First National Bank of Jasper in city_name, state_name - Detailed Financial Reports, Location

First National Bank of Jasper in Jasper, Texas (TX)
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First National Bank of Jasper routing number info

First National Bank of Jasper - Overview

General
FDIC Certificate #: 18150
Status: Active
Federal Reserve ID: 975555
Bank Holding Company (Regulatory Top Holder): East Texas Bancshares, Inc. (RSSDID: 1135909, Location: Livingston, TX)
Date Established: Febuary 06, 1960
WWW: http://www.fnbjasper.com
Trust Powers Granted: No
Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Offices: 2 (Domestic: 2, Interstate: No)
FDIC's unique #: 12071
Numeric code: 3
Regulator: OCC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: No
Subchapter S Corporations: No
Asset Concentration Hierarchy: Other Specialized Lending < 1 Billion
Date of Deposit Insurance: Febuary 06, 1960
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
Location
Address: 301 East Houston Street, Jasper, TX 75951
County: Jasper
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Houston
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: West
History of Changes
Merge BIF and SAIF Funds into DIF
Financial Summary
Total assets: $222.2 mil
Equity capital: $28.2 mil
Deposits held in domestic offices: $188.5 mil
Return on assets (ROA): 0.12% ($0.3 mil)
Quarterly return on assets: 0.10% ($0.2 mil)
Return on Equity (ROE): 1.01% ($0.3 mil)
Quarterly return on equity: 0.79% ($0.2 mil)
Net income: $0.3 mil
Quarterly Net income: $0.1 mil
Pretax return on assets: -0.05% (-$111.1 mil)
Quarterly Pretax return on assets: 0.03% ($66.7 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
57Total employees (full-time equivalent)
$222,230Total assets
$20,213Cash and due from depository institutions
$17,568Interest-bearing balances
$112,980Securities
$0Federal funds sold & reverse repurchase agreements
$80,905Net loans & leases
$1,356Loan loss allowance
$0Trading account assets
$1,548Bank premises and fixed assets
$467Other real estate owned
$0Goodwill and other intangibles
$222,230Life insurance assets
$6,117All other assets
$194,024Total liabilities and capital
$188,470Total liabilities
$147,971Total deposits
$188,470Interest-bearing deposits
$87Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$3,034Trading liabilities
$0Other borrowed funds
$2,520Subordinated debt
$28,206All other liabilities
$28,206Total equity capital
$28,206Total bank equity capital
$0Perpetual preferred stock
$504Common stock
$8,004Surplus
$19,698Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$1,708Income earned, not collected on loans
$0Earning assets
$1,139Long-term assets (5+ years)
$211,453Average Assets, year-to-date
$95,770Average Assets, quarterly
$223,685Volatile liabilities
$221,405Insider loans
$76,055FHLB advances
$211,563Loans and leases held for sale
$2,214Unused loan commitments
$2,214Tier 1 (core) risk-based capital
$23,873Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$3,053Restructured Loans and leases
$281Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$8,546Total interest income
$1,210Total interest expense
$7,336Net interest income
$190Provision for loan and lease losses
$801Total noninterest income
$0Fiduciary activities
$717Service charges on deposit accounts
$0Trading account gains & fees
$84Additional noninterest income
$5,713Total noninterest expense
$3,396Salaries and employee benefits
$422Premises and equipment expense
$1,895Additional noninterest expense
$2,234Pre-tax net operating income
-$2,341Securities gains (losses)
-$380Applicable income taxes
$273Income before extraordinary items
$0Extraordinary gains - net
$273Net income attributable to bank
$0Net charge-offs
$273Cash dividends
$64Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
4.03%Yield on earning assets
0.57%Cost of funding earning assets
3.46%Net interest margin
0.38%Noninterest income to earning assets
2.70%Noninterest expense to earning assets
0.79%Net operating income to assets
0.12%Return on assets (ROA)
-0.05%Pretax return on assets
1.01%Return on equity (ROE)
1.01%Retained earnings to average equity (YTD only)
0.08%Net charge-offs to loans
296.88%Credit loss provision to net charge-offs
37.88%Efficiency ratio
70,210Assets per employee
3.90%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
1.65%Loss allowance to noncurrent loans
79.39%Noncurrent assets plus other real estate owned to assets
0.98%Noncurrent loans to loans
2.08%Net loans and leases to deposits
42.93%Net loans and leases to core deposits
47.77%Equity capital to assets
12.69%Core capital (leverage) ratio
11.28%Tier 1 risk-based capital ratio
31.39%Total risk-based capital ratio
Memoranda
$33Average assets
$223,685Average earning assets
$27,034Average equity
$211,894Average loans

List of branches

2 Texas Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type	Map
0	12071	First National Bank Of Jasper	301 East Houston Street, Jasper, TX 75951	Febuary 06, 1960	Full Service Brick and Mortar
1	244027	Woodville Branch	2873 Highway 190 East, Woodville, TX 75979	August 12, 1991	Full Service Brick and Mortar

First National Bank of Jasper in Jasper, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

First National Bank of Jasper - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

First National Bank of Jasper in Jasper, Texas (TX)Overview, Financial Summary, Detailed Financial Reports, Branches

First National Bank of Jasper - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

First National Bank of Jasper in Jasper, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches