State Bank of Chrisman in city_name, state_name - Detailed Financial Reports, Location

State Bank of Chrisman in Chrisman, Illinois (IL)
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State Bank of Chrisman routing number info

State Bank of Chrisman - Overview

General
FDIC Certificate #: 16479
Status: Active
Federal Reserve ID: 152431
Bank Holding Company (Regulatory Top Holder): Longview Capital Corporation (RSSDID: 1204618, Location: Newman, IL)
Date Established: August 11, 1891
WWW: http://www.sbchrisman.com
Trust Powers Granted: Yes
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 2 (Domestic: 2, Interstate: No)
FDIC's unique #: 10642
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Agricultural lending institution: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: No
Asset Concentration Hierarchy: Agricultural Specialization
Date of Deposit Insurance: September 06, 1946
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
Location
Address: 202 West Madison Avenue, Chrisman, IL 61924
County: Edgar
Quarterly Banking Profile Region: Chicago
FDIC Geographic Region: Chicago
FDIC Supervisory Region: Chicago
FDIC Field Office: Champaign
Office of the Comptroller the Currency (OCC) District: Central
Office of Thrift Supervision Region: Central
History of Changes
Merge BIF and SAIF Funds into DIF
Financial Summary
Total assets: $71.5 mil
Equity capital: $5.8 mil
Deposits held in domestic offices: $65.4 mil
Return on assets (ROA): 0.74% ($0.5 mil)
Quarterly return on assets: 0.80% ($0.6 mil)
Return on Equity (ROE): 9.25% ($0.6 mil)
Quarterly return on equity: 9.70% ($0.6 mil)
Net income: $0.5 mil
Quarterly Net income: $0.1 mil
Pretax return on assets: 1.12% ($800.9 mil)
Quarterly Pretax return on assets: 1.20% ($858.1 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
22Total employees (full-time equivalent)
$71,508Total assets
$4,698Cash and due from depository institutions
$2,379Interest-bearing balances
$12,233Securities
$550Federal funds sold & reverse repurchase agreements
$50,708Net loans & leases
$484Loan loss allowance
$0Trading account assets
$1,139Bank premises and fixed assets
$339Other real estate owned
$0Goodwill and other intangibles
$71,509Life insurance assets
$1,841All other assets
$65,662Total liabilities and capital
$65,443Total liabilities
$57,648Total deposits
$65,443Interest-bearing deposits
$93Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$219Subordinated debt
$5,847All other liabilities
$5,847Total equity capital
$5,847Total bank equity capital
$0Perpetual preferred stock
$150Common stock
$975Surplus
$4,722Undivided profits
Memoranda
$0Noncurrent loans and leases
$122Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$2,377Income earned, not collected on loans
$0Earning assets
$880Long-term assets (5+ years)
$65,870Average Assets, year-to-date
$1,560Average Assets, quarterly
$70,735Volatile liabilities
$70,676Insider loans
$53,273FHLB advances
$70,240Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$5,760Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$8,430Restructured Loans and leases
$508Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$3,120Total interest income
$620Total interest expense
$2,500Net interest income
$9Provision for loan and lease losses
$300Total noninterest income
$24Fiduciary activities
$199Service charges on deposit accounts
$0Trading account gains & fees
$77Additional noninterest income
$2,016Total noninterest expense
$1,184Salaries and employee benefits
$309Premises and equipment expense
$523Additional noninterest expense
$775Pre-tax net operating income
$14Securities gains (losses)
$263Applicable income taxes
$526Income before extraordinary items
$0Extraordinary gains - net
$526Net income attributable to bank
$0Net charge-offs
$526Cash dividends
$42Sale, conversion, retirement of capital stock, net
$304Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
4.76%Yield on earning assets
0.95%Cost of funding earning assets
3.82%Net interest margin
0.46%Noninterest income to earning assets
3.08%Noninterest expense to earning assets
0.73%Net operating income to assets
0.74%Return on assets (ROA)
1.12%Pretax return on assets
9.25%Return on equity (ROE)
3.91%Retained earnings to average equity (YTD only)
0.09%Net charge-offs to loans
21.43%Credit loss provision to net charge-offs
18.67%Efficiency ratio
72,000Assets per employee
3.25%Cash dividends to net income (YTD only)
Condition Ratios (%)
57.79%Loss allowance to loans
0.95%Loss allowance to noncurrent loans
20.36%Noncurrent assets plus other real estate owned to assets
3.80%Noncurrent loans to loans
4.64%Net loans and leases to deposits
77.48%Net loans and leases to core deposits
78.95%Equity capital to assets
8.18%Core capital (leverage) ratio
8.20%Tier 1 risk-based capital ratio
10.81%Total risk-based capital ratio
Memoranda
$12Average assets
$70,735Average earning assets
$5,684Average equity
$65,492Average loans

Total Fiduciary and Related Assets (December 31, 2011)

Dollar figures in thousands
$1Total fiduciary and related assets
1Number of Fiduciary Accounts and Related Asset Accounts
YesFiduciary powers granted
YesFiduciary or related activity
$4,941Managed Assets
1Number of Accounts
$592Personal trust and agency accounts
$592Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$0Other retirement accounts
$0Corporate trust and agency accounts
$0Investment management agency accounts
$0Other fiduciary accounts
$0Fiduciary accounts held in foreign offices
$0Non-managed Assets
16Number of Accounts
$0Personal trust and agency accounts
$0Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$4,349Other retirement accounts
$4,349Corporate trust and agency accounts
$0Other fiduciary accounts
$0Fiduciary accounts held in foreign offices

List of branches

2 Illinois Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type	Map
0	10642	State Bank Of Chrisman	202 West Madison Avenue, Chrisman, IL 61924	August 11, 1891	Full Service Brick and Mortar
1	238145	Paris Branch	600 East Jasper Street, Paris, IL 61944	December 15, 1997	Full Service Brick and Mortar

State Bank of Chrisman in Chrisman, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

State Bank of Chrisman - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

Total Fiduciary and Related Assets (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

State Bank of Chrisman in Chrisman, Illinois (IL)Overview, Financial Summary, Detailed Financial Reports, Branches

State Bank of Chrisman - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

Total Fiduciary and Related Assets (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

State Bank of Chrisman in Chrisman, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches