FDIC Certificate #: 3671 Status: Active Federal Reserve ID: 613334 Bank Holding Company (Regulatory Top Holder): Longview Capital Corporation (RSSDID: 1204618, Location: Newman, IL) Date Established: Febuary 02, 1891 WWW:http://www.fnbgtown.com Trust Powers Granted: No Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC) Offices: 1 (Domestic: 1, Interstate: No) FDIC's unique #: 2347 Numeric code: 3 Regulator: OCC Insurance Fund Membership: Deposit Insurance Fund (DIF) Insured commercial Banks: Yes FDIC Insured: Yes Deposit Insurance Fund member: Yes Agricultural lending institution: Yes Ownership Type: Non-Stock FFIEC Call Report 31 Filer: No State Chartered: No Subchapter S Corporations: No Asset Concentration Hierarchy: Agricultural Specialization Date of Deposit Insurance: January 01, 1934 Last Structure Change Effective Date: March 31, 2006 Last Structure Change Process Date: November 03, 2006 Last Data Update: November 03, 2006 Data Source Date: April 05, 2012
Location
Address: 111 South Main Street, Georgetown, IL 61846 County: Vermilion Quarterly Banking Profile Region: Chicago FDIC Geographic Region: Chicago FDIC Supervisory Region: Chicago FDIC Field Office: Champaign Office of the Comptroller the Currency (OCC) District: Central Office of Thrift Supervision Region: Central Core Based Statistical Area (CBSA): Danville, IL (#19180) CBSA Metro Statistical Area: Danville, IL (#19180)
History of Changes
Merge BIF and SAIF Funds into DIF
Financial Summary
Total assets: $42.7 mil Equity capital: $4.6 mil Deposits held in domestic offices: $37.9 mil Return on assets (ROA): 1.15% ($0.5 mil) Quarterly return on assets: 1.33% ($0.6 mil) Return on Equity (ROE): 10.77% ($0.5 mil) Quarterly return on equity: 12.33% ($0.6 mil) Net income: $0.5 mil Quarterly Net income: $0.1 mil Pretax return on assets: 1.96% ($836.7 mil) Quarterly Pretax return on assets: 2.26% ($964.8 mil)
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
2000 - 2011 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2011)
Dollar figures in thousands
10Total employees (full-time equivalent)
$42,690Total assets
$2,895Cash and due from depository institutions
$2,218Interest-bearing balances
$5,697Securities
$0Federal funds sold & reverse repurchase agreements
$31,021Net loans & leases
$282Loan loss allowance
$0Trading account assets
$364Bank premises and fixed assets
$0Other real estate owned
$1,287Goodwill and other intangibles
$42,690Life insurance assets
$1,426All other assets
$38,069Total liabilities and capital
$37,932Total liabilities
$32,965Total deposits
$37,932Interest-bearing deposits
$94Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$137Subordinated debt
$4,621All other liabilities
$4,621Total equity capital
$4,621Total bank equity capital
$0Perpetual preferred stock
$125Common stock
$3,063Surplus
$1,433Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$96Income earned, not collected on loans
$0Earning assets
$644Long-term assets (5+ years)
$38,936Average Assets, year-to-date
$9,392Average Assets, quarterly
$41,757Volatile liabilities
$42,379Insider loans
$30,059FHLB advances
$41,621Loans and leases held for sale
$89Unused loan commitments
$89Tier 1 (core) risk-based capital
$3,334Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$7,926Restructured Loans and leases
$351Derivatives
Income and Expense (December 31, 2011)
Dollar figures in thousands
$1,957Total interest income
$270Total interest expense
$1,687Net interest income
$54Provision for loan and lease losses
$159Total noninterest income
$0Fiduciary activities
$73Service charges on deposit accounts
$0Trading account gains & fees
$86Additional noninterest income
$972Total noninterest expense
$585Salaries and employee benefits
$140Premises and equipment expense
$247Additional noninterest expense
$820Pre-tax net operating income
$0Securities gains (losses)
$340Applicable income taxes
$480Income before extraordinary items
$0Extraordinary gains - net
$480Net income attributable to bank
$0Net charge-offs
$480Cash dividends
$0Sale, conversion, retirement of capital stock, net
$185Net operating income
Performance and Condition Ratios (December 31, 2011)
Dollar figures in thousands
Performance Ratios (%, annualized)
5.13%Yield on earning assets
0.71%Cost of funding earning assets
4.42%Net interest margin
0.42%Noninterest income to earning assets
2.55%Noninterest expense to earning assets
1.15%Net operating income to assets
1.15%Return on assets (ROA)
1.96%Pretax return on assets
10.77%Return on equity (ROE)
6.62%Retained earnings to average equity (YTD only)
0.00%Net charge-offs to loans
0.00%Credit loss provision to net charge-offs
0.00%Efficiency ratio
52,654Assets per employee
4.27%Cash dividends to net income (YTD only)
Condition Ratios (%)
38.54%Loss allowance to loans
0.90%Loss allowance to noncurrent loans
293.75%Noncurrent assets plus other real estate owned to assets
0.22%Noncurrent loans to loans
0.31%Net loans and leases to deposits
81.78%Net loans and leases to core deposits
83.81%Equity capital to assets
10.82%Core capital (leverage) ratio
8.01%Tier 1 risk-based capital ratio
11.09%Total risk-based capital ratio
Memoranda
$11Average assets
$41,757Average earning assets
$4,457Average equity
$38,178Average loans
List of branches
1 Illinois Branch as of April 05, 2012
No
ID
Name
Address
Established
Service Type
Map
0
2347
First National Bank In Georgetown
111 South Main Street, Georgetown, IL 61846
Febuary 02, 1891
Full Service Brick and Mortar
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