First Security Bank of Missoula in city_name, state_name - Detailed Financial Reports, Location

First Security Bank of Missoula in Missoula, Montana (MT)
Show street view No street view available for this location

First Security Bank of Missoula routing number info

First Security Bank of Missoula - Overview

General
FDIC Certificate #: 21010
Status: Active
Federal Reserve ID: 652351
Bank Holding Company (Regulatory Top Holder): Glacier Bancorp, Inc. (RSSDID: 2003975, Location: Kalispell, MT)
Date Established: March 29, 1973
WWW: http://www.fsbmsla.com
Trust Powers Granted: No
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 12 (Domestic: 12, Interstate: No)
OTS Docket #: 13201
FDIC's unique #: 14513
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: No
Asset Concentration Hierarchy: Commercial Lending Specialization
Date of Deposit Insurance: March 29, 1973
Last Structure Change Effective Date: April 19, 2011
Last Structure Change Process Date: May 11, 2011
Last Data Update: May 11, 2011
Data Source Date: April 05, 2012
Location
Address: 1704 Dearborn Avenue, Missoula, MT 59801
County: Missoula
Quarterly Banking Profile Region: San Francisco
FDIC Geographic Region: San Francisco
FDIC Supervisory Region: San Francisco
FDIC Field Office: Billings
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: West
Metropolitan Statistical Area (MSA): Missoula, MT (#5140)
Core Based Statistical Area (CBSA): Missoula, MT (#33540)
CBSA Metro Statistical Area: Missoula, MT (#33540)
History of Changes
Change in Primary Regulatory Agency
Change in Supervisory Agency
Institution Withdraws from FRS (Federal Reserve System)
Financial Summary
Total assets: $1,103.5 mil
Equity capital: $136.8 mil
Deposits held in domestic offices: $732.7 mil
Return on assets (ROA): 1.11% ($12.3 mil)
Quarterly return on assets: 1.16% ($12.8 mil)
Return on Equity (ROE): 9.18% ($12.6 mil)
Quarterly return on equity: 9.37% ($12.8 mil)
Net income: $11.9 mil
Quarterly Net income: $3.2 mil
Pretax return on assets: 1.39% ($15,339.3 mil)
Quarterly Pretax return on assets: 1.54% ($16,994.6 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
185Total employees (full-time equivalent)
$1,103,547Total assets
$16,299Cash and due from depository institutions
$102Interest-bearing balances
$456,246Securities
$0Federal funds sold & reverse repurchase agreements
$552,797Net loans & leases
$22,457Loan loss allowance
$0Trading account assets
$16,128Bank premises and fixed assets
$17,723Other real estate owned
$19,099Goodwill and other intangibles
$1,103,547Life insurance assets
$25,255All other assets
$966,712Total liabilities and capital
$732,672Total liabilities
$615,970Total deposits
$732,672Interest-bearing deposits
$91Deposits held in domestic offices
57903.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$169,000Trading liabilities
$0Other borrowed funds
$7,137Subordinated debt
$136,835All other liabilities
$136,835Total equity capital
$136,835Total bank equity capital
$0Perpetual preferred stock
$1,821Common stock
$92,675Surplus
$42,339Undivided profits
Memoranda
$0Noncurrent loans and leases
$7,960Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$28,338Income earned, not collected on loans
$554Earning assets
$5,724Long-term assets (5+ years)
$1,009,145Average Assets, year-to-date
$428,280Average Assets, quarterly
$1,069,019Volatile liabilities
$1,097,563Insider loans
$705,170FHLB advances
$1,069,830Loans and leases held for sale
$3,147Unused loan commitments
$3,147Tier 1 (core) risk-based capital
$112,198Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$86,993Restructured Loans and leases
$26,741Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$46,583Total interest income
$7,802Total interest expense
$38,781Net interest income
$9,950Provision for loan and lease losses
$5,256Total noninterest income
$0Fiduciary activities
$2,894Service charges on deposit accounts
$0Trading account gains & fees
$2,362Additional noninterest income
$19,260Total noninterest expense
$8,886Salaries and employee benefits
$1,995Premises and equipment expense
$8,379Additional noninterest expense
$14,827Pre-tax net operating income
$22Securities gains (losses)
$2,936Applicable income taxes
$11,913Income before extraordinary items
$0Extraordinary gains - net
$11,913Net income attributable to bank
$0Net charge-offs
$11,913Cash dividends
$6,538Sale, conversion, retirement of capital stock, net
$4,100Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
4.76%Yield on earning assets
0.80%Cost of funding earning assets
3.96%Net interest margin
0.54%Noninterest income to earning assets
1.97%Noninterest expense to earning assets
1.11%Net operating income to assets
1.11%Return on assets (ROA)
1.39%Pretax return on assets
9.18%Return on equity (ROE)
6.02%Retained earnings to average equity (YTD only)
1.14%Net charge-offs to loans
152.19%Credit loss provision to net charge-offs
3.79%Efficiency ratio
43,143Assets per employee
5.97%Cash dividends to net income (YTD only)
Condition Ratios (%)
34.42%Loss allowance to loans
3.90%Loss allowance to noncurrent loans
79.25%Noncurrent assets plus other real estate owned to assets
4.17%Noncurrent loans to loans
4.93%Net loans and leases to deposits
75.45%Net loans and leases to core deposits
93.50%Equity capital to assets
12.40%Core capital (leverage) ratio
10.49%Tier 1 risk-based capital ratio
15.91%Total risk-based capital ratio
Memoranda
$17Average assets
$1,069,019Average earning assets
$129,794Average equity
$979,535Average loans

