State Bank of Bottineau in Bottineau, North Dakota (ND)
Overview, Financial Summary, Detailed Financial Reports, Branches


  • State Bank of Bottineau in Bottineau, North Dakota (ND)
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State Bank of Bottineau routing number info

State Bank of Bottineau - Overview

  • General
  • FDIC Certificate #: 9121
    Status: Active
    Federal Reserve ID: 1014554
    Bank Holding Company (Regulatory Top Holder): State Bank Of Bottineau Holding Company (RSSDID: 1127436, Location: Bottineau, ND)
    Date Established: October 21, 1901
    WWW: http://www.statebankofbottineau.com
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 2 (Domestic: 2, Interstate: No)
    FDIC's unique #: 5839
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Agricultural lending institution: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: Agricultural Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: June 02, 2009
    Last Structure Change Process Date: June 02, 2009
    Last Data Update: June 02, 2009
    Data Source Date: April 05, 2012
  • Location
  • Address: 514 Thompson Street, Bottineau, ND 58318
    County: Bottineau
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Grand Forks
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: West
  • Financial Summary
  • Total assets: $54.5 mil
    Equity capital: $4.6 mil
    Deposits held in domestic offices: $48.7 mil
    Return on assets (ROA): 0.02% ($0.0 mil)
    Quarterly return on assets: 0.39% ($0.2 mil)
    Return on Equity (ROE): 0.20% ($0.0 mil)
    Quarterly return on equity: 4.56% ($0.2 mil)
    Net income: $0.0 mil
    Quarterly Net income: $0.1 mil
    Pretax return on assets: 0.02% ($10.9 mil)
    Quarterly Pretax return on assets: 0.34% ($185.3 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 16Total employees (full-time equivalent)
  • $54,493Total assets
  • $2,557Cash and due from depository institutions
  • $120Interest-bearing balances
  • $4,974Securities
  • $6,700Federal funds sold & reverse repurchase agreements
  • $36,444Net loans & leases
  • $450Loan loss allowance
  • $0Trading account assets
  • $538Bank premises and fixed assets
  • $155Other real estate owned
  • $273Goodwill and other intangibles
  • $54,493Life insurance assets
  • $2,852All other assets
  • $49,904Total liabilities and capital
  • $48,721Total liabilities
  • $38,813Total deposits
  • $48,721Interest-bearing deposits
  • $95Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $1,183Subordinated debt
  • $4,589All other liabilities
  • $4,589Total equity capital
  • $4,589Total bank equity capital
  • $0Perpetual preferred stock
  • $200Common stock
  • $2,370Surplus
  • $2,019Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $316Income earned, not collected on loans
  • $0Earning assets
  • $558Long-term assets (5+ years)
  • $48,238Average Assets, year-to-date
  • $4,293Average Assets, quarterly
  • $51,432Volatile liabilities
  • $52,805Insider loans
  • $36,419FHLB advances
  • $52,884Loans and leases held for sale
  • $1,858Unused loan commitments
  • $1,858Tier 1 (core) risk-based capital
  • $4,245Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $13,185Restructured Loans and leases
  • $1,175Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $2,287Total interest income
  • $363Total interest expense
  • $1,924Net interest income
  • $483Provision for loan and lease losses
  • $108Total noninterest income
  • $0Fiduciary activities
  • $57Service charges on deposit accounts
  • $0Trading account gains & fees
  • $51Additional noninterest income
  • $1,540Total noninterest expense
  • $755Salaries and employee benefits
  • $232Premises and equipment expense
  • $553Additional noninterest expense
  • $9Pre-tax net operating income
  • $0Securities gains (losses)
  • $0Applicable income taxes
  • $9Income before extraordinary items
  • $0Extraordinary gains - net
  • $9Net income attributable to bank
  • $0Net charge-offs
  • $9Cash dividends
  • $604Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.01%Yield on earning assets
  • 0.80%Cost of funding earning assets
  • 4.21%Net interest margin
  • 0.24%Noninterest income to earning assets
  • 3.37%Noninterest expense to earning assets
  • 0.02%Net operating income to assets
  • 0.02%Return on assets (ROA)
  • 0.02%Pretax return on assets
  • 0.20%Return on equity (ROE)
  • 0.20%Retained earnings to average equity (YTD only)
  • 1.67%Net charge-offs to loans
  • 79.97%Credit loss provision to net charge-offs
  • 0.81%Efficiency ratio
  • 74,754Assets per employee
  • 3.41%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.22%Loss allowance to noncurrent loans
  • 142.41%Noncurrent assets plus other real estate owned to assets
  • 0.86%Noncurrent loans to loans
  • 0.86%Net loans and leases to deposits
  • 74.80%Net loans and leases to core deposits
  • 78.24%Equity capital to assets
  • 8.42%Core capital (leverage) ratio
  • 8.03%Tier 1 risk-based capital ratio
  • 11.66%Total risk-based capital ratio
  • Memoranda
  • $13Average assets
  • $51,432Average earning assets
  • $4,567Average equity
  • $45,656Average loans

List of branches

  • 2 North Dakota Branches as of April 05, 2012
    • NoIDNameAddressEstablishedService TypeMap
    05839State Bank Of Bottineau514 Thompson Street, Bottineau, ND 58318October 21, 1901Full Service Brick and Mortar
    2222039Bottineau Branch103 East 11th Street, Bottineau, ND 58318December 08, 1997Full Service Brick and Mortar

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