retirement of capital stock, net
$228Net operating income
Performance and Condition Ratios (December 31, 2002)
Dollar figures in thousands
Performance Ratios (%, annualized)
6.77%Yield on earning assets
2.87%Cost of funding earning assets
3.90%Net interest margin
0.78%Noninterest income to earning assets
2.48%Noninterest expense to earning assets
1.44%Net operating income to assets
1.44%Return on assets (ROA)
1.81%Pretax return on assets
13.96%Return on equity (ROE)
9.56%Retained earnings to average equity (YTD only)
0.03%Net charge-offs to loans
1333.33%Credit loss provision to net charge-offs
114.22%Efficiency ratio
53,102Assets per employee
3.24%Cash dividends to net income (YTD only)
Condition Ratios (%)
31.49%Loss allowance to loans
1.98%Loss allowance to noncurrent loans
287.73%Noncurrent assets plus other real estate owned to assets
0.52%Noncurrent loans to loans
0.69%Net loans and leases to deposits
63.33%Net loans and leases to core deposits
70.78%Equity capital to assets
9.94%Core capital (leverage) ratio
9.90%Tier 1 risk-based capital ratio
14.12%Total risk-based capital ratio
Memoranda
$15Average assets
$50,205Average earning assets
$5,187Average equity
$46,896Average loans
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