List of branches

12 Montana Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type
0	14513	First Security Bank Of Missoula	1704 Dearborn Avenue, Missoula, MT 59801	March 29, 1973	Full Service Brick and Mortar
1	41114	First Security Branch Downtown	100 East Broadway, Missoula, MT 59806	January 01, 1911	Full Service Brick and Mortar
2	266430	Real Estate Lending Center	2601 Garfield, Missoula, MT 59801	January 01, 1911	Full Service Brick and Mortar
4	264367	320 West Broadway Branch	320 W. Broadway, Missoula, MT 59801	January 01, 1919	Limited Service Facility
5	356589	Reserve Street Branch	3045 North Reserve Street, Missoula, MT 59808	June 01, 2000	Full Service Retail
6	365124	Broadway Branch	541 East Broadway, Missoula, MT 59802	July 23, 2001	Limited Service Retail
7	365125	Great Northern Branch	3220 Great Northern Way, Missoula, MT 59808	July 23, 2001	Full Service Brick and Mortar
8	365126	Clocktower Branch	4055 S Us Hwy 93, Missoula, MT 59804	July 23, 2001	Limited Service Facility
9	7062	Thompson Falls Branch	107 South Fulton, Thompson Falls, MT 59873	January 01, 1906	Full Service Brick and Mortar
10	422960	Plains Branch	510 West Railroad, Plains, MT 59859	June 29, 2000	Full Service Brick and Mortar
11	5304	Hamilton Main Branch	First And Main Streets, Hamilton, MT 59840	April 05, 1905	Full Service Brick and Mortar
13	218282	Corvallis Branch	297 Woodside Cutoff Road, Corvallis, MT 59828	September 23, 1996	Limited Service Facility

First Security Bank of Missoula in Missoula, Montana (MT)
Overview, Financial Summary, Detailed Financial Reports, Branches

First Security Bank of Missoula - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

First Security Bank of Missoula in Missoula, Montana (MT)Overview, Financial Summary, Detailed Financial Reports, Branches

First Security Bank of Missoula - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

First Security Bank of Missoula in Missoula, Montana (MT)
Overview, Financial Summary, Detailed Financial Reports, Branches