First Savings Bank in city_name, state_name - Detailed Financial Reports, Location

First Savings Bank in Woodbridge, New Jersey (NJ)
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First Savings Bank - Overview

General
FDIC Certificate #: 30255
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: The Provident Bank (#12010)
Federal Reserve ID: 1003679
Date Established: January 01, 1901
WWW: http://www.firstsavings.com
Bank Charter Class: Savings banks, state charter, supervised by the FDIC
Offices: 22 (Interstate: No)
OTS Docket #: 5056
FDIC's unique #: 43089
Numeric code: 41
Regulator: FDIC
Insurance Fund Membership: Savings Association Insurance Fund (SAIF)
FDIC Insured: Yes
SAIF Insured: Yes
Insured Savings Institution: Yes
State Chartered: Yes
Date of Deposit Insurance: June 28, 1945
Last Structure Change Effective Date: July 14, 2004
Last Structure Change Process Date: September 22, 2004
Last Data Update: September 22, 2004
Data Source Date: April 05, 2012
Location
Address: 1000 Woodbridge Center Drive, Woodbridge, NJ 7095
County: Middlesex
Quarterly Banking Profile Region: New York
FDIC Geographic Region: New York
FDIC Supervisory Region: New York
FDIC Field Office: Jamesburg
Office of the Comptroller the Currency (OCC) District: Northeast
Office of Thrift Supervision Region: Northeast
Metropolitan Statistical Area (MSA): Middlesex-Somerset-Hunterdon, NJ (#5015)
Consolidated Metropolitan Statistical Area (CMSA): New York-Northern New Jersey-Long Island, NY-NJ-CT-PA (#70)
Combined Statistical Area (CSA): New York-Newark-Bridgeport, NY-NJ-CT-PA (#408)
Core Based Statistical Area (CBSA): New York-Northern New Jersey-Long Island, NY-NJ-PA (#35620)
CBSA Metro Statistical Area: New York-Northern New Jersey-Long Island, NY-NJ-PA (#35620)
Core Based Statistical Division: Edison-New Brunswick, NJ (#20764)
Financial Summary
Total assets: $2,167.2 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2003)

Dollar figures in thousands
299Total employees (full-time equivalent)
$2,180,494Total assets
$18,845Cash and due from depository institutions
$0Interest-bearing balances
$806,271Securities
$59,800Federal funds sold & reverse repurchase agreements
$1,210,824Net loans & leases
$12,768Loan loss allowance
$0Trading account assets
$15,160Bank premises and fixed assets
$0Other real estate owned
$3,768Goodwill and other intangibles
$0Life insurance assets
$65,826All other assets
$2,180,494Total liabilities and capital
$1,968,973Total liabilities
$1,361,502Total deposits
$1,270,602Interest-bearing deposits
$1,361,502Deposits held in domestic offices
0.00%% insured (estimated)
$466,000Federal funds purchased & repurchase agreements
$0Trading liabilities
$135,880Other borrowed funds
$0Subordinated debt
$5,591All other liabilities
$211,521Total equity capital
$211,521Total bank equity capital
$211,521Perpetual preferred stock
$0Common stock
$2Surplus
$145,265Undivided profits
Memoranda
$66,254Noncurrent loans and leases
$312,818Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$1,826Earning assets
$0Long-term assets (5+ years)
$9,023Average Assets, year-to-date
$2,076,895Average Assets, quarterly
$950,670Volatile liabilities
$2,236,350Insider loans
$2,208,484FHLB advances
$541,660Loans and leases held for sale
$3,169Unused loan commitments
$125,500Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$777Total risk weighted assets
$312,818Total unused commitments
$0Restructured Loans and leases
$12,768Derivatives

Income and Expense (December 31, 2003)

Dollar figures in thousands
$107,736Total interest income
$51,314Total interest expense
$56,422Net interest income
$0Provision for loan and lease losses
$9,080Total noninterest income
$0Fiduciary activities
$1,951Service charges on deposit accounts
$0Trading account gains & fees
$7,129Additional noninterest income
$33,967Total noninterest expense
$20,010Salaries and employee benefits
$3,998Premises and equipment expense
$9,959Additional noninterest expense
$31,535Pre-tax net operating income
$370Securities gains (losses)
$12,079Applicable income taxes
$19,826Income before extraordinary items
$0Extraordinary gains - net
$19,826Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$62Sale, conversion, retirement of capital stock, net
$20,000Net operating income

Performance and Condition Ratios (December 31, 2003)

Dollar figures in thousands
Performance Ratios (%, annualized)
5.08%Yield on earning assets
2.42%Cost of funding earning assets
2.66%Net interest margin
0.43%Noninterest income to earning assets
1.60%Noninterest expense to earning assets
0.88%Net operating income to assets
0.89%Return on assets (ROA)
1.43%Pretax return on assets
9.66%Return on equity (ROE)
-0.08%Retained earnings to average equity (YTD only)
0.01%Net charge-offs to loans
0.00%Credit loss provision to net charge-offs
508.63%Efficiency ratio
50,576Assets per employee
7.29%Cash dividends to net income (YTD only)
Condition Ratios (%)
100.88%Loss allowance to loans
1.04%Loss allowance to noncurrent loans
699.23%Noncurrent assets plus other real estate owned to assets
0.08%Noncurrent loans to loans
0.15%Net loans and leases to deposits
88.93%Net loans and leases to core deposits
94.17%Equity capital to assets
9.70%Core capital (leverage) ratio
9.18%Tier 1 risk-based capital ratio
18.29%Total risk-based capital ratio
Memoranda
$19Average assets
$2,236,350Average earning assets
$205,270Average equity
$2,121,455Average loans

First Savings Bank in Woodbridge, New Jersey (NJ)
Overview, Financial Summary, Detailed Financial Reports, Branches

First Savings Bank - Overview

Assets and Liabilities (December 31, 2003)

Income and Expense (December 31, 2003)

Performance and Condition Ratios (December 31, 2003)

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First Savings Bank in Woodbridge, New Jersey (NJ)Overview, Financial Summary, Detailed Financial Reports, Branches

First Savings Bank - Overview

Assets and Liabilities (December 31, 2003)

Income and Expense (December 31, 2003)

Performance and Condition Ratios (December 31, 2003)

Comment about this bank, ask questions, or add new information about it:

First Savings Bank in Woodbridge, New Jersey (NJ)
Overview, Financial Summary, Detailed Financial Reports, Branches