First National Bank in city_name, state_name - Detailed Financial Reports, Location

First National Bank in Port Neches, Texas (TX)
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First National Bank - Overview

General
FDIC Certificate #: 3395
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: Community Bank & Trust, S.S.B. (#15325)
Federal Reserve ID: 639464
Date Established: August 02, 1920
Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Offices: 2 (Interstate: No)
OTS Docket #: 11184
FDIC's unique #: 2210
Numeric code: 3
Regulator: OCC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: No
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: July 03, 1996
Last Structure Change Process Date: July 26, 1996
Last Data Update: July 26, 1996
Data Source Date: April 05, 2012
Location
Address: 2927 Nall Street, Port Neches, TX 77651
County: Jefferson
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Houston
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: West
Metropolitan Statistical Area (MSA): Beaumont-Port Arthur, TX (#840)
Core Based Statistical Area (CBSA): Beaumont-Port Arthur, TX (#13140)
CBSA Metro Statistical Area: Beaumont-Port Arthur, TX (#13140)
Financial Summary
Total assets: $108.8 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1995)

Dollar figures in thousands
0Total employees (full-time equivalent)
$62Total assets
$116,325Cash and due from depository institutions
$7,300Interest-bearing balances
$0Securities
$30,980Federal funds sold & reverse repurchase agreements
$16,000Net loans & leases
$58,393Loan loss allowance
$407Trading account assets
$0Bank premises and fixed assets
$2,426Other real estate owned
$0Goodwill and other intangibles
$915Life insurance assets
$311All other assets
$0Total liabilities and capital
$116,325Total liabilities
$108,597Total deposits
$107,380Interest-bearing deposits
$87,053Deposits held in domestic offices
107380.00%% insured (estimated)
$100Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$0All other liabilities
$1,217Total equity capital
$1,217Total bank equity capital
$7,728Perpetual preferred stock
$0Common stock
$700Surplus
$1,000Undivided profits
Memoranda
$6,028Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$127Income earned, not collected on loans
$304Earning assets
$105,373Long-term assets (5+ years)
$10,988Average Assets, year-to-date
$109,094Average Assets, quarterly
$114,538Volatile liabilities
$7,180Insider loans
$2,064FHLB advances
$0Loans and leases held for sale
$0Unused loan commitments
$7,083Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$7,178Total risk weighted assets
$65,192Total unused commitments
$0Restructured Loans and leases
$0Derivatives

Income and Expense (December 31, 1995)

Dollar figures in thousands
$0Total interest income
$7,811Total interest expense
$3,198Net interest income
$4,613Provision for loan and lease losses
$73Total noninterest income
$621Fiduciary activities
$0Service charges on deposit accounts
$504Trading account gains & fees
$0Additional noninterest income
$117Total noninterest expense
$4,095Salaries and employee benefits
$1,790Premises and equipment expense
$577Additional noninterest expense
$1,728Pre-tax net operating income
$1,066Securities gains (losses)
-$24Applicable income taxes
$224Income before extraordinary items
$818Extraordinary gains - net
$0Net income attributable to bank
$818Net charge-offs
$105Cash dividends
$400Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 1995)

Dollar figures in thousands
Performance Ratios (%, annualized)
0.00%Yield on earning assets
7.86%Cost of funding earning assets
3.22%Net interest margin
4.64%Noninterest income to earning assets
0.63%Noninterest expense to earning assets
4.12%Net operating income to assets
0.77%Return on assets (ROA)
0.75%Pretax return on assets
0.96%Return on equity (ROE)
11.36%Retained earnings to average equity (YTD only)
5.81%Net charge-offs to loans
0.19%Credit loss provision to net charge-offs
69.52%Efficiency ratio
76,366Assets per employee
1.88%Cash dividends to net income (YTD only)
Condition Ratios (%)
48.90%Loss allowance to loans
0.69%Loss allowance to noncurrent loans
320.47%Noncurrent assets plus other real estate owned to assets
0.11%Noncurrent loans to loans
0.22%Net loans and leases to deposits
54.38%Net loans and leases to core deposits
58.28%Equity capital to assets
6.64%Core capital (leverage) ratio
6.13%Tier 1 risk-based capital ratio
11.01%Total risk-based capital ratio
Memoranda
$12Average assets
$109,094Average earning assets
$7,198Average equity
$99,352Average loans

First National Bank in Port Neches, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

First National Bank - Overview

Assets and Liabilities (December 31, 1995)

Income and Expense (December 31, 1995)

Performance and Condition Ratios (December 31, 1995)

Comment about this bank, ask questions, or add new information about it:

First National Bank in Port Neches, Texas (TX)Overview, Financial Summary, Detailed Financial Reports, Branches

First National Bank - Overview

Assets and Liabilities (December 31, 1995)

Income and Expense (December 31, 1995)

Performance and Condition Ratios (December 31, 1995)

Comment about this bank, ask questions, or add new information about it:

First National Bank in Port Neches, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches