First National Bank and Trust Company of Newtown in city_name, state_name

First National Bank and Trust Company of Newtown in Newtown, Pennsylvania (PA)
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First National Bank and Trust Company of Newtown routing number info

First National Bank and Trust Company of Newtown - Overview

General
FDIC Certificate #: 7658
Status: Active
Federal Reserve ID: 1007417
Bank Holding Company (Regulatory Top Holder): Fnb Bancorp, Inc. (RSSDID: 1117491, Location: Newtown, PA)
Date Established: Febuary 25, 1864
WWW: http://www.fnbn.com
Trust Powers Granted: Yes
Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Offices: 17 (Domestic: 17, Interstate: No)
FDIC's unique #: 4960
Numeric code: 3
Regulator: OCC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: No
Subchapter S Corporations: No
Asset Concentration Hierarchy: Commercial Lending Specialization
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
Location
Address: 40 South State Street, Newtown, PA 18940
County: Bucks
Quarterly Banking Profile Region: New York
FDIC Geographic Region: New York
FDIC Supervisory Region: New York
FDIC Field Office: Philadelphia
Office of the Comptroller the Currency (OCC) District: Northeast
Office of Thrift Supervision Region: Northeast
Metropolitan Statistical Area (MSA): Philadelphia, PA-NJ (#6160)
Consolidated Metropolitan Statistical Area (CMSA): Philadelphia-Wilmington-Atlantic City, PA-NJ-DE-MD (#77)
Combined Statistical Area (CSA): Philadelphia-Camden-Vineland, PA-NJ-DE-MD (#428)
Core Based Statistical Area (CBSA): Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (#37980)
CBSA Metro Statistical Area: Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (#37980)
Core Based Statistical Division: Philadelphia, PA (#37964)
History of Changes
Merge BIF and SAIF Funds into DIF
Financial Summary
Total assets: $785.0 mil
Equity capital: $80.5 mil
Deposits held in domestic offices: $683.1 mil
Return on assets (ROA): 0.79% ($6.2 mil)
Quarterly return on assets: 0.95% ($7.5 mil)
Return on Equity (ROE): 7.67% ($6.2 mil)
Quarterly return on equity: 9.21% ($7.5 mil)
Net income: $6.0 mil
Quarterly Net income: $1.9 mil
Pretax return on assets: 1.01% ($7,928.7 mil)
Quarterly Pretax return on assets: 1.27% ($9,969.7 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
168Total employees (full-time equivalent)
$785,017Total assets
$61,498Cash and due from depository institutions
$46,756Interest-bearing balances
$330,997Securities
$0Federal funds sold & reverse repurchase agreements
$355,042Net loans & leases
$7,367Loan loss allowance
$0Trading account assets
$9,730Bank premises and fixed assets
$0Other real estate owned
$0Goodwill and other intangibles
$785,017Life insurance assets
$27,750All other assets
$704,506Total liabilities and capital
$683,094Total liabilities
$437,634Total deposits
$683,094Interest-bearing deposits
$94Deposits held in domestic offices
14037.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$7,375Subordinated debt
$80,511All other liabilities
$80,511Total equity capital
$80,511Total bank equity capital
$0Perpetual preferred stock
$1,350Common stock
$950Surplus
$78,211Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$17,038Income earned, not collected on loans
$0Earning assets
$3,113Long-term assets (5+ years)
$732,795Average Assets, year-to-date
$359,279Average Assets, quarterly
$763,978Volatile liabilities
$782,466Insider loans
$391,168FHLB advances
$773,381Loans and leases held for sale
$19,743Unused loan commitments
$16,452Tier 1 (core) risk-based capital
$78,718Tier 2 risk-based capital
$0Total risk weighted assets
$3,291Total unused commitments
$69,299Restructured Loans and leases
$174Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$26,672Total interest income
$2,945Total interest expense
$23,727Net interest income
$2,021Provision for loan and lease losses
$6,366Total noninterest income
$2,741Fiduciary activities
$785Service charges on deposit accounts
$0Trading account gains & fees
$2,840Additional noninterest income
$20,368Total noninterest expense
$11,061Salaries and employee benefits
$2,585Premises and equipment expense
$6,722Additional noninterest expense
$7,704Pre-tax net operating income
$0Securities gains (losses)
$1,655Applicable income taxes
$6,049Income before extraordinary items
$0Extraordinary gains - net
$6,049Net income attributable to bank
$0Net charge-offs
$6,049Cash dividends
$18Sale, conversion, retirement of capital stock, net
$6,206Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
3.76%Yield on earning assets
0.41%Cost of funding earning assets
3.34%Net interest margin
0.90%Noninterest income to earning assets
2.87%Noninterest expense to earning assets
0.79%Net operating income to assets
0.79%Return on assets (ROA)
1.01%Pretax return on assets
7.67%Return on equity (ROE)
-0.20%Retained earnings to average equity (YTD only)
0.00%Net charge-offs to loans
11227.78%Credit loss provision to net charge-offs
540.28%Efficiency ratio
67,684Assets per employee
4.67%Cash dividends to net income (YTD only)
Condition Ratios (%)
102.60%Loss allowance to loans
2.03%Loss allowance to noncurrent loans
43.24%Noncurrent assets plus other real estate owned to assets
2.17%Noncurrent loans to loans
4.70%Net loans and leases to deposits
51.98%Net loans and leases to core deposits
52.57%Equity capital to assets
10.26%Core capital (leverage) ratio
10.18%Tier 1 risk-based capital ratio
20.12%Total risk-based capital ratio
Memoranda
$21Average assets
$763,978Average earning assets
$78,852Average equity
$709,927Average loans

Total Fiduciary and Related Assets (December 31, 2011)

Dollar figures in thousands
$1Total fiduciary and related assets
1Number of Fiduciary Accounts and Related Asset Accounts
YesFiduciary powers granted
YesFiduciary or related activity
$444,618Managed Assets
1Number of Accounts
$441,458Personal trust and agency accounts
$169,110Employee benefit-defined contribution accounts
$20,219Employee benefit-defined benefit accounts
$15,379Other retirement accounts
$71,501Corporate trust and agency accounts
$0Investment management agency accounts
$165,249Other fiduciary accounts
$0Fiduciary accounts held in foreign offices
$0Non-managed Assets
867Number of Accounts
$0Personal trust and agency accounts
$71,501Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$3,160Other retirement accounts
$903Corporate trust and agency accounts
$0Other fiduciary accounts
$0Fiduciary accounts held in foreign offices

List of branches

17 Pennsylvania Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type
0	4960	First National Bank And Trust Compan	40 South State Street, Newtown, PA 18940	Febuary 25, 1864	Full Service Brick and Mortar
1	216193	Wrightstown Branch	Routes 232 And 413, Wrightstown, PA 18940	October 15, 1965	Full Service Brick and Mortar
2	216194	Yardley Road Branch	Newtown Yardley Rd, Newtown, PA 18940	June 05, 1967	Full Service Brick and Mortar
3	216195	Washington Crossing Branch	General Washington Memorial Blvd., Washington Crossing, PA 18977	January 06, 1969	Full Service Brick and Mortar
4	216196	Langhorne Branch	201 South Bellevue Avenue, Langhorne, PA 19047	September 21, 1970	Full Service Brick and Mortar
5	216197	Richboro Branch	832 Second Street Pike, Richboro, PA 18954	October 30, 1970	Full Service Brick and Mortar
6	216198	Park Terrace Branch	275 South Main Street, Doylestown, PA 18901	May 19, 1986	Full Service Brick and Mortar
7	216199	Pennswood Village Branch	2 Pennswood Dr, Newtown, PA 18940	March 30, 1987	Full Service Brick and Mortar
8	216200	Attleboro Branch	290 East Winchester Avenue, Langhorne, PA 19047	July 25, 1989	Full Service Brick and Mortar
9	216201	Twining Village Branch	280 Middle Holland Road, Holland, PA 18966	May 29, 1990	Full Service Brick and Mortar
10	216202	Jamison Office Branch	2370 York Road, Building #h1, Jamison, PA 18929	January 23, 1991	Full Service Brick and Mortar
11	216203	Fairless Hills Branch	Oxford Valley Road And Olds Boulevard, Fairless Hills, PA 19030	January 12, 1989	Full Service Brick and Mortar
12	216204	Southampton Estates Branch	238 Street Road, Southampton, PA 18966	September 02, 1993	Full Service Brick and Mortar
13	216205	Levittown Branch	1323 East Lincoln Highway, Levittown, PA 19056	December 30, 1996	Full Service Brick and Mortar
14	216206	Solebury Office Branch	408 York Road, New Hope, PA 18938	Febuary 25, 1999	Full Service Brick and Mortar
15	357061	Warminster Office Branch	Center Point Plaza, 876 Street Road, Warminster, PA 18974	June 30, 2000	Full Service Brick and Mortar
16	527032	St. Andrew School Branch	51 Wrights Road, Newtown, PA 18940	October 04, 2011	Full Service Brick and Mortar

First National Bank and Trust Company of Newtown in Newtown, Pennsylvania (PA)
Overview, Financial Summary, Detailed Financial Reports, Branches

First National Bank and Trust Company of Newtown - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

Total Fiduciary and Related Assets (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

First National Bank and Trust Company of Newtown in Newtown, Pennsylvania (PA)Overview, Financial Summary, Detailed Financial Reports, Branches

First National Bank and Trust Company of Newtown - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

Total Fiduciary and Related Assets (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

First National Bank and Trust Company of Newtown in Newtown, Pennsylvania (PA)
Overview, Financial Summary, Detailed Financial Reports, Branches