First National Bank and Trust Co. of Bottineau in city_name, state_name

First National Bank and Trust Co. of Bottineau in Bottineau, North Dakota (ND)
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First National Bank and Trust Co. of Bottineau routing number info

First National Bank and Trust Co. of Bottineau - Overview

General
FDIC Certificate #: 3902
Status: Active
Federal Reserve ID: 974558
Bank Holding Company (Regulatory Top Holder): First Bottineau, Inc. (RSSDID: 1131237, Location: Bottineau, ND)
Date Established: January 01, 1906
WWW: http://www.netteller.comfirstbottineau/
Trust Powers Granted: Yes
Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Offices: 2 (Domestic: 2, Interstate: No)
FDIC's unique #: 2547
Numeric code: 3
Regulator: OCC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Agricultural lending institution: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: No
Subchapter S Corporations: No
Asset Concentration Hierarchy: Agricultural Specialization
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
Location
Address: 424 Main Street, Bottineau, ND 58318
County: Bottineau
Quarterly Banking Profile Region: Kansas City
FDIC Geographic Region: Kansas City
FDIC Supervisory Region: Kansas City
FDIC Field Office: Grand Forks
Office of the Comptroller the Currency (OCC) District: Central
Office of Thrift Supervision Region: West
History of Changes
Merge BIF and SAIF Funds into DIF
Financial Summary
Total assets: $125.8 mil
Equity capital: $13.6 mil
Deposits held in domestic offices: $109.7 mil
Return on assets (ROA): 0.80% ($1.0 mil)
Quarterly return on assets: 1.31% ($1.7 mil)
Return on Equity (ROE): 7.26% ($1.0 mil)
Quarterly return on equity: 11.89% ($1.7 mil)
Net income: $1.0 mil
Quarterly Net income: $0.4 mil
Pretax return on assets: 1.07% ($1,345.8 mil)
Quarterly Pretax return on assets: 1.58% ($1,987.3 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
25Total employees (full-time equivalent)
$125,779Total assets
$9,512Cash and due from depository institutions
$6,798Interest-bearing balances
$55,176Securities
$0Federal funds sold & reverse repurchase agreements
$59,082Net loans & leases
$2,292Loan loss allowance
$0Trading account assets
$399Bank premises and fixed assets
$0Other real estate owned
$0Goodwill and other intangibles
$125,779Life insurance assets
$1,610All other assets
$112,218Total liabilities and capital
$109,734Total liabilities
$88,956Total deposits
$109,734Interest-bearing deposits
$90Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$2,484Subordinated debt
$13,561All other liabilities
$13,561Total equity capital
$13,561Total bank equity capital
$0Perpetual preferred stock
$1,000Common stock
$1,000Surplus
$11,561Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$624Income earned, not collected on loans
$0Earning assets
$1,222Long-term assets (5+ years)
$121,056Average Assets, year-to-date
$19,899Average Assets, quarterly
$123,306Volatile liabilities
$124,515Insider loans
$71,964FHLB advances
$128,690Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$13,383Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$16,425Restructured Loans and leases
$59Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$4,472Total interest income
$901Total interest expense
$3,571Net interest income
$0Provision for loan and lease losses
$258Total noninterest income
$62Fiduciary activities
$67Service charges on deposit accounts
$0Trading account gains & fees
$129Additional noninterest income
$2,528Total noninterest expense
$1,669Salaries and employee benefits
$153Premises and equipment expense
$706Additional noninterest expense
$1,301Pre-tax net operating income
$14Securities gains (losses)
$329Applicable income taxes
$986Income before extraordinary items
$0Extraordinary gains - net
$986Net income attributable to bank
$0Net charge-offs
$986Cash dividends
-$261Sale, conversion, retirement of capital stock, net
$750Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
3.77%Yield on earning assets
0.76%Cost of funding earning assets
3.01%Net interest margin
0.22%Noninterest income to earning assets
2.13%Noninterest expense to earning assets
0.79%Net operating income to assets
0.80%Return on assets (ROA)
1.07%Pretax return on assets
7.26%Return on equity (ROE)
1.74%Retained earnings to average equity (YTD only)
-0.43%Net charge-offs to loans
0.00%Credit loss provision to net charge-offs
0.00%Efficiency ratio
66,022Assets per employee
5.03%Cash dividends to net income (YTD only)
Condition Ratios (%)
76.06%Loss allowance to loans
3.73%Loss allowance to noncurrent loans
367.31%Noncurrent assets plus other real estate owned to assets
0.50%Noncurrent loans to loans
1.02%Net loans and leases to deposits
53.84%Net loans and leases to core deposits
54.78%Equity capital to assets
10.78%Core capital (leverage) ratio
10.40%Tier 1 risk-based capital ratio
18.60%Total risk-based capital ratio
Memoranda
$20Average assets
$123,306Average earning assets
$13,576Average equity
$118,682Average loans

Total Fiduciary and Related Assets (December 31, 2011)

Dollar figures in thousands
$1Total fiduciary and related assets
1Number of Fiduciary Accounts and Related Asset Accounts
YesFiduciary powers granted
YesFiduciary or related activity
$10,215Managed Assets
1Number of Accounts
$9,949Personal trust and agency accounts
$9,949Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$0Other retirement accounts
$0Corporate trust and agency accounts
$0Investment management agency accounts
$0Other fiduciary accounts
$0Fiduciary accounts held in foreign offices
$0Non-managed Assets
46Number of Accounts
$0Personal trust and agency accounts
$0Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$266Other retirement accounts
$266Corporate trust and agency accounts
$0Other fiduciary accounts
$0Fiduciary accounts held in foreign offices

List of branches

2 North Dakota Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type	Map
0	2547	First National Bank And Trust Co. Of	424 Main Street, Bottineau, ND 58318	January 01, 1906	Full Service Brick and Mortar
1	202135	Willow City Exchange Branch	Main Street, Willow City, ND 58384	November 17, 1975	Full Service Brick and Mortar

First National Bank and Trust Co. of Bottineau in Bottineau, North Dakota (ND)
Overview, Financial Summary, Detailed Financial Reports, Branches

First National Bank and Trust Co. of Bottineau - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

Total Fiduciary and Related Assets (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

First National Bank and Trust Co. of Bottineau in Bottineau, North Dakota (ND)Overview, Financial Summary, Detailed Financial Reports, Branches

First National Bank and Trust Co. of Bottineau - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

Total Fiduciary and Related Assets (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

First National Bank and Trust Co. of Bottineau in Bottineau, North Dakota (ND)
Overview, Financial Summary, Detailed Financial Reports, Branches